South Carolina Code — 37
Browse 411 sections in division 37 of the South Carolina code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 37-1-101. Short title.
- § 37-1-102. Purposes; rules of construction.
- § 37-1-103. Supplementary general principles of law applicable.
- § 37-1-104. Construction against implicit repeal.
- § 37-1-105. Severability.
- § 37-1-106. Conflict with Consumer Finance Law.
- § 37-1-107. Waiver; agreement to forego rights; settlement of claims.
- § 37-1-108. Effect of title on powers of organizations.
- § 37-1-109. Change of dollar amounts used in the Consumer Protection Code.
- § 37-1-201. Territorial application.
- § 37-1-202. Exclusions.
- § 37-1-203. Jurisdiction and service of process.
- § 37-1-301. General definitions.
- § 37-1-302. Definition of "Federal Consumer Credit Protection Act".
- § 37-1-303. Index of definitions in title.
- § 37-1-310. Child online safety.
- § 37-2-101. Short title.
- § 37-2-102. Scope.
- § 37-2-103. Index of definitions in chapter.
- § 37-2-104. "Consumer credit sale" defined.
- § 37-2-105. "Goods"; "merchandise certificate"; "services"; "sale of goods"; "sale of services"; "sale of an interest in land"; "precomputed" defined.
- § 37-2-106. "Consumer lease" defined.
- § 37-2-107. "Seller" defined.
- § 37-2-108. "Revolving charge account" defined.
- § 37-2-109. "Credit service charge" defined.
- § 37-2-110. "Cash price" defined.
- § 37-2-111. "Amount financed" defined.
- § 37-2-201. Credit service charge for consumer credit sales.
- § 37-2-202. Additional charges.
- § 37-2-203. Delinquency charges.
- § 37-2-204. Deferral charges.
- § 37-2-205. Credit service charge on refinancing.
- § 37-2-206. Credit service charge on consolidation.
- § 37-2-207. Credit service charge for revolving charge accounts.
- § 37-2-208. Advances to perform covenants of buyer.
- § 37-2-209. Right to prepay.
- § 37-2-210. Rebate upon prepayment.
- § 37-2-301. Compliance with Federal Truth in Lending Act.
- § 37-2-302. Receipts; statement of account; evidence of payment.
- § 37-2-303. Notice to cosigner and similar parties.
- § 37-2-304. Advertising.
- § 37-2-305. Filing and posting maximum rate schedule.
- § 37-2-306. Notice of assumption of rights.
- § 37-2-307. Motor vehicle sales contracts closing fees.
- § 37-2-308. Disclosures for motor vehicle sales or leases; credit and lease advertising; penalties and hearing rights.
- § 37-2-309. Manufactured home credit disclosure; material terms.
- § 37-2-401. Scope.
- § 37-2-402. Use of multiple agreements.
- § 37-2-403. Certain negotiable instruments prohibited.
- § 37-2-404. Assignee subject to claims and defenses.
- § 37-2-405. Balloon payments.
- § 37-2-406. Restriction on liability in consumer lease.
- § 37-2-407. Security in sales and leases.
- § 37-2-408. Cross-collateral.
- § 37-2-409. Debt secured by cross-collateral.
- § 37-2-410. No assignment of earnings.
- § 37-2-411. Referral sales and leases.
- § 37-2-412. Notice of assignment.
- § 37-2-413. Attorney's fees.
- § 37-2-414. Limitation on default charges.
- § 37-2-415. Authorization to confess judgment prohibited.
- § 37-2-416. Change in terms of revolving charge accounts.
- § 37-2-501. Definition: "home solicitation sale".
- § 37-2-502. Buyer's right to cancel.
- § 37-2-503. Form of agreement or offer; statement of buyer's rights.
- § 37-2-504. Restoration of down payment.
- § 37-2-505. Duty of buyer; no compensation for services before cancellation.
- § 37-2-506. Compliance with Federal Trade Commission Trade Regulation Rule.
- § 37-2-601. Sales subject to title by agreement of parties.
- § 37-2-605. Credit service charge for other sales.
- § 37-2-701. Definitions.
- § 37-2-702. Required disclosures; manner of disclosure; when disclosures required.
- § 37-2-703. Renegotiation; extension of agreement.
- § 37-2-704. Advertisements; statement of terms.
- § 37-2-705. Delinquency charges.
- § 37-2-706. Deposits; delivery charges; pick up charges.
- § 37-2-707. Charge for default of lessee.
- § 37-2-708. Use of note as evidence of consumer's obligation.
