Missouri Code — 379
Browse 298 sections in division 379 of the Missouri code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 379.005. Definitions.
- § 379.010. Number of incorporators required — classes of insurance — capital and surplus requirements, phase-in.
- § 379.011. Documents required for insurance transactions or proof of coverage by electronic means permitted, when, requirements — inapplicability — withdrawal of consent, no additional fees for paper records — discounts.
- § 379.012. Insurance forms and endorsements may be available on insurer's website, when, requirements — rulemaking authority.
- § 379.017. Combined risk policies authorized — single premium may be lower than aggregate coverage rates.
- § 379.025. Plans for formation of companies — name — prohibitions.
- § 379.030. Declaration preliminary to organizing.
- § 379.035. Articles of incorporation for stock companies.
- § 379.040. Declaration, approval, filing — certificate of incorporation — subscription of stock.
- § 379.050. Examination and certification of stocks, by whom.
- § 379.055. Director to give certificate — to be filed — evidence.
- § 379.060. Charter of mutual companies.
- § 379.065. Organization of corporation — procedure — fee.
- § 379.070. Director to examine subscriptions, policyholders' surplus.
- § 379.075. Authority to commence business, when, how issued.
- § 379.080. Capital and surplus of stock or mutual company, investments authorized — violation, penalty.
- § 379.082. Property and liability companies, assets — requirements, standards.
- § 379.083. Insurer investment in investment pools permitted, when — limitations — custodial and pooling agreements.
- § 379.085. Mutual companies doing fire and marine business, agreements and securities — violation, penalty.
- § 379.090. Premium notes, how payable.
- § 379.095. Assessment of premium notes.
- § 379.098. Securities to be deposited by all companies, kind and amount.
- § 379.100. Director to receive deposits.
- § 379.102. Unearned premium and loss reserves, maintained as liabilities.
- § 379.105. Annual reports — contents.
- § 379.108. Form of certificate to be filed with director — definitions — contents — standard forms — false or misleading information prohibited — applicability — fee — violations, effect of — rulemaking authority.
- § 379.110. Definitions.
- § 379.112. Provisions of policy covered.
- § 379.114. Reasons for cancellation.
- § 379.116. Refusal to insure or exclusion of named persons, when.
- § 379.118. Notice of cancellation and renewals, due when — reinstatement, when — exemption, when.
- § 379.120. Explanation of refusal to write a policy, how given, contents — exemption, when.
- § 379.121. Definitions.
- § 379.122. Refusal to issue policy based on the lack of prior motor vehicle coverage prohibited, when — military member protections, notification required.
- § 379.123. Violation deemed unfair trade practice.
- § 379.125. Reinsurance.
- § 379.130. Insurance claims, percentage of fault not to be assigned based solely on operation of a motorcycle.
- § 379.135. Property damage claim, legal title to vest in insurer to extent of insurance payment — post-loss benefits, assignment agreements — violation, penalty.
- § 379.140. Total loss of real property — full amount of policy less any deductible to be paid — inapplicability, when — multiple policies, effect on recovery — commercial buildings, policy covering two or more, recovery amount.
- § 379.150. Partial loss by fire — standard fire insurance policy language, option for settlement of loss.
- § 379.155. Coinsurance provisions declared void — exception.
- § 379.160. Form of policy to be filed — coinsurance clause.
- § 379.165. Construction of warranties of fact made in application.
- § 379.170. Construction of warranties of fact incorporated in policy.
- § 379.175. Evasion of sections prohibited.
- § 379.180. Adjustments and examination of books to be made at place of loss.
- § 379.185. After notice of loss, company to furnish blanks.
- § 379.190. Failure to furnish blank forms deemed waiver.
- § 379.195. Accident insurance liability fixed, when — cancellation prohibited.
- § 379.200. Judgment creditor may collect insurance, when.
- § 379.201. Motor vehicle policies to include coverage of owner and vehicle loaned for demonstration or during repairs.
- § 379.203. Automobile liability policy, required provisions — uninsured motorist coverage required — recovery against tort-feasor, how limited.
