Colorado § 5-18-114 - Security freeze - prohibition of changing official information in credit report or record.
Full text of Colorado Colorado Revised Statutes § 5-18-114 — Security freeze - prohibition of changing official information in credit report or record., with citation guidance and answers to common questions.
§ 5-18-114. Security freeze - prohibition of changing official information in credit report or record.
If a security freeze is in place, a consumer reporting agency shall not change any of the following official information in a consumer report or record without sending a written notice of the change to the consumer or to a protected consumer's representative within thirty days after the change is posted to the consumer's or protected consumer's file: Name, date of birth, social security number, and address. Written notice is not required for technical modifications of a consumer's or protected consumer's official information, including name and street abbreviations, complete spellings, or transposition of numbers or letters. In the case of an address change, the consumer reporting agency shall send the written notice to both the new address and the former address.
Source: L. 2017: Entire article added with relocations, (HB 17-1238), ch. 260, p. 1129, § 3, effective August 9. L. 2018: Entire section amended, (HB 18-1233), ch. 75, p. 655, § 4, effective January 1, 2019.
Editor's note: This section is similar to former § 12-14.3-106.8 as it existed prior to 2017.
Source: official Colorado text · Last verified 2026-08-27
Frequently Asked Questions About Colorado § 5-18-114
What does Colorado Revised Statutes § 5-18-114 cover?
Section 5-18-114 ("Security freeze - prohibition of changing official information in credit report or record.") is part of the Colorado Revised Statutes, the codified statutory law of Colorado. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Colorado § 5-18-114?
A common citation format is "Colorado Revised Statutes § 5-18-114" (Colorado). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Colorado law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Colorado official source linked on this page or consult a licensed Colorado attorney.
How does Colorado § 5-18-114 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Colorado can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Colorado.