Colorado Code — 05
Browse 412 sections in division 05 of the Colorado code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 5-1-101. Short title.
- § 5-1-102. Purposes - rules of construction.
- § 5-1-103. Supplementary general principles of law applicable.
- § 5-1-104. Construction against implicit repeal.
- § 5-1-105. Severability clause.
- § 5-1-106. Waiver - agreement to forego rights - settlement of claims.
- § 5-1-107. Effect of code on powers of organizations.
- § 5-1-201. Territorial application - definitions.
- § 5-1-202. Exclusions.
- § 5-1-203. Jurisdiction and service of process.
- § 5-1-301. General definitions.
- § 5-1-302. Definitions - federal "Truth in Lending Act" and federal "Consumer Leasing Act".
- § 5-1-303. Index of definitions in code.
- § 5-2-101. Short title.
- § 5-2-102. Scope.
- § 5-2-201. Finance charge for consumer credit transactions.
- § 5-2-202. Additional charges.
- § 5-2-203. Delinquency charges.
- § 5-2-204. Deferral charges - rules.
- § 5-2-205. Finance charge on refinancing.
- § 5-2-206. Finance charge on consolidation.
- § 5-2-207. Prepaid finance charge.
- § 5-2-208. Conversion to revolving account.
- § 5-2-209. Advances to perform covenants of consumer.
- § 5-2-210. Right to prepay.
- § 5-2-211. Rebate upon prepayment - definitions.
- § 5-2-212. Surcharges on credit transactions - enforcement - definitions.
- § 5-2-213. General-purpose credit cards - definitions.
- § 5-2-214. Alternative charges for loans not exceeding one thousand dollars.
- § 5-2-301. Authority to make supervised loans.
- § 5-2-302. License to make supervised loans - consumer credit unit cash fund - rules - definition.
- § 5-2-303. Denial and discipline of license.
- § 5-2-304. Records - annual reports - proof of financial responsibility.
- § 5-2-305. Examinations and investigations.
- § 5-2-306. Administrative procedures - applicability.
- § 5-2-307. Judicial review.
- § 5-2-308. Regular schedule of payments - maximum loan term.
- § 5-2-309. Conduct of business other than making loans.
- § 5-2-310. Application of other provisions.
- § 5-2-501. Transactions subject to code by agreement of parties.
- § 5-2-502. Finance charge for other transactions.
- § 5-3-101. Applicability - information required.
- § 5-3-102. Notice of assignment.
- § 5-3-103. Change in terms of revolving credit accounts.
- § 5-3-104. Receipts - statements of account - evidence of payment.
- § 5-3-105. Notice to cosigners and similar parties.
- § 5-3-106. Disclosures for real estate secured consumer credit transactions.
- § 5-3-107. Disclosures for consumer credit sale secured by a motor vehicle.
- § 5-3-108. Written agreement required.
- § 5-3-109. Records.
- § 5-3-110. Advertising.
- § 5-3-111. Use of credit scores.
- § 5-3-201. Security in sales or leases.
- § 5-3-202. Cross-collateral.
- § 5-3-203. Debt secured by cross-collateral.
- § 5-3-204. Restrictions on interest in land as security.
- § 5-3-205. Use of multiple agreements.
- § 5-3-206. No assignment of earnings.
- § 5-3-207. Authorization to confess judgment prohibited.
- § 5-3-208. Balloon payments.
- § 5-3-209. Referral sales.
- § 5-3-210. Discrimination prohibited - exemption.
- § 5-3-301. Restriction on liability in consumer lease.
- § 5-3-302. Limitation on default charges.
- § 5-3-303. Assignee subject to claims and defenses.
- § 5-3-304. Use of account - constructive assent to terms.
- § 5-3-305. Advance payment to reserve lodging and motor vehicle rental services - notice to consumer required.
- § 5-3-401. Definitions - "home solicitation sale".
- § 5-3-402. Buyer's right to cancel.
- § 5-3-403. Form of agreement or offer - statement of buyer's rights.
- § 5-3-404. Restoration of down payment.
- § 5-3-405. Duty of buyer - no compensation for services prior to cancellation.
- § 5-3-501. Scope.
