Colorado § 5-18-105 - Consumer reports - accuracy of information.
Full text of Colorado Colorado Revised Statutes § 5-18-105 — Consumer reports - accuracy of information., with citation guidance and answers to common questions.
§ 5-18-105. Consumer reports - accuracy of information.
Whenever a consumer reporting agency prepares a consumer report, including reports that include criminal justice records, the agency shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the consumer about whom the report relates, including the use of the consumer's social security number if, in accordance with section 5-18-104 (1)(c)(I), the consumer's social security number is provided to the consumer reporting agency by a person intending to use the information contained in a consumer report in connection with a credit transaction involving the consumer and the social security number was initially provided to the user by the consumer in connection with that transaction. A consumer reporting agency shall exclude sealed and expunged records from a consumer report, unless the user of the report demonstrates that the user is otherwise required to consider the information pursuant to state or federal statute, rule, or regulation.
Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1117, § 3, effective August 9. L. 2022: Entire section amended, (SB 22-099), ch. 276, p. 1980, § 1, effective August 10.
Editor's note: This section is similar to former § 12-14.3-103.5 as it existed prior to 2017.
ANNOTATION
Applied in Wright v. Experian Info. Solutions, Inc., 805 F.3d 1232 (10th Cir. 2015) (decided under former § 12-14.5-103.5).
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 5-18-105
What does Colorado Revised Statutes § 5-18-105 cover?
Section 5-18-105 ("Consumer reports - accuracy of information.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 5-18-105?
A common citation format is "Colorado Revised Statutes § 5-18-105" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 5-18-105 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.