Wisconsin § 635.11 - Disclosure of rating factors and renewability provisions.
Full text of Wisconsin Wisconsin Statutes § 635.11 — Disclosure of rating factors and renewability provisions., with citation guidance and answers to common questions.
§ 635.11. Disclosure of rating factors and renewability provisions.
635.11(1m) (1m) Before the sale of a plan or policy subject to this chapter, a small employer insurer shall disclose to a small employer all of the following: 635.11(1m)(a) (a) The small employer insurer’s right to increase premium rates and the factors limiting the amount of increase. 635.11(1m)(b) (b) The extent to which benefit design characteristics and case characteristics affect premium rates. 635.11(1m)(c) (c) The extent to which rating factors and changes in benefit design characteristics and case characteristics affect changes in premium rates. 635.11(1m)(d) (d) The small employer’s renewability rights. 635.11(1m)(e) (e) As part of the small employer insurer’s solicitation and sales materials, the availability of the information under par. (f) . 635.11(1m)(f) (f) Upon the request of the small employer, the following information: 635.11(1m)(f)1. 1. The provisions, if any, of the plan or policy relating to preexisting condition exclusions. 635.11(1m)(f)2. 2. The benefits and premiums available under all health insurance coverage offered by the small employer insurer for which the small employer is qualified. 635.11(2m) (2m) Information required to be disclosed under this section shall be provided in a manner that is understandable to a small employer and shall be sufficient to reasonably inform a small employer of the small employer’s rights and obligations under the health insurance coverage. 635.11(3m) (3m) A small employer insurer is not required under this section to disclose information that is proprietary or trade secret information under applicable law. 635.11 History History: 1991 a. 39 , 250 , 315 ; 1997 a. 27 .
Source: official Wisconsin text · Last verified 2026-08-27
Frequently Asked Questions About Wisconsin § 635.11
What does Wisconsin Statutes § 635.11 cover?
Section 635.11 ("Disclosure of rating factors and renewability provisions.") is part of the Wisconsin Statutes, the codified statutory law of Wisconsin. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Wisconsin § 635.11?
A common citation format is "Wisconsin Statutes § 635.11" (Wisconsin). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Wisconsin law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Wisconsin official source linked on this page or consult a licensed Wisconsin attorney.
How does Wisconsin § 635.11 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Wisconsin can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Wisconsin.