West Virginia Code — 33
Browse 1,024 sections in division 33 of the West Virginia code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 33-1-1. 33-1-1. Insurance.
- § 33-1-2. 33-1-2. Insurer.
- § 33-1-3. 33-1-3. Person.
- § 33-1-4. 33-1-4.
- § 33-1-5. 33-1-5. Commissioner.
- § 33-1-6. 33-1-6. Domestic insurer.
- § 33-1-7. 33-1-7. Foreign insurer.
- § 33-1-8. 33-1-8. Alien insurer.
- § 33-1-9. 33-1-9. State; United States.
- § 33-1-10. 33-1-10. Kinds of insurance defined.
- § 33-1-11. 33-1-11. Reinsurance.
- § 33-1-12. 33-1-12. Agent.
- § 33-1-13. 33-1-13. Solicitor.
- § 33-1-14. 33-1-14. Broker.
- § 33-1-15. 33-1-15. Reciprocal insurance.
- § 33-1-16. 33-1-16. Policy.
- § 33-1-17. 33-1-17. Premium.
- § 33-1-18. 33-1-18. Stock insurer.
- § 33-1-19. 33-1-19. Mutual insurer.
- § 33-1-20. 33-1-20.
- § 33-1-21. 33-1-21. Emergency services.
- § 33-1-22. 33-1-22.
- § 33-2-1. 33-2-1. Office continued; appointment, qualifications and term.
- § 33-2-2. 33-2-2. Compensation and expenses of commissioner and employees; location of office.
- § 33-2-3. 33-2-3. Duties of the commissioner; employment of legal counsel.
- § 33-2-4. 33-2-4. Authority to take depositions, subpoena witnesses, etc.
- § 33-2-5. 33-2-5. Witness fees.
- § 33-2-6. 33-2-6. Service of subpoena; compelling compliance.
- § 33-2-7. 33-2-7. Immunity of witness.
- § 33-2-8. 33-2-8. Insured to produce records upon request.
- § 33-2-9. 33-2-9. Examination of insurers, agents, brokers and solicitors; access to books, records, etc.
- § 33-2-10. 33-2-10. Rules and regulations.
- § 33-2-11. 33-2-11. Enforcement of orders; revocation of licenses; court action.
- § 33-2-12. 33-2-12. Notice.
- § 33-2-13. 33-2-13. Hearings.
- § 33-2-14. 33-2-14. Judicial review.
- § 33-2-15. 33-2-15. Annual report by commissioner.
- § 33-2-16. 33-2-16. Office of Consumer Advocacy established; Director of Consumer Advocacy; promulgation of rules.
- § 33-2-17. 33-2-17. Office of Consumer Advocacy.
- § 33-2-18. 33-2-18. Funding.
- § 33-2-19. 33-2-19. Confidentiality of information.
- § 33-2-20. 33-2-20. Authority of Commissioner to allow withdrawal of insurance carriers from doing business in the state.
- § 33-2-21. 33-2-21. Authority of Insurance Commissioner to regulate Workers' Compensation industry; authority of Insurance Commissioner to administer chapter twenty-three of the Code of West Virginia.
- § 33-2-22. 33-2-22. Authority of Insurance Commissioner regarding employers in default to workers' compensation funds; injunctions against defaulting employers.
- § 33-2-23. 33-2-23. Transfer of assets of the State Office of the National Flood Insurance Program.
- § 33-2-24. 33-2-24. Authority of Insurance Commissioner to enforce No Surprises Act; administrative penalties; injunctive relief; regulatory assistance of other agencies; rulemaking; effective date.
- § 33-3-1. 33-3-1. License required.
- § 33-3-2. 33-3-2. Qualifications for license.
- § 33-3-3. 33-3-3. Prerequisites to issuance of charter for domestic insurer.
- § 33-3-4. 33-3-4. Charter, documents and information to be filed.
- § 33-3-5. 33-3-5.
- § 33-3-6. 33-3-6. Property and casualty, financial guaranty and mortgage guaranty insurers - Deposit requirements.
- § 33-3-7. 33-3-7. Issuance of license to transact insurance; kinds of insurance authorized to be transacted.
- § 33-3-8. 33-3-8. Expiration of license; renewal.
- § 33-3-9. 33-3-9. Refusal to license.
- § 33-3-10. 33-3-10. Mandatory refusal, revocation or suspension.
- § 33-3-11. 33-3-11. Discretionary refusal, revocation or suspension; penalty in lieu thereof; reissuance.
- § 33-3-12. 33-3-12. Deceptive, misleading or conflicting names of insurers.