- § 379.204. Underinsured motor vehicle coverage, construction of policy.
- § 379.205. Mutual companies other than life and fire insurance.
- § 379.210. Articles of incorporation shall specify what.
- § 379.215. Name must contain the word "mutual".
- § 379.220. Submitted to director — proof of publication — certificate may be issued — amendment of articles.
- § 379.225. Company to have legal existence from date of certificate — insurance in force, when.
- § 379.230. Contracts of insurance and reinsurance.
- § 379.235. License required — conditions to be complied with.
- § 379.240. Who may hold policies.
- § 379.245. Voting power of members.
- § 379.250. Premiums.
- § 379.255. Assets, how invested.
- § 379.257. Deposit of securities required of mutual companies other than life and fire.
- § 379.260. Reserves.
- § 379.263. Mutual companies other than life and fire to file statement of affairs, when.
- § 379.265. Assessments to meet reserve deficiencies.
- § 379.270. Director may advance money.
- § 379.275. Policies need not be countersigned — conditions.
- § 379.290. Tax to be paid upon premiums.
- § 379.295. Returns and assessment to be made by director — collection and disposition of tax by the director of revenue.
- § 379.300. Failure to make return — director to proceed.
- § 379.316. Scope of act (section 379.017 and sections 379.316 to 379.361).
- § 379.318. Rates, how made.
- § 379.321. Rating plans to be filed with director, when — informational filings.
- § 379.323. Rating organization defined — license, application for, contents — subscribers, how treated.
- § 379.326. Deviation, how filed, effective when — open to public inspection.
- § 379.328. Advisory organization defined — required filings — hearings on activities, discontinuance orders.
- § 379.331. Joint underwriting regulated — hearings, discontinuance order, when.
- § 379.333. Insurers may act in concert to make rates.
- § 379.336. Insurers with common management may act in concert to make rates.
- § 379.338. Agreement to adhere prohibited, exception.
- § 379.341. Exchange of information approved.
- § 379.343. Examinations by director, when, how conducted, cost how paid.
- § 379.346. Examination, purpose of — hearing — order.
- § 379.348. Review of rate, rating plan or system, how obtained.
- § 379.351. Approval by director of rules and plans, when — exchange of information with director — director may make rules and regulations.
- § 379.353. Withholding of information or giving false or misleading information prohibited, penalty.
- § 379.356. Excessive premiums and rebates prohibited.
- § 379.359. Commissions paid to brokers or agents not affected.
- § 379.361. Violations, penalties.
- § 379.402. Property and casualty insurance, free or discounted products or services permitted, when — rulemaking authority.
- § 379.404. Commercial property and casualty insurance — rebates, discounts, gifts prohibitions not applicable, exception to exclusion.
- § 379.420. Citation of law.
- § 379.425. Law applicable to certain classes of insurance — exceptions.
- § 379.430. Insurers may act in concert with respect to rates.
- § 379.435. Rating organization defined.
- § 379.440. Rating organization must be licensed — who may apply — content of application.
- § 379.445. Requirements to obtain and retain license.
- § 379.450. Director to grant or deny license.
- § 379.455. Advisory organizations.
- § 379.460. Joint underwriting groups.
- § 379.465. Exchange of information — agreement to rates.
- § 379.475. Director to examine — powers — cost — director may accept examination by other state.
- § 379.480. Purpose of examination — hearing — orders.
- § 379.485. Penalties for failure to comply — powers of director.
- § 379.490. May use rating plans or systems.
- § 379.495. Payment of dividends not regulated.
- § 379.500. Freedom of contract for fees not restricted.
- § 379.505. Hearings on orders — notice — rules of pleading and evidence — review — effective date of order.
- § 379.510. Penalty for violation of orders.
- § 379.515. May reorganize and extend corporate existence.
- § 379.520. Content of articles of association.
- § 379.525. Additional requirements for articles of association.
- § 379.530. Special meeting to be called — notice.
- § 379.535. Propositions for reorganization and extension of corporate existence to be voted on.
- § 379.540. Articles to be acknowledged and declaration of proceeding to be made.
