Virginia Code — 6.2
Browse 963 sections in division 6.2 of the Virginia code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 6.2-100. Definitions
- § 6.2-101. Confidentiality of information
- § 6.2-101.1. Certified mail; subsequent mail or notices may be sent by regular mail
- § 6.2-102. Use of funds collected under this title
- § 6.2-103. Financial institutions to furnish certain information to fiduciaries
- § 6.2-103.1. Financial institutions to furnish certain information as part of adult protective services investigation
- § 6.2-103.2. Reporting financial exploitation of elderly or vulnerable adults
- § 6.2-104. Directors to serve only one institution
- § 6.2-105. Reclassification or conversion of banking institution shares
- § 6.2-106. Payment of civil penalties
- § 6.2-107. Effect of contract provision requiring amendment or waiver to be in writing
- § 6.2-107.1. Certain payments required electronically
- § 6.2-200. Money of account
- § 6.2-201. Ascertaining value in money of account for money expressed in foreign currency
- § 6.2-202. Issuance of currency and related prohibited acts
- § 6.2-203. Contracts and securities from illegal currency dealing void; recovery of payments
- § 6.2-204. Capital stock of certain entities vested in Commonwealth; proceedings to recover stock; liability
- § 6.2-300. Definitions
- § 6.2-301. Legal rate of interest; when legal rate implied
- § 6.2-302. Judgment rate of interest
- § 6.2-303. Contracts for more than legal rate of interest
- § 6.2-304. Plea of usury; judgment
- § 6.2-305. Recovery of twice total usurious interest paid; limitation of action; injunction to prevent sale of property pending action; effect of errors in computation
- § 6.2-306. Waiver of rights violative of public policy
- § 6.2-307. Assertion of defenses or claims by borrowers; effect of assignment
- § 6.2-308. Entities not permitted to plead usury
- § 6.2-309. Charges by banks and savings institutions on installment loans
- § 6.2-310. Rate of interest chargeable by state banks and savings institutions
- § 6.2-311. Closed-end installment loans by sellers of goods or services
- § 6.2-312. Open-end credit plans
- § 6.2-313. Open-end credit extended by banks or savings institutions
- § 6.2-314. Motor vehicle purchase loans by subsidiaries and affiliates of banks and savings institutions
- § 6.2-315. Loans by certain financial institutions or brokers payable on demand or having a term up to one year
- § 6.2-316. Loans of $5,000 or more made by certain financial institutions
- § 6.2-317. Loans of $5,000 or more for business or investment purposes
- § 6.2-318. Loans by credit unions
- § 6.2-319. Loans by pension plans to participants
- § 6.2-320. Loans by industrial loan associations
- § 6.2-321. Loans pursuant to stock option financing programs
- § 6.2-322. Extensions of credit on pledged securities
- § 6.2-323. Educational loans by banks or savings institutions
- § 6.2-324. Educational loans by private institution of higher education
- § 6.2-325. Certain loans secured by first deed of trust or mortgage
- § 6.2-326. Fees and charges in connection with loans by real estate lenders
- § 6.2-327. Certain loans secured by a subordinate deed of trust or mortgage
- § 6.2-328. Charges allowed on loan secured by subordinate mortgage
- § 6.2-329. Loans insured or guaranteed by certain governmental agencies
- § 6.2-400. Amount of late charge; when charge can be made
- § 6.2-401. Acceleration clause in note evidencing installment loan; effect of acceleration
- § 6.2-402. Notice of use of Rule of 78 rebate method
- § 6.2-403. The Rule of 78
- § 6.2-404. When use of Rule of 78 prohibited or permitted
- § 6.2-405. References to sections regulating rebates of unearned interest and prepayment penalties
- § 6.2-406. Disclosure of terms of mortgage application
- § 6.2-407. Lenders to furnish borrower with copy of appraisal
- § 6.2-408. Priority of interest on debts secured by mortgage or deed of trust
- § 6.2-409. Addition of unpaid interest to principal balance
- § 6.2-410. Borrowers not to be required to employ particular professionals
- § 6.2-411. Requirements relating to insurance
- § 6.2-412. Insurance coverage under certain loans not to exceed replacement value of improvements
- § 6.2-413. Obligation of lender to reimburse unused mortgage guaranty insurance premiums
- § 6.2-414. Obligation of person maintaining escrow account to pay taxes and insurance; penalties
- § 6.2-415. Lender not to cancel insurance policy at time of refinancing under certain circumstances
- § 6.2-416. Certain mortgages not to prohibit further encumbrance of real property
- § 6.2-417. Mortgage or deed of trust to contain notice that debt is subject to call or modification on conveyance of property
