Colorado § 5-18-108 - Charges for certain disclosures.
Full text of Colorado Colorado Revised Statutes § 5-18-108 — Charges for certain disclosures., with citation guidance and answers to common questions.
§ 5-18-108. Charges for certain disclosures.
(1) A consumer reporting agency shall not impose a charge for:
(a) A request for a copy of the consumer's file made within sixty days after adverse action is taken; or
(b) Notifying any person designated by the consumer, pursuant to the applicable provisions of the federal "Fair Credit Reporting Act", 15 U.S.C. sec. 1681i, as amended, of the deletion of information that is found to be inaccurate or that can no longer be verified; or
(c) A set of instructions for understanding the information presented on the consumer report and a toll free telephone number that consumers may utilize to obtain additional assistance concerning the consumer report; or
(d) The first copy of a consumer disclosure provided to a consumer each calendar year pursuant to section 5-18-106 (2)(a).
(2) For all other disclosures to consumers of information pertaining to the consumer, the consumer reporting agency may impose a reasonable charge, not to exceed the retail price of a written report rendered in the normal course of business to the customers of the agency for each request for information.
Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1120, § 3, effective August 9. L. 2021: (1)(d) amended, (SB 21-266), ch. 423, p. 2794, § 1, effective July 2.
Editor's note: This section is similar to former § 12-14.3-105 as it existed prior to 2017.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 5-18-108
What does Colorado Revised Statutes § 5-18-108 cover?
Section 5-18-108 ("Charges for certain disclosures.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 5-18-108?
A common citation format is "Colorado Revised Statutes § 5-18-108" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 5-18-108 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.