- § 33-3-13. 33-3-13. Fees and charges.
- § 33-3-14. 33-3-14. Annual financial statement and premium tax return; remittance by insurer of premium tax, less certain deductions; special revenue funds created.
- § 33-3-15. 33-3-15. Annuity tax.
- § 33-3-16. 33-3-16. Retaliation.
- § 33-3-17. 33-3-17. Minimum tax payable.
- § 33-3-18. 33-3-18.
- § 33-3-19. 33-3-19.
- § 33-3-20. 33-3-20.
- § 33-3-21. 33-3-21.
- § 33-3-22. 33-3-22.
- § 33-3-23. 33-3-23.
- § 33-3-24. 33-3-24.
- § 33-3-25. 33-3-25.
- § 33-3-26. 33-3-26.
- § 33-3-27. 33-3-27.
- § 33-3-28. 33-3-28.
- § 33-3-29. 33-3-29.
- § 33-3-30. 33-3-30.
- § 33-3-31. 33-3-31.
- § 33-3-32. 33-3-32.
- § 33-3-33. 33-3-33. Surcharge on fire and casualty insurance policies to benefit volunteer and part-volunteer fire departments; Public Employees Insurance Agency and municipal pension plans; special fund created; allocation of proceeds; effective date.
- § 33-4-1. 33-4-1. Compliance with chapter required.
- § 33-4-2. 33-4-2. Application of chapter to particular types of insurers.
- § 33-4-3. 33-4-3. Expiration of existing licenses.
- § 33-4-4. 33-4-4. Effect of chapter on existing contracts.
- § 33-4-5. 33-4-5. Continuation of existing forms and filings.
- § 33-4-6. 33-4-6. Effect of repealed laws on existing rights, actions or punishments.
- § 33-4-7. 33-4-7. Particular provisions prevail over general provisions.
- § 33-4-8. 33-4-8. General penalty.
- § 33-4-9. 33-4-9. Repeal of inconsistent provisions; prior law not revived.
- § 33-4-10. 33-4-10. Severability.
- § 33-4-11. 33-4-11. Effective date of chapter.
- § 33-4-12. 33-4-12. Service of process on licensed insurers.
- § 33-4-13. 33-4-13. Service of process on unlicensed insurers.
- § 33-4-14. 33-4-14. Financial statement filings; annual and quarterly statements; required format; foreign insurers; agents of the commissioner.
- § 33-4-15. 33-4-15. Reinsurance.
- § 33-4-16. 33-4-16. Limit of risk.
- § 33-4-17. 33-4-17. Prohibited interests of officers and directors in certain transactions.
- § 33-4-18. 33-4-18. Representation of unlicensed insurers prohibited; liability; exceptions.
- § 33-4-19. 33-4-19. Domestics to comply with reciprocal state laws.
- § 33-4-20. 33-4-20. Cancellation, nonrenewal or limitation of coverage of life or sickness and accident insurance.
- § 33-4-21. 33-4-21. Deceptive sales on military bases prohibited; rules.
- § 33-4-22. 33-4-22. Payment for services; collaborative relationship is not required.
- § 33-4-23. 33-4-23. Guaranteed Asset Protection Waivers.
- § 33-5-1. 33-5-1. Scope of article.
- § 33-5-2. 33-5-2. Application of general laws.
- § 33-5-3. 33-5-3. Articles of incorporation.
- § 33-5-4. 33-5-4. Certificate of incorporation.
- § 33-5-5. 33-5-5. Amendment of articles of incorporation.
- § 33-5-6. 33-5-6. Formation of mutuals -- Applications for insurance.
- § 33-5-7. 33-5-7. Formation of mutuals -- Deposit of premiums; filing of trust agreement; issuance and effective date of policies.
- § 33-5-8. 33-5-8. Formation of mutuals -- Assets required; temporary capital stock.
- § 33-5-9. 33-5-9. Mutual bylaws.
- § 33-5-10. 33-5-10. Mutual quorum.
- § 33-5-11. 33-5-11. Mutual membership.
- § 33-5-12. 33-5-12. Corporate rights of mutual members.
- § 33-5-13. 33-5-13. Contingent liability of mutual members.
- § 33-5-14. 33-5-14. Enforcement of contingent liability.
- § 33-5-15. 33-5-15. Mutual nonassessable policies.
- § 33-5-16. 33-5-16. Participating policies.
- § 33-5-17. 33-5-17. Dividends to stockholders.
- § 33-5-18. 33-5-18. Dividends to mutual members.
- § 33-5-19. 33-5-19. Illegal dividends; liability; penalty.
