Washington § 48.56.120 - Cancellation of insurance contract — Return of unearned premiums.

Full text of Washington Revised Code of Washington § 48.56.120 — Cancellation of insurance contract — Return of unearned premiums., with citation guidance and answers to common questions.

§ 48.56.120. Cancellation of insurance contract — Return of unearned premiums.

(1) Whenever a financed insurance contract is canceled, the insurer shall return whatever gross unearned premiums are due under the insurance contract to the premium finance company for the account of the insured or insureds.
(2) In the event that the crediting of return premiums to the account of the insured results in a surplus over the amount due from the insured, the premium finance company shall refund such excess to the insured: PROVIDED, That no such refund shall be required if it amounts to less than one dollar.
[ 1969 ex.s. c 190 s 12.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.56.120

What does Revised Code of Washington § 48.56.120 cover?

Section 48.56.120 ("Cancellation of insurance contract — Return of unearned premiums.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.56.120?

A common citation format is "Revised Code of Washington § 48.56.120" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.56.120 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.