- § 6.2-418. Property owner entitled to written statement of payoff amount
- § 6.2-419. Disclosure of terms of assumption
- § 6.2-420. Prepayment penalty not to be collected in certain circumstances
- § 6.2-421. Certain contracts to permit prepayment; amount of prepayment penalty
- § 6.2-422. Prepayment penalty for loan secured by home occupied by borrower
- § 6.2-423. Prepayment of loans secured by certain subordinate mortgages or deeds of trust; rebates for unearned interest
- § 6.2-424. Definitions
- § 6.2-425. Cardholder not liable in absence of request for, consent to issuance of, or use of card
- § 6.2-426. When request, consent, or use not condition precedent to liability
- § 6.2-427. Costs and attorney fee in suit on card; evidence of request or consent
- § 6.2-428. Production of credit card number as condition of check cashing or acceptance prohibited
- § 6.2-429. Improper use of payment device numbers
- § 6.2-430. Place where transaction occurred; federal Fair Credit Billing Act
- § 6.2-431. Certain cards excepted
- § 6.2-432. Credit card account disclosures
- § 6.2-433. Amendment to open-end credit contract or plan by bank or savings institution
- § 6.2-434. Law governing open-end credit contract or plan by bank or savings institution
- § 6.2-435. Law governing open-end credit contract or plan by seller or lender
- § 6.2-436. Compliance with federal law
- § 6.2-437. Right of buyer of consumer goods to refinance certain payments; agreements as to fluctuation in schedule of payments
- § 6.2-500. Definitions
- § 6.2-501. Prohibited discrimination
- § 6.2-502. Notification of action on credit application
- § 6.2-503. Statement of reasons for adverse action
- § 6.2-504. Requirement of signatures of both parties to a marriage not discriminatory in a secured transaction
- § 6.2-505. Remedies for violation
- § 6.2-506. Commission regulations
- § 6.2-507. Limitation on liability
- § 6.2-508. Compliance with Equal Credit Opportunity Act constitutes compliance with chapter
- § 6.2-509. Public to be informed of rights under chapter
- § 6.2-510. Commission to investigate complaints; records to be open to public
- § 6.2-511. Credit standards discoverable
- § 6.2-512. Election of remedies
- § 6.2-513. Authority of Attorney General
- § 6.2-600. Repealed
- § 6.2-601. Federal insurance of deposits required for all banks or savings institutions
- § 6.2-602. Adverse claims to accounts
- § 6.2-603. Medical savings accounts and health savings accounts
- § 6.2-603.1. Savings promotions
- § 6.2-604. Definitions
- § 6.2-605. Applicability
- § 6.2-606. Ownership during lifetime; garnishment, attachment, or levy
- § 6.2-607. Effect of divorce
- § 6.2-608. Right of survivorship
- § 6.2-609. Change of form of account upon written order to financial institution
- § 6.2-610. Transfers arising from right of survivorship nontestamentary
- § 6.2-611. Liability of surviving party for debts and other liabilities of decedent's estate
- § 6.2-612. Financial institution duties; multiple-party accounts; multiple-fiduciary accounts
- § 6.2-613. Payment of sums in joint account
- § 6.2-614. Payment of P.O.D. account
- § 6.2-615. Payment of trust account
- § 6.2-615.1. Payment of multiple-fiduciary account
- § 6.2-616. Discharge of financial institution upon payment
- § 6.2-617. Setoff by financial institution against account
- § 6.2-618. Identification of joint accounts
- § 6.2-619. Certain duties of parties to joint accounts in financial institutions
- § 6.2-620. Application of article to accounts existing on July 1, 1980
- § 6.2-700. Definitions
- § 6.2-701. Presumptions regarding control of entities, ownership of shares, and activities of subsidiaries or other entities
- § 6.2-702. Registration; authority to transact business
- § 6.2-703. Acquisition of interest in entity other than financial institution by financial institutions
- § 6.2-704. Acquisition of interests in financial institutions and financial institution holding companies; application; notice; Commission approval required
- § 6.2-705. Investigation of application
- § 6.2-706. Cooperative agreements with other regulatory authorities
- § 6.2-707. Reports and examinations
- § 6.2-708. Unsafe or unsound practices; cease and desist orders
- § 6.2-709. Conformity with federal forms
- § 6.2-710. Regulations excluding financial institution holding companies from this chapter
- § 6.2-711. Civil penalties; injunction
- § 6.2-712. A savings institution holding company seeking to acquire a bank or bank holding company deemed a bank holding company
- § 6.2-713. Applicable laws and regulations
- § 6.2-714. Examinations of out-of-state bank holding companies and subsidiaries; reports; joint actions