- § 37-2-709. Assignment; claims or defenses.
- § 37-2-710. Assignment of earnings.
- § 37-2-711. Lessee's rights and obligations upon assignment.
- § 37-2-712. Confession of judgment.
- § 37-2-713. Lessee's right to return property, continue rental, or purchase property before end of rental-purchase agreement.
- § 37-2-714. Lessee's right to reinstatement of rental-purchase agreement.
- § 37-3-101. Short title.
- § 37-3-102. Scope.
- § 37-3-103. Index of definitions.
- § 37-3-104. "Consumer loan" defined.
- § 37-3-105. First mortgage real estate loans.
- § 37-3-106. "Loan" defined.
- § 37-3-107. "Lender"; "precomputed"; "principal" defined.
- § 37-3-108. "Revolving loan account" defined.
- § 37-3-109. "Loan finance charge" defined.
- § 37-3-200. Restricted loans and restricted lenders.
- § 37-3-201. Loan finance charge for consumer loans.
- § 37-3-202. Additional charges.
- § 37-3-203. Delinquency charges.
- § 37-3-204. Deferral charges.
- § 37-3-205. Loan finance charge on refinancing.
- § 37-3-206. Loan finance charge on consolidation.
- § 37-3-207. Conversion to revolving loan account.
- § 37-3-208. Advance to perform covenants of debtor.
- § 37-3-209. Right to prepay.
- § 37-3-210. Rebate upon prepayment.
- § 37-3-301. Application of and compliance with Federal Truth in Lending Act.
- § 37-3-302. Receipts; statements of account; evidence of payment.
- § 37-3-303. Notice to cosigners and similar parties.
- § 37-3-304. Advertising.
- § 37-3-305. Filing and posting maximum rate schedule.
- § 37-3-306. Notice of assumption rights.
- § 37-3-308. Manufactured home loan disclosure; material terms.
- § 37-3-401. Scope.
- § 37-3-402. Balloon payments.
- § 37-3-403. No assignment of earnings.
- § 37-3-404. Attorney's fees.
- § 37-3-405. Charges as a result of default prohibited except as authorized by title.
- § 37-3-406. Notice of assignment.
- § 37-3-407. Authorization to confess judgment prohibited.
- § 37-3-408. Change in terms of revolving loan accounts.
- § 37-3-409. Use of multiple agreements.
- § 37-3-410. Lender subject to claims and defenses arising from sale and leases.
- § 37-3-411. Card issuer subject to claims and defenses.
- § 37-3-412. Variable interest rate real estate mortgage loans.
- § 37-3-413. Short-term vehicle secured loans; notice to borrower.
- § 37-3-500. Scope.
- § 37-3-501. Definitions: "supervised loan"; "supervised lender"; "restricted loan"; "restricted lender".
- § 37-3-502. Authority to make supervised loans.
- § 37-3-503. License to make supervised loans.
- § 37-3-504. Revocation or suspension of license.
- § 37-3-505. Records; annual reports.
- § 37-3-506. Examinations and investigations.
- § 37-3-507. Application of Part on Administrative Procedure and Judicial Review.
- § 37-3-509. Use of multiple agreements.
- § 37-3-510. Restrictions on interest in land as security.
- § 37-3-511. Regular schedule of payments; maximum loan term.
- § 37-3-512. Conduct of business other than making loans.
- § 37-3-513. Application of other provisions.
- § 37-3-514. Limitation on attorney's fees.
- § 37-3-515. Loan renewal limitations.
- § 37-3-601. Loans subject to this Title by agreement of parties.
- § 37-3-605. Loan finance charge for other loans.
- § 37-4-101. Short title.
- § 37-4-102. Scope.
- § 37-4-103. "Consumer credit insurance" defined.
- § 37-4-104. Creditor's provision of and charge for insurance; excess amount of charge.
- § 37-4-105. Conditions applying to insurance to be provided by creditor.
- § 37-4-106. Unconscionability.
- § 37-4-107. Maximum charge by creditor for insurance.
- § 37-4-108. Refund or credit required; amount.
- § 37-4-109. Existing insurance; choice of insurer.
- § 37-4-110. Charge for insurance in connection with a deferral, refinancing or consolidation; duplicate charges.
- § 37-4-111. Cooperation between administrator and the Director of the Department of Insurance.
- § 37-4-112. Administrative action of Director of the Department of Insurance.
- § 37-4-201. Term of insurance; medical evidence of insurability disclosure requirements.
- § 37-4-202. Amount of insurance.
- § 37-4-203. Filing and approval of rates and forms.
