Wisconsin § 422.413 - Limitation on default charges.
Full text of Wisconsin Wisconsin Statutes § 422.413 — Limitation on default charges., with citation guidance and answers to common questions.
§ 422.413. Limitation on default charges.
422.413(1) (1) Except as provided in sub. (2g) , no term of a writing evidencing a consumer credit transaction may provide for any charges as a result of default by the customer other than reasonable expenses incurred in the disposition of collateral or goods subject to a motor vehicle consumer lease and such other charges as are specifically authorized by chs. 421 to 427 and 429 . 422.413(2g) (2g) In any consumer credit transaction in which the collateral is a motor vehicle as defined in s. 340.01 (35) , a trailer as defined in s. 340.01 (71) , a snowmobile as defined in s. 340.01 (58a) , a boat as defined in s. 30.50 (2) , an aircraft as defined in s. 114.002 (3) , or a mobile home or manufactured home as defined in s.
Source: official Wisconsin text · Last verified 2026-08-27
Frequently Asked Questions About Wisconsin § 422.413
What does Wisconsin Statutes § 422.413 cover?
Section 422.413 ("Limitation on default charges.") is part of the Wisconsin Statutes, the codified statutory law of Wisconsin. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Wisconsin § 422.413?
A common citation format is "Wisconsin Statutes § 422.413" (Wisconsin). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Wisconsin law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Wisconsin official source linked on this page or consult a licensed Wisconsin attorney.
How does Wisconsin § 422.413 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Wisconsin can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Wisconsin.