- § 379.545. Duty of director.
- § 379.550. Board to accept certificate — file with secretary of state — fee — new board — notify director.
- § 379.555. Examination of company and certificate to do business.
- § 379.560. Value of equitable interests of nonassenting stockholders or policyholders to be paid to them.
- § 379.565. Suit in circuit court to determine value.
- § 379.570. Publication of notice — proceedings.
- § 379.575. Who may appear — proceedings, how governed.
- § 379.580. Costs — by whom paid.
- § 379.585. Company having special charter may accept general insurance laws.
- § 379.590. Content of articles of association.
- § 379.595. Additional requirements of articles of association.
- § 379.600. Special meeting to be called — notice.
- § 379.605. Proposition to surrender to be voted on.
- § 379.610. Acknowledgment and declaration to be made.
- § 379.615. Duty of director.
- § 379.620. Acceptance by resolution of directors.
- § 379.625. Certificate to do business.
- § 379.650. Exchange of reciprocal or interinsurance contracts authorized — classes of insurance allowed.
- § 379.660. Contracts to be executed through attorney in fact.
- § 379.670. Application for license, contents — requirements.
- § 379.680. Service of process on director — method.
- § 379.690. Statement of condition and affairs may be required by director — restriction on liability of members.
- § 379.700. Reserves required.
- § 379.710. Surplus required — claim reserve fund — phase-in of requirements.
- § 379.720. Deficiency how made up — net premium and deposit defined.
- § 379.730. Annual statement of financial condition required.
- § 379.740. Corporations generally empowered to become subscribers.
- § 379.750. Certificate of authority from director required — license may be revoked or suspended — renewal.
- § 379.770. Mergers or consolidation of reciprocal exchanges or interinsurers.
- § 379.780. Exemption from other insurance laws except retaliatory law, and certain enumerated sections.
- § 379.790. Penalty for acting without legal authority.
- § 379.800. Sections 374.030 to 379.790 intended as a continuation of existing law.
- § 379.808. Insurance policies on certain real property — beneficiary deemed insured, duration, others covered not affected, when.
- § 379.810. Program established.
- § 379.815. Definitions.
- § 379.820. Inspections and reports.
- § 379.825. Issuance of policy, when — appointment of liability assumed — expenses — limits on liability.
- § 379.827. Sinkhole loss policies authorized.
- § 379.830. Procedure after inspection and submission.
- § 379.835. Joint reinsurance association.
- § 379.840. Standard policy coverage and rating procedure.
- § 379.845. Cancellation or nonrenewal.
- § 379.850. Right of appeal.
- § 379.855. Commissions.
- § 379.860. Administration of program — governing committee, members, vacancies — immunity from liability, when.
- § 379.865. Annual and special meetings.
- § 379.870. Duties of the committee.
- § 379.875. Statistics to be kept, reports.
- § 379.880. Public education.
- § 379.882. Definitions for sections 379.882 to 379.886.
- § 379.883. Policy cancellation or nonrenewal requirement of sixty days prior to notification — notice content.
- § 379.884. Policyholder's right to history of policy, when.
- § 379.885. Proof of mailing notice of cancellation or nonrenewal.
- § 379.886. Cancellation or nonrenewal of entire line or class of insurance requires ninety days' prior notice to director.
- § 379.888. Definitions for sections 379.888 to 379.893 — notice to insured, when — department to notify insurers.
- § 379.889. Rates not to be excessive, inadequate, or unfairly discriminatory — unfair discrimination defined.
- § 379.890. Rates, rate plan or rate system filing, when — required actuarial data.
- § 379.893. Rules and regulations on modification of rate base, authority of director — procedure.
- § 379.895. Annual report by commercial casualty insurance companies — form — content of report — exceptions.
- § 379.901. Prepaid service plan defined — agent soliciting memberships, disclosures.
- § 379.930. Small employer health insurance availability act — definitions.
- § 379.932. Applicability of act, conditions — treatment as single carrier or separate carrier — ceding agreements prohibited, when.
- § 379.934. Establishment of class of business, reasons — number of classes that may be established — promulgation of rules for period of transition — establishment of additional classes.