- § 33-5-20. 33-5-20. Borrowing by insurers.
- § 33-5-21. 33-5-21. Management and exclusive agency contracts.
- § 33-5-22. 33-5-22. Impairment of capital or assets.
- § 33-5-23. 33-5-23. Mutualization of stock insurer.
- § 33-5-24. 33-5-24. Converting mutual insurer.
- § 33-5-25. 33-5-25. Mergers and consolidations of stock insurers.
- § 33-5-26. 33-5-26. Reinsurance.
- § 33-5-27. 33-5-27. Redomestication of stock and mutual insurers.
- § 33-5-28. 33-5-28. Mergers and consolidations of mutual insurers.
- § 33-5-29. 33-5-29. Mutual member's share of assets on liquidation.
- § 33-5-30. 33-5-30. Insider trading.
- § 33-5-31. 33-5-31. Proxies, consents and authorizations in respect of any voting security issued by a domestic insurer.
- § 33-5-32. 33-5-32. Principal place of business of domestic insurers.
- § 33-6-1. 33-6-1. Scope of article.
- § 33-6-2. 33-6-2. Insurable interest in one's own life or life of another; actions to recover benefits; insurable interests defined; requirements for charitable institutions.
- § 33-6-3. 33-6-3. Insurable interest in property.
- § 33-6-4. 33-6-4. Who may contract for insurance; competency of minors.
- § 33-6-5. 33-6-5. Application or consent of person insured required; exceptions.
- § 33-6-6. 33-6-6. Application for insurance as evidence.
- § 33-6-7. 33-6-7. Representations in applications.
- § 33-6-8. 33-6-8. Filing of forms.
- § 33-6-9. 33-6-9. Grounds for disapproval of forms.
- § 33-6-10. 33-6-10. Standard provisions.
- § 33-6-11. 33-6-11. Contents of policy.
- § 33-6-12. 33-6-12. Additional contents of policy.
- § 33-6-13. 33-6-13. Policy provisions as to charter, bylaws, or other documents.
- § 33-6-14. 33-6-14. Certain policy conditions, etc., voided.
- § 33-6-15. 33-6-15. Execution of policies.
- § 33-6-16. 33-6-16. Underwriters' and combination policies.
- § 33-6-17. 33-6-17. Validity of noncomplying forms.
- § 33-6-18. 33-6-18. Binders.
- § 33-6-19. 33-6-19. Renewal of policy by certificate or endorsement.
- § 33-6-20. 33-6-20. Assignment of policies.
- § 33-6-21. 33-6-21. Annulment of liability policies.
- § 33-6-22. 33-6-22. Payment discharges insurer.
- § 33-6-23. 33-6-23.
- § 33-6-24. 33-6-24. Simultaneous deaths.
- § 33-6-25. 33-6-25. Proof of loss forms.
- § 33-6-26. 33-6-26. Acts of insurer not constituting waiver of policy provisions or defenses thereunder.
- § 33-6-27. 33-6-27. Life insurance proceeds exempt from creditors.
- § 33-6-28. 33-6-28. Group life insurance proceeds exempt from creditors.
- § 33-6-29. 33-6-29. Motor vehicle policy; injuries to guest passengers; coverage for loaned or leased motor vehicles; exceptions.
- § 33-6-30. 33-6-30. Construction of policies.
- § 33-6-31. 33-6-31. Motor vehicle policy; omnibus clause; uninsured and underinsured motorists' coverage; conditions for recovery under endorsement; rights and liabilities of insurer.
- § 33-6-32. 33-6-32. Newly born children to be covered by all health insurance policies.
- § 33-6-33. 33-6-33. Valuation of motor vehicle involved in claim.
- § 33-6-34. 33-6-34. Fee for form, rate, and rule filing.
- § 33-6-35. 33-6-35. Mass marketed life and health insurance.
- § 33-6-36. 33-6-36. Continuation of coverage under automobile liability policy; selection of coverage; exclusions; notice.
- § 33-6-37. 33-6-37. Cancellation or nonrenewal of a combination insurance policy; offer of optional coverage; date of inception of optional coverage.
- § 33-6-38. 33-6-38. Lyme disease to be covered by all health insurance policies.
- § 33-6-39. 33-6-39. Prohibitions related to dental insurance plans, agreements, charges, and reimbursements; definitions.
- § 33-6-40. 33-6-40. Military service as factor in insurance rates.
- § 33-7-1. 33-7-1. Assets defined.
- § 33-7-2. 33-7-2. Deductions from assets and liabilities.
- § 33-7-3. 33-7-3. Assets not allowed.