- § 6.2-715. Notice of intent to acquire out-of-state bank
- § 6.2-800. Definitions
- § 6.2-801. Application of chapter
- § 6.2-802. Effect of chapter on certain banks
- § 6.2-803. Entities authorized to engage in banking business
- § 6.2-804. Amendment of powers of state banks by regulation of the Commission
- § 6.2-805. Commission authorized to confer on state banks power to make charges comparable to those permitted to national banking associations
- § 6.2-806. Saturday closing of banks
- § 6.2-807. Discoverability or admissibility of compliance review committee documents
- § 6.2-808. Incorporation; corporate powers
- § 6.2-809. Bankers' banks
- § 6.2-810. Effect of chapter on charter powers
- § 6.2-811. Membership in Federal Reserve Bank System or Federal Home Loan Bank System
- § 6.2-812. Inspection of records, reports, and information of insured banks
- § 6.2-813. Participation by banks in school thrift or savings plans
- § 6.2-814. Powers of banks
- § 6.2-815. Suspension of business during emergency
- § 6.2-816. Banks to obtain certificate of authority
- § 6.2-817. Capital stock subscriptions
- § 6.2-818. Repealed
- § 6.2-818.1. Virtual currency custody services by banks
- § 6.2-819. Authority to engage in trust business; permission of Commission required
- § 6.2-820. Powers of national banks as fiduciaries
- § 6.2-821. Separation of banking and trust functions; establishment of trust department
- § 6.2-822. Merger and share exchange by state banks
- § 6.2-823. Conversion of national banking association to state bank; certificate of authority
- § 6.2-824. Status of converted bank
- § 6.2-825. State bank becoming national bank; notice required; effect on liabilities
- § 6.2-826. Effect of conversion of state bank to national bank
- § 6.2-827. Rights of national bank stockholders dissenting from conversion
- § 6.2-828. Conversion of state bank to federal savings institution
- § 6.2-829. Conversion from state savings bank to state bank; conversion from state bank to state savings bank
- § 6.2-830. Conversion from stock association to bank; conversion from bank to stock association
- § 6.2-831. Establishment of branch banks; redesignation of main office
- § 6.2-832. Establishment of automated teller machines and electronic terminals
- § 6.2-833. Bank agent for depository institution
- § 6.2-834. Operation of branch office under different name; civil penalty
- § 6.2-835. Banking facilities in certain hospitals or federal areas
- § 6.2-836. Definitions
- § 6.2-837. Interstate branching by Virginia state banks
- § 6.2-838. Interstate branching
- § 6.2-839. Interstate branching through the acquisition of a branch
- § 6.2-840. Filing requirements
- § 6.2-841. Repealed
- § 6.2-842. Powers
- § 6.2-843. Examination; periodic reports; cooperative agreements; assessment of fees
- § 6.2-844. Enforcement
- § 6.2-845. Additional branches
- § 6.2-846. Regulations; fees
- § 6.2-847. Notice of subsequent merger or other transaction
- § 6.2-848. Repealed
- § 6.2-849. Definitions
- § 6.2-850. Authority to branch outside the Commonwealth by merger
- § 6.2-851. Interstate merger transactions and branching permitted
- § 6.2-852. Filing requirements
- § 6.2-853. Conditions for interstate merger
- § 6.2-854. Powers
- § 6.2-855. Examinations and periodic reports
- § 6.2-856. Cooperative agreements; assessment of fees
- § 6.2-857. Enforcement
- § 6.2-858. Regulations; fees
- § 6.2-859. Notice of subsequent merger
- § 6.2-860. Bank to be managed by board of directors; number of directors
- § 6.2-861. Application of Virginia Stock Corporation Act
- § 6.2-862. Directors to own stock in bank
- § 6.2-863. Oaths of directors
- § 6.2-864. Report to Commission of election of director
- § 6.2-865. Removal of director or officer; appeals; penalty
- § 6.2-866. Meetings of board of directors
- § 6.2-867. Discount by officer, director, or employee of paper refused by bank
- § 6.2-868. Bonds required of officers and employees; blanket bond
- § 6.2-869. Dividends; surplus; undivided profits
- § 6.2-870. Limitation of amount invested in bank premises
- § 6.2-871. Investment in stock or securities of bank service corporations
- § 6.2-872. For what purpose banks may purchase, hold, and convey real estate
- § 6.2-873. Additional permissible investments in real estate
- § 6.2-874. Prohibited uses of bank's own stock; other investments or loans
- § 6.2-875. Limitations on obligations of borrowers
- § 6.2-876. Loans to executive officers or directors
- § 6.2-877. Overdrafts by bank officer or director
- § 6.2-878. Loans secured by real estate generally
- § 6.2-879. Certain loans not considered loans secured by real estate
- § 6.2-880. Construction loans