- § 379.936. Premium rates, subject to conditions — no transfer out of class of business — disclosure required, contents — rating and renewal records required to be kept.
- § 379.938. Renewability, exceptions — carrier not renewing prohibited from writing new business in market, when — application of section in certain geographic areas.
- § 379.940. Carriers to offer all health plans in market — health benefit plans, requirements — exclusion of coverage for certain employees.
- § 379.946. Board report, contents, recommendations.
- § 379.948. Certain law not to apply to basic health benefit plan.
- § 379.950. Director to promulgate rules, procedure.
- § 379.952. Carriers to market plan coverage — agent or broker, prohibited activities, exception — variance in compensation prohibited, exceptions — carriers, prohibited activities — denial of application, requirements — penalty — applicability to third party administrators.
- § 379.975. Insurer to provide information, when.
- § 379.978. Written disaster plan, insurer to develop, contents.
- § 379.980. Reorganization of domestic mutual insurance company, authority.
- § 379.982. Formation of holding company, application — shareholder approval — issuance of shares.
- § 379.985. Member's interest — nontransference of membership — immunity from liability — assessments, not imposed — security, membership interest.
- § 379.987. Nonapplicability of certain provisions of insurance holding companies law — incorporation of mutual holding company, authority, approval — powers of mutual holding company, engaging in business of insurance, no authority, affiliation and merger agreements.
- § 379.988. Mutual holding company subject to supervision of director, dissolution or liquidation — demutualization.
- § 379.1300. Definitions.
- § 379.1302. Licensure — prohibited acts — requirements for conducting business — application requirements.
- § 379.1304. Adoption of a name, deceptive practice.
- § 379.1306. Capital and surplus requirements.
- § 379.1308. Approval for payment of dividends required.
- § 379.1310. Incorporation as a stock insurer permitted, when.
- § 379.1312. Reports required.
- § 379.1314. Inspections, when.
- § 379.1316. Suspension or revocation of licensure, when.
- § 379.1318. Investment requirements, compliance with.
- § 379.1320. Reinsurance may be provided, when.
- § 379.1322. Rating organizations, company not required to join.
- § 379.1324. Prohibitions on joining or contributing to certain entities and funds.
- § 379.1326. Premium tax imposed, amount, procedure.
- § 379.1328. Rulemaking authority.
- § 379.1330. Inapplicability of insurance laws to captive insurance companies.
- § 379.1332. Promotion of captive insurance, moneys from dedicated insurance fund to be used.
- § 379.1336. Insurance reorganization, receivership and injunctions provisions — applicability to captive insurance companies.
- § 379.1338. Standards for risk management of controlled unaffiliated business.
- § 379.1339. Conversion to reciprocal insurer, when, procedure.
- § 379.1340. Branch captive may be established, when.
- § 379.1342. Trust fund required for branch captive insurance company.
- § 379.1344. Certificate for branch captive insurance companies.
- § 379.1346. Reports and statements of branch captive insurance companies to be filed with director.
- § 379.1348. Examination of branch captive insurance companies, limitations.
- § 379.1350. Applicability of tax to branch companies.
- § 379.1351. Sponsored captive insurance companies, may be formed by whom — definitions — requirements.
- § 379.1353. Definitions.
- § 379.1356. Inapplicability of insurance laws.
- § 379.1359. License application — requirements for transaction of business — licensure requirements — issuance of license, fee.
- § 379.1361. Plan of operation to be filed, contents.
- § 379.1364. License fee, amount.
- § 379.1367. Approval of application, findings by director.
- § 379.1370. Corporate status of company.
- § 379.1373. Limitation on activities and name — number of incorporators required.
- § 379.1376. Contract requirements.
- § 379.1379. Swap agreements permitted.
- § 379.1382. Issuance of securities — approved activities by director.
- § 379.1385. Management of assets.
- § 379.1388. Recognition of admitted assets — value of assets.
- § 379.1391. Prohibited acts.
- § 379.1394. Dividend-payments, limitations.
- § 379.1397. Changes in plan of operation, directors approval required.
