Washington § 48.92.090 - Purchasing groups — Dealing with foreign insurers — Deductible or self-insured retention — Aggregate limits.

Full text of Washington Revised Code of Washington § 48.92.090 — Purchasing groups — Dealing with foreign insurers — Deductible or self-insured retention — Aggregate limits., with citation guidance and answers to common questions.

§ 48.92.090. Purchasing groups — Dealing with foreign insurers — Deductible or self-insured retention — Aggregate limits.

(1) A purchasing group may not purchase insurance from a risk retention group that is not chartered in a state or from an insurer not admitted in the state in which the purchasing group is located, unless the purchase is effected through a licensed insurance producer acting pursuant to the surplus lines laws and regulations of that state.
(2) A purchasing group that obtains liability insurance from an insurer not admitted in this state or a risk retention group shall inform each of the members of the group that have a risk resident or located in this state that the risk is not protected by an insurance insolvency guaranty fund in this state, and that the risk retention group or insurer may not be subject to all insurance laws and rules of this state.
(3) No purchasing group may purchase insurance providing for a deductible or self-insured retention applicable to the group as a whole; however, coverage may provide for a deductible or self-insured retention applicable to individual members.
(4) Purchases of insurance by purchasing groups are subject to the same standards regarding aggregate limits that are applicable to all purchases of group insurance.
[ 2008 c 217 s 70; 1993 c 462 s 98; 1987 c 306 s 9.]

Notes

Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.
Severability—Implementation—1993 c 462: See RCW 48.31B.901 and 48.31B.902.

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.92.090

What does Revised Code of Washington § 48.92.090 cover?

Section 48.92.090 ("Purchasing groups — Dealing with foreign insurers — Deductible or self-insured retention — Aggregate limits.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

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