Washington § 48.84.040 - Policies and contracts — Prohibited provisions.

Full text of Washington Revised Code of Washington § 48.84.040 — Policies and contracts — Prohibited provisions., with citation guidance and answers to common questions.

§ 48.84.040. Policies and contracts — Prohibited provisions.

No long-term care insurance policy or benefit contract may:
(1) Use riders, waivers, endorsements, or any similar method to limit or reduce coverage or benefits;
(2) Indemnify against losses resulting from sickness on a different basis than losses resulting from accidents;
(3) Be canceled, nonrenewed, or segregated at the time of rerating solely on the grounds of the age or the deterioration of the mental or physical health of the covered person;
(4) Exclude or limit coverage for preexisting conditions for a period of more than one year prior to the effective date of the policy or contract or more than six months after the effective date of the policy or contract;
(5) Differentiate benefit amounts on the basis of the type or level of nursing home care provided;
(6) Contain a provision establishing any new waiting period in the event an existing policy or contract is converted to a new or other form within the same company.
[ 1986 c 170 s 4.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.84.040

What does Revised Code of Washington § 48.84.040 cover?

Section 48.84.040 ("Policies and contracts — Prohibited provisions.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.84.040?

A common citation format is "Revised Code of Washington § 48.84.040" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.84.040 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.