Washington § 48.27.030 - Policy does not cover flood damage — Notice to policyholder.

Full text of Washington Revised Code of Washington § 48.27.030 — Policy does not cover flood damage — Notice to policyholder., with citation guidance and answers to common questions.

§ 48.27.030. Policy does not cover flood damage — Notice to policyholder.

(1) Every insurer issuing a homeowner, condominium unit owner, residential tenant, and residential fire insurance policy that does not cover damage caused by flood must notify the policyholder that the policy does not cover damage caused by flood. The notice must also inform the policyholder how to contact the national flood insurance program ("NFIP") or one of the NFIP's agents. This notice must be provided:
(a) At the time the policy is issued; and
(b) At the time the policy is renewed.
(2) The following language, when combined with current information about how to contact the NFIP or its agent, satisfies the notice requirements of this section:
"This policy does not cover damage to your property caused by flooding. The federal government offers flood insurance through the National Flood Insurance Program to residents of communities that participate in its program. You can learn more about the National Flood Insurance Program at www.floodsmart.gov or by calling (888) 379-9531."
(3) Nothing in this section invalidates a flood exclusion, or any other exclusion, in an insurance policy subject to this section.
[ 2009 c 14 s 1.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.27.030

What does Revised Code of Washington § 48.27.030 cover?

Section 48.27.030 ("Policy does not cover flood damage — Notice to policyholder.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.27.030?

A common citation format is "Revised Code of Washington § 48.27.030" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.27.030 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.