- § 5-3-502. Form of insurance premium loan agreement.
- § 5-3-503. Notice of cancellation.
- § 5-3.1-101. Short title.
- § 5-3.1-101.5. Legislative declaration.
- § 5-3.1-102. Definitions.
- § 5-3.1-103. Written agreement requirements.
- § 5-3.1-104. Notice to consumers.
- § 5-3.1-105. Authorized charges.
- § 5-3.1-106. Maximum loan amount - right to rescind.
- § 5-3.1-107. Multiple outstanding transactions notice.
- § 5-3.1-108. Renewal - new loan - consecutive loans - payment plan - definitions.
- § 5-3.1-109. Form of loan proceeds.
- § 5-3.1-110. Endorsement of instrument.
- § 5-3.1-111. Redemption of instrument.
- § 5-3.1-112. Authorized dishonored instrument charge.
- § 5-3.1-113. Posting of charges.
- § 5-3.1-114. Notice on assignment or sale of instruments.
- § 5-3.1-115. Records and annual reports.
- § 5-3.1-116. License requirement.
- § 5-3.1-117. Examination and investigation.
- § 5-3.1-118. Denial of license - discipline.
- § 5-3.1-119. Applicability of other provisions of this title.
- § 5-3.1-120. Criminal culpability.
- § 5-3.1-121. Unfair or deceptive practices.
- § 5-3.1-122. Unconscionability.
- § 5-3.1-123. Use of multiple agreements for deferred deposit loans.
- § 5-3.5-101. Definitions.
- § 5-3.5-102. Protection of obligors.
- § 5-3.5-103. Restricted acts and practices.
- § 5-3.5-104. Reporting to credit bureaus.
- § 5-3.5-201. Enforcement - liability.
- § 5-3.5-301. Effective date - applicability.
- § 5-3.5-302. Severability.
- § 5-3.5-303. Relationship to other laws.
- § 5-3.7-101. Consumer credit solicitation protection - definitions.
- § 5-4-101. Short title.
- § 5-4-102. Scope - relation to credit insurance act - applicability to parties.
- § 5-4-103. Definitions - "consumer credit insurance" - "Credit Insurance Act".
- § 5-4-104. Creditor's provision of and charge for insurance - excess amount of charge.
- § 5-4-105. Conditions applying to insurance to be provided by creditor.
- § 5-4-106. Unconscionability.
- § 5-4-107. Maximum charge by creditor for insurance.
- § 5-4-108. Refund or credit required - amount.
- § 5-4-109. Existing insurance - choice of insurer.
- § 5-4-110. Charge for insurance in connection with a deferral, refinancing, or consolidation - duplicate charges.
- § 5-4-111. Cooperation between administrator and commissioner of insurance.
- § 5-4-112. Administrative action of commissioner of insurance.
- § 5-4-201. Term of insurance.
- § 5-4-202. Amount of insurance.
- § 5-4-203. Filing and approval of rates and forms.
- § 5-4-301. Property insurance.
- § 5-4-302. Insurance on creditor's interest only.
- § 5-4-303. Liability insurance.
- § 5-4-304. Cancellation by creditor.
- § 5-5-101. Short title.
- § 5-5-102. Scope.
- § 5-5-103. Restrictions on deficiency judgments in consumer credit sales.
- § 5-5-104. Insecurity and impaired collateral.
- § 5-5-105. No garnishment before judgment.
- § 5-5-106. Limitation on garnishment - definitions.
- § 5-5-107. No discharge from employment for garnishment.
- § 5-5-108. Extortionate extensions of credit.
- § 5-5-109. Unconscionability - inducement by unconscionable conduct - unconscionable debt collection.
- § 5-5-110. Notice of right to cure.
- § 5-5-111. Cure of default.
- § 5-5-112. Attorney fees.
- § 5-5-201. Effect of violations on rights of parties.
- § 5-5-202. Civil liability for violation of disclosure provisions.
- § 5-5-203. Consumer's right to rescind certain transactions.
- § 5-5-204. Interests in land.
- § 5-5-205. Refunds and penalties as set-off to obligation.
- § 5-5-206. Civil liability for discrimination.
