Washington § 49.48.010 - Payment of wages/nonsufficient funds — Employer must reimburse employee for fees charged — Exception — Payment of wages due to employee ceasing work to be at end of pay period — Exceptions — Authorized deductions or withholdings.

Full text of Washington Revised Code of Washington § 49.48.010 — Payment of wages/nonsufficient funds — Employer must reimburse employee for fees charged — Exception — Payment of wages due to employee ceasing work to be at end of pay period — Exceptions — Authorized deductions or withholdings., with citation guidance and answers to common questions.

§ 49.48.010. Payment of wages/nonsufficient funds — Employer must reimburse employee for fees charged — Exception — Payment of wages due to employee ceasing work to be at end of pay period — Exceptions — Authorized deductions or withholdings.

(1)(a) When any employer pays an employee's wages with any instrument defined by RCW 62A.3-104 that is subsequently returned for nonsufficient funds, the employer shall reimburse the employee for a fee charged by the employee's financial institution for the dishonored instrument so long as the employee presents the instrument within 30 days of its receipt.
(b) The employer shall not be liable to reimburse any fees incurred by the employee if the employer presents written confirmation by the employer's financial institution that the instrument was returned for nonsufficient funds due to an error.
(2) When any employee shall cease to work for an employer, whether by discharge or by voluntary withdrawal, the wages due him or her on account of his or her employment shall be paid to him or her at the end of the established pay period: PROVIDED, HOWEVER, That this subsection shall not apply when workers are engaged in an employment that normally involves working for several employers in the same industry interchangeably, and the several employers or some of them cooperate to establish a plan for the weekly payment of wages at a central place or places and in accordance with a unified schedule of paydays providing for at least one payday each week; but this subsection shall not apply to any such plan until ten days after notice of their intention to set up such a plan shall have been given to the director of labor and industries by the employers who cooperate to establish the plan; and having once been established, no such plan can be abandoned except after notice of their intention to abandon such plan has been given to the director of labor and industries by the employers intending to abandon the plan: PROVIDED FURTHER, That the duty to pay an employee forthwith shall not apply if the labor-management agreement under which the employee has been employed provides otherwise.
(3) It shall be unlawful for any employer to withhold or divert any portion of an employee's wages unless the deduction is:
(a) Required by state or federal law; or
(b) Except as prohibited under RCW 49.48.160, specifically agreed upon orally or in writing by the employee and employer; or
(c) For medical, surgical, or hospital care or service, pursuant to any rule or regulation: PROVIDED, HOWEVER, That the deduction is openly, clearly, and in due course recorded in the employer's books and records.
(4) Subsection (3) of this section shall not be construed to affect the right of any employer or former employer to sue upon or collect any debt owed to said employer or former employer by his or her employees or former employees.
[ 2022 c 28 s 1; 2020 c 84 s 3; 2010 c 8 s 12047; 1971 ex.s. c 55 s 1; 1947 c 181 s 1; 1905 c 112 s 1; 1888 c 128 s 1; Rem. Supp. 1947 s 7594.]

Notes

Saving—1888 c 128: "This act is not to be construed as affecting any bona fide contract heretofore entered into contrary to its provisions and existing at the date of the passage hereof, and continuing by reason of limitation of said contract being still in force." [ 1888 c 128 s 4; no RRS.]
Effective date—1888 c 128: "This act is to take effect on and after its approval." [ 1888 c 128 s 5; no RRS.]
General repealer—1888 c 128: "All laws or parts of laws in conflict with this act be and the same are hereby repealed." [ 1888 c 128 s 6; no RRS.]
The foregoing annotations apply to RCW 49.48.010 through 49.48.030.

Source: official Washington text · Last verified 2026-08-27

Frequently Asked Questions About Washington § 49.48.010

What does Revised Code of Washington § 49.48.010 cover?

Section 49.48.010 ("Payment of wages/nonsufficient funds — Employer must reimburse employee for fees charged — Exception — Payment of wages due to employee ceasing work to be at end of pay period — Exceptions — Authorized deductions or withholdings.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 49.48.010?

A common citation format is "Revised Code of Washington § 49.48.010" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 49.48.010 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.