Full text of Washington Revised Code of Washington § 48.22.110 — Vendor single-interest or collateral protection coverage — Definitions., with citation guidance and answers to common questions.
§ 48.22.110. Vendor single-interest or collateral protection coverage — Definitions.
Unless the context clearly requires otherwise, the definitions in this section apply throughout this section and RCW
48.22.115 through
48.22.135.
(1) "Borrower" means a person who receives a loan or enters into a retail installment contract under chapter
63.14 RCW to purchase a motor vehicle or vessel in which the secured party holds an interest.
(2) "Motor vehicle" means a motor vehicle in this state subject to registration under *chapter
46.16 RCW, except motor vehicles governed by RCW
46.16A.170 or registered with the Washington utilities and transportation commission as common or contract carriers.
(3) "Secured party" means a person, corporation, association, partnership, or venture that possesses a bona fide security interest in a motor vehicle or vessel.
(4) "Vendor single-interest" or "collateral protection coverage" means insurance coverage insuring primarily or solely the interest of a secured party but which may include the interest of the borrower in a motor vehicle or vessel serving as collateral and obtained by the secured party or its agent after the borrower has failed to obtain or maintain insurance coverage required by the financing agreement for the motor vehicle or vessel. Vendor single-interest or collateral protection coverage does not include insurance coverage purchased by a secured party for which the borrower is not charged.
(5) "Vessel" means a vessel as defined in RCW
88.02.310 and includes personal watercraft as defined in RCW
79A.60.010.
Notes
*Reviser's note: Although directed to be recodified within chapter
46.16 RCW pursuant to chapter 161, Laws of 2010, a majority of chapter
46.16 RCW was recodified under chapter
46.16A RCW pursuant to RCW
1.08.015 (2)(k) and (3).
Effective date—Intent—Legislation to reconcile chapter 161, Laws of 2010 and other amendments made during the 2010 legislative session—2010 c 161: See notes following RCW
46.04.013.
Effective date—1994 c 186 ss 1-5: "Sections 1 through 5 of this act take effect January 1, 1995." [
1994 c 186 s 8.]
Source: official Washington text · Last verified 2026-08-27
Frequently Asked Questions About Washington § 48.22.110
What does Revised Code of Washington § 48.22.110 cover?
Section 48.22.110 ("Vendor single-interest or collateral protection coverage — Definitions.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Washington § 48.22.110?
A common citation format is "Revised Code of Washington § 48.22.110" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Washington law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.
How does Washington § 48.22.110 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Washington.
