Washington § 48.32.100 - Nonduplication of recovery.

Full text of Washington Revised Code of Washington § 48.32.100 — Nonduplication of recovery., with citation guidance and answers to common questions.

§ 48.32.100. Nonduplication of recovery.

(1) Any person having a claim against his or her insurer under any provision in his or her insurance policy which is also a covered claim shall be required to exhaust first any right under that policy. Any amount payable on a covered claim under this chapter shall be reduced by the amount of a recovery under the claimant's insurance policy.
(2) Any person having a claim that may be recovered under more than one insurance guaranty association or its equivalent shall seek recovery first from the association of the place of residence of the insured except that if it is a first party claim for damage to property with a permanent location, from the association of the location of the property, and if it is a workers' compensation claim or a longshore and harbor workers' compensation act claim, from the association of the permanent residence of the claimant. Any recovery under this chapter shall be reduced by the amount of the recovery from any other insurance guaranty association or its equivalent.
[ 2005 c 100 s 7; 1987 c 185 s 30; 1971 ex.s. c 265 s 10.]

Notes

Intent—Severability—1987 c 185: See notes following RCW 51.12.130.

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.32.100

What does Revised Code of Washington § 48.32.100 cover?

Section 48.32.100 ("Nonduplication of recovery.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.32.100?

A common citation format is "Revised Code of Washington § 48.32.100" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.32.100 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

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