- § 37-4-204. Minimum charges and retentions.
- § 37-4-205. Payment on legitimate insurance claim; damages; fees; costs.
- § 37-4-206. Required disclosures; need for debtor to sign.
- § 37-4-207. Misrepresentation of medical condition as basis for voiding insurance.
- § 37-4-208. Amount charged for nonfiling insurance coverage.
- § 37-4-209. Combining disclosures.
- § 37-4-210. What constitutes disability.
- § 37-4-301. Property insurance.
- § 37-4-302. Insurance on creditor's interest only.
- § 37-4-303. Liability insurance.
- § 37-4-304. Cancellation by creditor.
- § 37-5-101. Short title.
- § 37-5-102. Scope.
- § 37-5-103. Restrictions on deficiency judgments in consumer credit sales.
- § 37-5-104. No garnishment.
- § 37-5-106. No discharge from employment for garnishment.
- § 37-5-107. Extortionate extensions of credit.
- § 37-5-108. Unconscionability; inducement by unconscionable conduct.
- § 37-5-109. Default.
- § 37-5-110. Notice of consumer's right to cure.
- § 37-5-111. Cure of default.
- § 37-5-112. Creditor's right to take possession after default.
- § 37-5-113. Venue, complaint, stay of enforcement of or relief from default judgment.
- § 37-5-114. Complaint; proof; entry of default judgment.
- § 37-5-115. Stay of enforcement of or relief from default judgment.
- § 37-5-117. Lien, or submission of debt to credit bureau or reporting agency, by health care services provider; notice required; penalties.
- § 37-5-202. Effect of violations on rights of parties.
- § 37-5-203. Civil liability for violation of disclosure provisions.
- § 37-5-205. Refunds and penalties as setoff to obligation.
- § 37-5-301. Wilfull violations.
- § 37-5-302. Disclosure violations.
- § 37-5-303. Fraudulent use of cards.
- § 37-6-101. Short title.
- § 37-6-102. Applicability.
- § 37-6-103. "Administrator" defined.
- § 37-6-104. Powers of administrator; harmony with Federal regulations; reliance on rules; duty to report.
- § 37-6-105. Administrative powers with respect to supervised financial organizations.
- § 37-6-106. Investigatory powers.
- § 37-6-107. Administrative actions.
- § 37-6-108. Administrative enforcement orders.
- § 37-6-109. Assurance of discontinuance.
- § 37-6-110. Injunctions against violations of title.
- § 37-6-111. Injunctions against unconscionable agreements and fraudulent or unconscionable conduct.
- § 37-6-112. Temporary relief.
- § 37-6-113. Civil actions by administrator.
- § 37-6-115. Remedies not affected.
- § 37-6-116. Venue.
- § 37-6-117. Administrative responsibilities respecting consumer protection generally.
- § 37-6-118. Investigation of unfair trade practices in consumer transactions.
- § 37-6-119. Trade practices targeting vulnerable adults prohibited; penalties.
- § 37-6-120. Automatic renewal provisions unenforceable unless certain conditions are met.
- § 37-6-201. Applicability.
- § 37-6-202. Notification.
- § 37-6-203. Fees.
- § 37-6-204. Notification; persons making consumer rental-purchase agreements.
- § 37-6-301. Council of Advisors on Consumer Credit.
- § 37-6-302. Function of council; conflict of interest.
- § 37-6-303. Meetings.
- § 37-6-401. Applicability and scope; conflict with Administrative Procedures Act.
- § 37-6-402. "Contested case"; "license"; "licensing"; "party"; "rule" defined.
- § 37-6-403. Public information; adoption of rules; availability of rules and orders.
- § 37-6-404. Procedure for adoption of rules.
- § 37-6-405. Filing and taking effect of rules.
- § 37-6-406. Publication of rules.
- § 37-6-407. Petition for adoption of rules.
- § 37-6-408. Declaratory judgment on validity or applicability of rules.
- § 37-6-409. Declaratory rulings by administrator.
- § 37-6-410. Contested cases; notice; hearing; records.
- § 37-6-411. Rules of evidence; official notice.
- § 37-6-412. Decisions and orders.
- § 37-6-413. Licenses.
- § 37-6-414. Contested case hearings before the Administrative Law Court.
- § 37-6-501. Department of Consumer Affairs; Commission on Consumer Affairs; administrator.
- § 37-6-502. Members of Commission on Consumer Affairs; terms; vacancies.
- § 37-6-503. Quorum; meetings.
- § 37-6-504. Bonds of Commission members.