- § 5-5-301. Willful violations.
- § 5-5-302. Disclosure violations.
- § 5-6-101. Short title.
- § 5-6-102. Applicability.
- § 5-6-103. Definitions - "administrator".
- § 5-6-104. Powers of administrator - harmony with federal regulations - reliance on rules.
- § 5-6-105. Administrative powers with respect to supervised financial organizations.
- § 5-6-106. Investigatory powers.
- § 5-6-107. Application of administrative procedures - provisions.
- § 5-6-108. Judicial review.
- § 5-6-109. Administrative enforcement orders.
- § 5-6-110. Assurance of discontinuance.
- § 5-6-111. Injunctions against violations of code.
- § 5-6-112. Injunctions against unconscionable agreements and fraudulent or unconscionable conduct.
- § 5-6-113. Temporary relief.
- § 5-6-114. Civil actions by administrator.
- § 5-6-115. Jury trial.
- § 5-6-116. Consumers' remedies not affected.
- § 5-6-201. Applicability.
- § 5-6-202. Notification.
- § 5-6-203. Fees.
- § 5-6-204. Cash fund created - definition.
- § 5-6-301. Council of advisors on consumer credit.
- § 5-6-302. Function of council - conflict of interest.
- § 5-6-303. Repeal of part - subject to review.
- § 5-9-101. Time of taking effect prior to June 30, 2000 - provisions for transition.
- § 5-9-101.5. Time of taking effect - provisions for transition.
- § 5-9-102. Continuation of licensing prior to July 1, 2000.
- § 5-9-102.5. Continuation of licensing after July 1, 2000.
- § 5-9-103. (Reserved)
- § 5-9.3-101. Definitions.
- § 5-9.3-102. Applicability.
- § 5-9.3-103. Guaranteed asset protection agreement requirements - application.
- § 5-9.3-104. Guaranteed asset protection fees.
- § 5-9.3-105. Calculation and payment of deficiency balance.
- § 5-9.3-106. Cancellation of GAP agreement.
- § 5-9.3-107. Filing of claim.
- § 5-9.3-108. Prohibitions on sale of guaranteed asset protection agreements.
- § 5-9.3-109. Enforcement.
- § 5-10-101. Short title.
- § 5-10-102. Legislative declaration.
- § 5-10-103. Waiver - agreement to forego rights - prohibited.
- § 5-10-104. Effective date.
- § 5-10-105. Supplementary general principles of law applicable.
- § 5-10-201. Application.
- § 5-10-202. Exclusions.
- § 5-10-301. Definitions.
- § 5-10-401. Disclosures.
- § 5-10-402. Form requirements.
- § 5-10-403. Receipts.
- § 5-10-501. Acquiring ownership.
- § 5-10-502. Prohibited provisions.
- § 5-10-503. Balloon payments.
- § 5-10-504. Prohibited charges.
- § 5-10-601. Additional charges.
- § 5-10-602. Reinstatement fees.
- § 5-10-603. Liability damage waivers - fees.
- § 5-10-604. Taxes.
- § 5-10-701. Lessee's remedies - reinstatement.
- § 5-10-702. Limitations on lessor's remedies.
- § 5-10-703. Assignee liability.
- § 5-10-704. Notice of assignment.
- § 5-10-801. Administrator responsibility.
- § 5-10-802. Lessor's records and investigations.
- § 5-10-803. Assurance of discontinuance.
- § 5-10-804. Notification by lessors - contents.
- § 5-10-805. Fees.
- § 5-10-901. Unlawful acts - fines - deceptive trade practice.
- § 5-10-902. Remedies of lessee.
- § 5-10-903. Unconscionability.
- § 5-10-904. Effect of correction.
- § 5-10-905. Statute of limitations.
- § 5-10-1001. Advertising.
- § 5-12-101. Legal rate of interest.
- § 5-12-102. Statutory interest - definition - rules.
- § 5-12-103. Greater rate may be stipulated.
- § 5-12-104. Warrants to bear six percent.
- § 5-12-105. Interest upon foreclosure.
- § 5-12-106. Rate of interest on judgments which are appealed.
- § 5-12-107. Commercial credit plans - definitions.