- § 33-7-4. 33-7-4. Reporting assets not allowed or of doubtful value.
- § 33-7-5. 33-7-5. Liabilities.
- § 33-7-6. 33-7-6. Unearned premium reserve.
- § 33-7-7. 33-7-7. Reserves for accident and sickness insurance.
- § 33-7-8. 33-7-8. Increased reserves.
- § 33-7-9. 33-7-9. Standard Valuation Law.
- § 33-7-10. 33-7-10. Valuation of bonds.
- § 33-7-11. 33-7-11. Valuation of other securities.
- § 33-7-12. 33-7-12. Valuation of real property.
- § 33-7-13. 33-7-13. Valuation of mortgages or deeds of trust.
- § 33-8-1. 33-8-1. Purpose and scope.
- § 33-8-2. 33-8-2. Definitions.
- § 33-8-3. 33-8-3. General investment qualifications.
- § 33-8-4. 33-8-4. Authorization of investments by the board of directors.
- § 33-8-5. 33-8-5. Prohibited investments.
- § 33-8-6. 33-8-6. Loans to officers and directors.
- § 33-8-7. 33-8-7. Valuation of investments.
- § 33-8-8. 33-8-8. Rules.
- § 33-8-9. 33-8-9. Life and health insurers - Applicability.
- § 33-8-10. 33-8-10. Same - General three percent diversification, medium and lower grade investments and Canadian investments.
- § 33-8-11. 33-8-11. Same - Rated credit instruments.
- § 33-8-12. 33-8-12. Same - Insurer investment pools.
- § 33-8-13. 33-8-13. Same - Equity interests.
- § 33-8-14. 33-8-14. Same - Tangible personal property under lease.
- § 33-8-15. 33-8-15. Same - Mortgage loans and real estate.
- § 33-8-16. 33-8-16. Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.
- § 33-8-17. 33-8-17. Same - Foreign investments and foreign currency exposure.
- § 33-8-18. 33-8-18. Same - Derivative transactions.
- § 33-8-19. 33-8-19. Same - Policy loans.
- § 33-8-20. 33-8-20. Same - Additional investment authority.
- § 33-8-21. 33-8-21. Property and casualty, financial guaranty and mortgage guaranty insurers - Applicability.
- § 33-8-22. 33-8-22. Same - Reserve requirements.
- § 33-8-23. 33-8-23. Same - General five percent diversification, medium and lower grade investments and Canadian investments.
- § 33-8-24. 33-8-24. Same - Rated credit instruments.
- § 33-8-25. 33-8-25. Same - Insurer investment pools.
- § 33-8-26. 33-8-26. Same - Equity interests.
- § 33-8-27. 33-8-27. Same - Tangible personal property under lease.
- § 33-8-28. 33-8-28. Same - Mortgage loans and real estate.
- § 33-8-29. 33-8-29. Same - Securities lending, repurchase, reverse repurchase and dollar roll transactions.
- § 33-8-30. 33-8-30. Same - Foreign investments and foreign currency exposure.
- § 33-8-31. 33-8-31. Same - Derivative transactions.
- § 33-8-32. 33-8-32. Same - Additional investment authority.
- § 33-9-1. 33-9-1. Deposits of insurers.
- § 33-9-2. 33-9-2. Purpose of deposits.
- § 33-9-3. 33-9-3. Assets eligible for deposit.
- § 33-9-4. 33-9-4. Trust companies as depositories; state responsible for safekeeping and return of deposits.
- § 33-9-5. 33-9-5. Rights of solvent insurer.
- § 33-9-6. 33-9-6. Excess deposits.
- § 33-9-7. 33-9-7. Release of deposits -- Generally.
- § 33-9-8. 33-9-8. Release of deposits -- Order of commissioner required.
- § 33-9-9. 33-9-9. Deposit not subject to levy; exception.
- § 33-10-1. 33-10-1. Definitions.
- § 33-10-2. 33-10-2. Jurisdiction, venue and appeal of delinquency proceedings; exclusive remedy.
- § 33-10-3. 33-10-3. Court's seizure order.
- § 33-10-4. 33-10-4. Injunctions and other orders.
- § 33-10-5. 33-10-5. Grounds for rehabilitation of domestic insurers.
- § 33-10-6. 33-10-6. Grounds for liquidation.
- § 33-10-7. 33-10-7. Grounds for conserving assets of foreign insurers.
- § 33-10-8. 33-10-8. Grounds for conserving assets of alien insurers.
- § 33-10-9. 33-10-9. Grounds for ancillary liquidation of foreign insurers.
- § 33-10-10. 33-10-10. Order of rehabilitation.
