Missouri § 379.1853 - Effective, when — terminates, when — charges, limitation on length of term.
Full text of Missouri Revised Statutes of Missouri § 379.1853 — Effective, when — terminates, when — charges, limitation on length of term., with citation guidance and answers to common questions.
§ 379.1853. Effective, when — terminates, when — charges, limitation on length of term.
1. Lender-placed insurance shall become effective no earlier than the date of lapse of insurance upon mortgaged real property subject to the terms of a mortgage agreement or any other state or federal law requiring the same.
2. Individual lender-placed insurance shall terminate on the earliest of the following dates:
(1) The date insurance that is acceptable under the mortgage agreement becomes effective, subject to the mortgagor providing sufficient evidence of such acceptable insurance;
(2) The date the applicable real property no longer serves as collateral for a mortgage loan pursuant to a mortgage agreement;
(3) Such other date as specified by the individual policy or certificate of insurance;
(4) Such other date as specified by the lender or servicer; or
(5) The termination date of the policy.
3. An insurance charge shall not be made to a mortgagor for lender-placed insurance for a term longer than the scheduled term of the lender-placed insurance, nor shall an insurance charge be made to the mortgagor for lender-placed insurance before the effective date of the lender-placed insurance.
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(L. 2023 S.B. 101)
---- end of effective 28 Aug 2023 ----
Source: official Missouri text · Last verified 2026-08-27
Frequently Asked Questions About Missouri § 379.1853
What does Revised Statutes of Missouri § 379.1853 cover?
Section 379.1853 ("Effective, when — terminates, when — charges, limitation on length of term.") is part of the Revised Statutes of Missouri, the codified statutory law of Missouri. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Missouri § 379.1853?
A common citation format is "Revised Statutes of Missouri § 379.1853" (Missouri). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Missouri law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Missouri official source linked on this page or consult a licensed Missouri attorney.
How does Missouri § 379.1853 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Missouri can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Missouri.