Wisconsin § 423.401 - Credit card identification information.
Full text of Wisconsin Wisconsin Statutes § 423.401 — Credit card identification information., with citation guidance and answers to common questions.
§ 423.401. Credit card identification information.
423.401(1) (1) Limitation. Except as provided in sub. (2) , a merchant may not record a customer’s address, telephone number or any other identification information as a condition for accepting a credit card as payment for a consumer credit transaction. 423.401(2) (2) Exceptions. A merchant may record a customer’s address or telephone number if any of the following conditions exists: 423.401(2)(a) (a) The credit card issuer does not require the merchant to obtain from the issuer prior authorization as to the availability of credit in order to complete the credit card transaction. 423.401(2)(b) (b) The merchant requires the information for shipping, delivery, service orders or installation purposes or to notify the customer of a special order. 423.401(3) (3) Remedies. Whoever violates this section is subject to the remedies and penalties under s.
Source: official Wisconsin text · Last verified 2026-08-27
Frequently Asked Questions About Wisconsin § 423.401
What does Wisconsin Statutes § 423.401 cover?
Section 423.401 ("Credit card identification information.") is part of the Wisconsin Statutes, the codified statutory law of Wisconsin. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Wisconsin § 423.401?
A common citation format is "Wisconsin Statutes § 423.401" (Wisconsin). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Wisconsin law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Wisconsin official source linked on this page or consult a licensed Wisconsin attorney.
How does Wisconsin § 423.401 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Wisconsin can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Wisconsin.