- § 33-10-11. 33-10-11. Order of liquidation of domestic insurer.
- § 33-10-12. 33-10-12. Order of liquidation of alien insurers.
- § 33-10-13. 33-10-13. Order of conservation or ancillary liquidation of foreign or alien insurers.
- § 33-10-14. 33-10-14. Conduct of delinquency proceedings against domestic or alien insurers.
- § 33-10-15. 33-10-15. Conduct of delinquency proceedings against foreign insurers.
- § 33-10-16. 33-10-16. Claims of nonresidents against domestic insurers.
- § 33-10-17. 33-10-17. Claims against foreign insurers.
- § 33-10-18. 33-10-18. Proof of claims.
- § 33-10-19. 33-10-19. Priority of certain claims.
- § 33-10-20. 33-10-20. Attachment, garnishment or execution.
- § 33-10-21. 33-10-21. Uniform Insurers Liquidation Act.
- § 33-10-22. 33-10-22. Deposit of moneys collected.
- § 33-10-23. 33-10-23. Exemption of commissioner from fees.
- § 33-10-24. 33-10-24. Borrowing on pledge of assets.
- § 33-10-25. 33-10-25. Date rights fixed on liquidation.
- § 33-10-26. 33-10-26. Voidable preferences and liens.
- § 33-10-27. 33-10-27.
- § 33-10-28. 33-10-28. Setoffs.
- § 33-10-29. 33-10-29. Allowance of certain claims.
- § 33-10-30. 33-10-30. Time within which claims to be filed.
- § 33-10-31. 33-10-31. Report for assessment against members or subscribers of mutual or reciprocal insurers.
- § 33-10-32. 33-10-32. Levy of assessment.
- § 33-10-33. 33-10-33. Order to pay assessment.
- § 33-10-34. 33-10-34. Publication and service of assessment order.
- § 33-10-35. 33-10-35. Judgment upon the assessment.
- § 33-10-36. 33-10-36. Early access to distribution.
- § 33-10-37. 33-10-37. Distribution of assets.
- § 33-10-38. 33-10-38. Unclaimed and withheld funds; termination of proceedings.
- § 33-10-39. 33-10-39. Immunity in receivership proceedings and representation of the special deputy supervisor.
- § 33-10-40. 33-10-40. Applicability of amendments.
- § 33-10-41. 33-10-41. Reinsurer's liability.
- § 33-11-1. 33-11-1. Declaration of purpose.
- § 33-11-2. 33-11-2. Definitions.
- § 33-11-3. 33-11-3. Unfair methods of competition and unfair or deceptive acts or practices prohibited.
- § 33-11-4. 33-11-4. Unfair methods of competition and unfair or deceptive acts or practices defined.
- § 33-11-5. 33-11-5. Favored agent or insurer; coercion of debtors.
- § 33-11-6. 33-11-6. Violations, cease and desist and penalty orders and modifications thereof.
- § 33-11-7. 33-11-7. Undefined acts or practices.
- § 33-11-8. 33-11-8. Penalty for violation of cease and desist orders.
- § 33-11-9. 33-11-9. Provisions of article additional to existing law.
- § 33-11-10. 33-11-10. Severability.
- § 33-12-1. 33-12-1. Purpose and scope.
- § 33-12-2. 33-12-2. Definitions.
- § 33-12-3. 33-12-3. License required.
- § 33-12-4. 33-12-4. Exceptions to licensing.
- § 33-12-5. 33-12-5. Application for examination.
- § 33-12-6. 33-12-6. Application for license.
- § 33-12-7. 33-12-7. Board of insurance agent education.
- § 33-12-8. 33-12-8. Continuing education required.
- § 33-12-9. 33-12-9. Issuance of license.
- § 33-12-10. 33-12-10. Fees.
- § 33-12-11. 33-12-11. Countersignature.
- § 33-12-12. 33-12-12. Nonresident licensing.
- § 33-12-13. 33-12-13. Agent resident in contiguous municipalities.
- § 33-12-14. 33-12-14. Exemption from examination.
- § 33-12-15. 33-12-15. Assumed names.
- § 33-12-16. 33-12-16. Temporary licensing.
- § 33-12-17. 33-12-17. Expiration of license; renewal.
- § 33-12-18. 33-12-18. Individual insurance producer to deal only with licensed insurer or solicitor; appointment as individual insurance producer required.
- § 33-12-19. 33-12-19. Solicitor to act only through appointed agent.
- § 33-12-20. 33-12-20. Personal liability of agent.
- § 33-12-21. 33-12-21. Coverage must be placed with a solvent insurer.