- § 5-13-101. Mortgages.
- § 5-13-102. Business and agricultural loans.
- § 5-13-103. Small business loans.
- § 5-13-104. Other loans. (Repealed)
- § 5-13-105. General override. (Repealed)
- § 5-13-106. Other loans - legislative declaration.
- § 5-16-101. Short title.
- § 5-16-102. Scope of article.
- § 5-16-103. Definitions.
- § 5-16-104. Location information - acquisition.
- § 5-16-105. Communication in connection with debt collection - definition - repeal.
- § 5-16-106. Harassment or abuse.
- § 5-16-107. False or misleading representations - repeal.
- § 5-16-108. Unfair practices.
- § 5-16-109. Validation of debts.
- § 5-16-109.5. Medical debt - requirements related to payment plans - collection prohibited during health insurance appeals - definition.
- § 5-16-110. Multiple debts.
- § 5-16-111. Legal actions by collection agencies.
- § 5-16-111.5. Fees, costs, and costs of collection - limitation.
- § 5-16-112. Deceptive forms.
- § 5-16-113. Civil liability.
- § 5-16-114. Administrative enforcement - rules.
- § 5-16-115. License - registration - unlawful acts.
- § 5-16-116. Collection agency board - created. (Repealed)
- § 5-16-117. Powers and duties of the administrator.
- § 5-16-118. Collection agency license - required.
- § 5-16-119. Collection agency license - requirements - application - fee - expiration - definition.
- § 5-16-120. License - issuance - grounds for denial - appeal - contents.
- § 5-16-121. Collection agency license - renewals.
- § 5-16-122. Collection agency license - notification of change and reapplication requirements.
- § 5-16-123. Duties of collection agencies.
- § 5-16-124. Bond - definition.
- § 5-16-125. Unlawful acts.
- § 5-16-125.5. Statute of limitations - actions by administrator.
- § 5-16-126. Criminal penalties.
- § 5-16-127. Complaint - investigations - powers of administrator - sanctions.
- § 5-16-128. Debt collectors for the department of personnel - complaint - disciplinary procedures.
- § 5-16-129. Records.
- § 5-16-130. Jurisdiction of courts.
- § 5-16-131. Duty of district attorney.
- § 5-16-132. Remedies.
- § 5-16-133. Injunction - receiver.
- § 5-16-134. Disposition of fees and fines - definition.
- § 5-16-134.5. Debts sold or resold after January 1, 2018.
- § 5-16-134.7. Advisory council for debt collection - created - membership - duties - subject to review - repeal.
- § 5-16-135. Repeal of article.
- § 5-17-101. Legislative declaration.
- § 5-17-102. Definitions.
- § 5-17-103. Application of the "Colorado Fair Debt Collection Practices Act".
- § 5-17-104. Prohibited practices.
- § 5-17-105. Fees.
- § 5-17-106. Requirements relating to private child support enforcement service contracts.
- § 5-17-107. Accounting for collections.
- § 5-17-108. Verification of account information.
- § 5-17-109. Cancellation or termination of private child support enforcement service contract.
- § 5-17-110. Civil liability.
- § 5-17-111. Administrative enforcement.
- § 5-17-112. Statute of limitations.
- § 5-17-113. Notice - rules.
- § 5-18-101. Short title.
- § 5-18-102. Legislative declaration.
- § 5-18-103. Definitions.
- § 5-18-104. Permissible purposes - prohibition.
- § 5-18-105. Consumer reports - accuracy of information.
- § 5-18-106. Disclosures to consumers.
- § 5-18-107. Credit scoring related to the extension of credit secured by a dwelling - definition.
- § 5-18-108. Charges for certain disclosures.
- § 5-18-109. Reporting of information prohibited - exceptions - repeal.
- § 5-18-110. Procedure for disputed information.
- § 5-18-111. Consumer report information block.
- § 5-18-112. Security freeze - timing - covered entities - cost.
- § 5-18-112.5. Security freeze for protected consumers.
- § 5-18-113. Notice of rights.
- § 5-18-113.5. Notice of rights regarding protected consumers.
- § 5-18-114. Security freeze - prohibition of changing official information in credit report or record.