- § 37-6-505. Compensation and expenses of Commission members.
- § 37-6-506. Powers and duties of Commission.
- § 37-6-507. Qualifications of administrator.
- § 37-6-508. Deputy administrator.
- § 37-6-509. Oath and bond of administrator.
- § 37-6-510. Personnel.
- § 37-6-511. Department to maintain file for each creditor of rate schedules filed by creditor; certified copies; fees.
- § 37-6-512. Advisory committee of persons with cognizable handicaps.
- § 37-6-601. Division of Consumer Advocacy created.
- § 37-6-602. Consumer Advocate; qualifications.
- § 37-6-603. Staff and expenses.
- § 37-6-604. Functions and duties of division.
- § 37-6-605. Access to records of state agencies and insurance companies.
- § 37-6-606. Petitions filed by advocate with regulatory agencies in interest of consumers.
- § 37-6-607. Advocate may maintain actions for judicial review.
- § 37-6-608. Temporary staff; compensation.
- § 37-6-609. Discretion as to Consumer Advocate's decisions.
- § 37-7-101. Definitions.
- § 37-7-102. Licensing requirement.
- § 37-7-103. Surety bonds.
- § 37-7-104. License application as credit counseling organization and credit counselor; contents; fee.
- § 37-7-105. Continuing professional education requirements.
- § 37-7-106. Grounds for refusal to license, suspension, revocation or refusal to renew.
- § 37-7-107. Issuance or denial of license; contents and posting; renewal.
- § 37-7-108. Requirements for engaging in credit counseling services or debt management plans; preparation and contents of budget analysis; notice regarding services.
- § 37-7-109. Debt management plan; fee; form for consent of creditors; notice of plan to creditors; presumed consent.
- § 37-7-110. Written contract; contents; required disclosures; cancellation of plan.
- § 37-7-111. Funds paid to licensee for distribution to creditors; trust accounts; duties and responsibilities.
- § 37-7-112. Fees.
- § 37-7-113. Individualized counseling and education session.
- § 37-7-114. Records; maintenance and preservation.
- § 37-7-115. Annual reports; occurrences triggering other reports.
- § 37-7-116. Prohibited acts.
- § 37-7-117. Violations and penalties; civil action by consumer; limitations.
- § 37-7-118. Violation of Unfair Trade Practices Act.
- § 37-7-119. Cease and desist orders; penalties for noncompliance; revocation of license; increase of bond.
- § 37-7-120. Appeals.
- § 37-7-121. Regulations.
- § 37-7-122. Use of application and renewal fees.
- § 37-9-101. Time of taking effect; provisions for transition.
- § 37-9-102. Continuation of licensing.
- § 37-9-103. Relationship between separate subsidiary corporations; obligations of parent and subsidiary.
- § 37-10-101. Scope.
- § 37-10-102. Attorney's fees and other charges on mortgage loans for personal, family or household purposes.
- § 37-10-103. Prepayment of loans of one hundred fifty thousand dollars or less.
- § 37-10-104. Agricultural loans under twenty-five thousand dollars.
- § 37-10-105. Violations; civil actions.
- § 37-10-106. Maximum rate of interest; legal rate of interest.
- § 37-10-107. Certain legal or equitable actions prohibited.
- § 37-11-10. Short title.
- § 37-11-20. Definitions.
- § 37-11-30. Licensing of continuing care retirement community.
- § 37-11-35. Continuing care retirement community contracts and agreements.
- § 37-11-40. Determination of financial responsibility of applicant for license.
- § 37-11-50. Preliminary licenses.
- § 37-11-60. Disclosure requirements; retirement community complaint system.
- § 37-11-70. Itemized billing requirements.
- § 37-11-80. Regulations; examination of affairs of retirement community and health care providers; communities and providers to submit books and records.
- § 37-11-90. Certain entrance fees or reservation deposits to be placed in escrow account; release of funds; exemptions from provisions of this section.
- § 37-11-95. Approval required prior to declaring or distributing dividend or similar distribution.
- § 37-11-100. Disciplinary actions; sanctions; assessment of costs.
- § 37-11-105. Financial plan in case of insolvency or danger of insolvency; penalty for failure to implement approved plan.
- § 37-11-120. Injunctions; criminal penalties.
- § 37-11-125. Enforcement actions.
- § 37-11-130. Waiver of certain requirements for certain retirement communities.
- § 37-11-135. Exemptions; letter of nonapplicability.
- § 37-11-137. Retention and use of funds.
- § 37-11-140. Effective date of chapter; exceptions.