Virginia § 6.2-411 - Requirements relating to insurance
Full text of Virginia Code of Virginia § 6.2-411 — Requirements relating to insurance, with citation guidance and answers to common questions.
§ 6.2-411. Requirements relating to insurance
A. Any lender making a loan secured by a subordinate mortgage or deed of trust, as defined in § 6.2-300, may require the borrower to provide:
1. Evidence of flood insurance if the security property is located in a special flood hazard area;
2. Evidence of fire and extended coverage insurance; and
3. Decreasing term life insurance, in an amount not exceeding the amount of the loan and for a period not exceeding the term of the loan.
B. At the option of the borrower, accident and health insurance and involuntary unemployment insurance may be provided by the lender.
C. Proof of all insurance issued in connection with loans subject to this chapter shall be furnished to the borrower within 10 days from the date the loan is closed.
1987, c. 622, § 6.1-330.72; 1993, c. 774; 1995, c. 75; 1996, c. 243; 1998, cc. 69, 89; 2010, c. 794.
Source: official Virginia text · Last verified 2026-08-27
Frequently Asked Questions About Virginia § 6.2-411
What does Code of Virginia § 6.2-411 cover?
Section 6.2-411 ("Requirements relating to insurance") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 6.2-411?
A common citation format is "Code of Virginia § 6.2-411" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 6.2-411 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.