- § 379.1400. Affiliated agreements to be filed with director.
- § 379.1403. Audited financial report required, requirements.
- § 379.1406. Examination required, when, procedure.
- § 379.1409. Record-keeping requirements.
- § 379.1412. Premium tax required, amount, procedure.
- § 379.1415. Confidentiality of records, exceptions.
- § 379.1418. Grounds for liquidation — granting of relief, management of assets.
- § 379.1421. Rulemaking authority.
- § 379.1500. Definitions.
- § 379.1505. Vendor license required — application, fee — termination date.
- § 379.1510. Authorization to sell, vendor responsibilities — eligibility and underwriting standards — supervising business entity to be appointed, purpose — training requirements — collection of charges.
- § 379.1515. Insurance producers act, applicability of.
- § 379.1520. Sanctioning of license, when — penalties, when.
- § 379.1525. Vendor investigation and examination requirements.
- § 379.1530. Premiums, received by insurer, when — proof of purchase, insurer may require.
- § 379.1535. Violations, director's authority.
- § 379.1540. Supervising business entity, sanctioning of license, when.
- § 379.1545. Insurers, permissible acts.
- § 379.1550. Rulemaking authority — effective date.
- § 379.1640. Self-service storage — definitions — offer of insurance, requirements — prohibited acts — limitation on policy amount — rulemaking authority.
- § 379.1700. Definitions.
- § 379.1702. Primary automobile insurance to be maintained, requirements — lapsed coverage, effect of — proof of insurance required.
- § 379.1704. Disclosure of insurance coverage, how made.
- § 379.1706. Disclosure statement — display.
- § 379.1708. Exclusions and limitations on coverage.
- § 379.1800. Description of authorized group personal lines property and casualty insurance — requirements.
- § 379.1803. Master policy issuance, certificates — content of master policy.
- § 379.1806. Basic package of coverages and limits, additional coverages or limits — reduced coverage, when — coverage terminated, when — optional coverages or limits — stacking prohibited.
- § 379.1809. Rating plan, master policy premium — rates not unfairly discriminatory, when — experience refunds or dividends, when.
- § 379.1812. Loss and expense experience statistics — employee purchase of insurance not required — premium taxes, allocation of premiums.
- § 379.1815. Licensure required for agent or broker of policies — exception for certain activities — countersignature requirements prohibited.
- § 379.1818. Notice of termination, contents — conversion to individual policy, when — inapplicability.
- § 379.1821. Licensure required for issuance of policies — inapplicability to mass marketing and certain policies — rulemaking authority.
- § 379.1824. Effective date.
- § 379.1850. Lender-placed insurance, applicability — exceptions.
- § 379.1851. Definitions.
- § 379.1853. Effective, when — terminates, when — charges, limitation on length of term.
- § 379.1855. Coverage and premiums based on replacement cost value — determined how.
- § 379.1857. Prohibited acts.
- § 379.1859. Requirements not to be circumvented.
- § 379.1861. Individual policy or certificate of insurance — delivery of — information to be included.
- § 379.1863. Filing requirements with the department — review of rates — refile required, when — information to be reported annually to department.
- § 379.1865. Enforcement by department — no private cause of action.
- § 379.1867. Violations, monetary penalty or sanction of license.
- § 379.1869. Rulemaking authority.
- § 379.1900. Citation of law.
- § 379.1905. Scope of act.
- § 379.1910. Definitions.
- § 379.1915. Insurance coverage during car-sharing period.
- § 379.1920. Notification of implication of lien.
- § 379.1925. Exclusions in motor vehicle liability insurance policies.
- § 379.1930. Recordkeeping — use of vehicle in car sharing.
- § 379.1935. Vicarious liability exemption.
- § 379.1940. Indemnification claim, contribution against.
- § 379.1945. Insurable interest in shared vehicle.
- § 379.1950. Consumer protection disclosures.
- § 379.1955. Driver's license verification and data retention.
- § 379.1960. Responsibility for equipment.
- § 379.1965. Automobile safety recalls.
- § 379.1970. Rulemaking authority.