West Virginia § 25-5-16 - 25-5-16. Insurance.
Full text of West Virginia West Virginia Code § 25-5-16 — 25-5-16. Insurance., with citation guidance and answers to common questions.
§ 25-5-16. 25-5-16. Insurance.
(a) The contractor shall provide an adequate policy of insurance specifically including insurance for civil rights claims as determined by a risk management or actuarial firm with demonstrated experience in public liability for state governments. In determining the adequacy of the policy, such risk management or actuarial firm shall determine whether:
(1) The insurance is adequate to protect the state, its political subdivisions or other contracting agencies from actions by a third party against the contractor;
(2) The insurance is adequate to protect the state, its political subdivisions or contracting agencies against claims arising as a result of any occurrence; and
(3) The insurance is adequate to satisfy other requirements specified by the risk management or actuarial firm.
(b) The insurance contract shall contain a provision that the state, its political subdivisions and contracting agencies are named insureds, and that the state, its political subdivisions and contracting agencies shall be sent any notice of cancellation.
(c) The contractor shall not self-insure.
Source: official West Virginia text · Last verified 2026-08-27
Frequently Asked Questions About West Virginia § 25-5-16
What does West Virginia Code § 25-5-16 cover?
Section 25-5-16 ("25-5-16. Insurance.") is part of the West Virginia Code, the codified statutory law of West Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite West Virginia § 25-5-16?
A common citation format is "West Virginia Code § 25-5-16" (West Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of West Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the West Virginia official source linked on this page or consult a licensed West Virginia attorney.
How does West Virginia § 25-5-16 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in West Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in West Virginia.