- § 6.2-881. Investment in reverse annuity mortgages
- § 6.2-882. Bank borrowing money or rediscounting its notes
- § 6.2-883. Acceptance of drafts or bills of exchange; issuance of letters of credit
- § 6.2-884. Ownership and lease of personal property
- § 6.2-885. Investment in stock or securities of controlled subsidiary corporations
- § 6.2-886. Regulation of controlled subsidiary corporations by Commission
- § 6.2-887. Insurance business of controlled subsidiary
- § 6.2-888. Real estate brokerage business of controlled subsidiary
- § 6.2-889. Required reserves
- § 6.2-890. Preferences by pledging assets
- § 6.2-891. Perfection of certain security interests
- § 6.2-892. Federal deposit insurance a credit towards certain required bonds
- § 6.2-893. Payment of balance of deceased person or person under disability
- § 6.2-894. Deposits in and withdrawals from accounts of convicts
- § 6.2-895. Repealed
- § 6.2-896. Deposits of minors
- § 6.2-897. Bank need not inquire as to fiduciary funds deposited in fiduciary's personal account
- § 6.2-898. Examinations
- § 6.2-899. Examination of affiliates
- § 6.2-900. Special examinations
- § 6.2-901. Assistance in making examinations
- § 6.2-902. Notice of examination
- § 6.2-903. Revaluation of assets after examination
- § 6.2-904. Report of examination; inspection and dissemination to directors
- § 6.2-905. Communications to board or executive committee
- § 6.2-906. Disclosure of irregularities; Commission's powers
- § 6.2-907. Reports of condition and other statements
- § 6.2-908. Fees for supervision and regulation and for certain examinations and investigations
- § 6.2-909. Assessment and payment of fees; lien
- § 6.2-910. Reduction of fees
- § 6.2-911. Examination of national banks
- § 6.2-912. Definition
- § 6.2-913. Closing bank; appointment of receiver
- § 6.2-914. Merger or transfer of assets of insolvent bank
- § 6.2-915. Protection of state deposits upon insolvency
- § 6.2-916. Appointment of receiver
- § 6.2-917. Execution of powers of sale by receivers
- § 6.2-918. Rights and powers of receivers generally
- § 6.2-919. Interest on deposits; distribution of surplus remaining after payment of depositors
- § 6.2-920. Proceedings to bar certain claims against banks in liquidation
- § 6.2-921. When publication of list of creditors unnecessary
- § 6.2-922. When publication once in two newspapers sufficient
- § 6.2-923. When claims barred
- § 6.2-924. Power of receivers to contract for loans and make investments
- § 6.2-925. Definitions
- § 6.2-926. Appointment of FDIC as receiver
- § 6.2-927. Transfer of title to bank assets
- § 6.2-928. Posting of notice; effect of posting notice
- § 6.2-929. Powers of receiver
- § 6.2-930. Emergency sale of assets
- § 6.2-931. Notice and proof of claim; notice of rejection of claim; petition for hearing
- § 6.2-932. Payment of claims filed after prescribed period
- § 6.2-933. Distribution of assets
- § 6.2-934. Receivership procedures involving assets held by closed bank as fiduciary
- § 6.2-935. Termination of executory contracts and leases; liability; extension of statute of limitations
- § 6.2-936. Subrogation to rights of bank depositors
- § 6.2-937. Destruction of records
- § 6.2-938. Engaging in banking business without authority; Commission may examine accounts of suspected person; penalty
- § 6.2-939. Unlawful use of terms indicating that business is bank; penalty
- § 6.2-940. Making derogatory statements affecting banks; penalty
- § 6.2-941. Use of bank name, logo, or symbol for marketing purposes; penalty
- § 6.2-942. False certification of checks; penalty
- § 6.2-943. Offenses by officer, director, agent, or employee of bank; penalties
- § 6.2-944. Officers, directors, agents, and employees violating or causing bank to violate laws; civil liability not affected
- § 6.2-945. Receiving deposit knowing bank to be insolvent; penalty
- § 6.2-946. Civil penalties for violation of Commission's orders
- § 6.2-947. Definitions
- § 6.2-948. Privilege for self-assessment reports
- § 6.2-949. Exceptions from self-evaluation privilege
- § 6.2-950. Effect on other privileges
- § 6.2-951. Definitions
- § 6.2-952. Conditions for a benefits consortium
- § 6.2-953. Benefits consortium and sponsoring association not subject to regulation or taxation as an insurance company
- § 6.2-1000. Definitions
- § 6.2-1001. Entities authorized to engage in trust business
- § 6.2-1002. Powers of trust institutions
- § 6.2-1003. When security not required; payment of probate taxes and fees
- § 6.2-1004. Who may take oath for corporate fiduciary
- § 6.2-1005. Deposit or other use of trust funds
- § 6.2-1006. Custody of trust securities to be kept separate; federal securities and obligations