Washington § 48.22.060 - Debt and financing coverage.

Full text of Washington Revised Code of Washington § 48.22.060 — Debt and financing coverage., with citation guidance and answers to common questions.

§ 48.22.060. Debt and financing coverage.

Every insurer that writes collision and comprehensive coverage for loss or damage to "private passenger automobiles" or "motor homes," as those terms are defined in RCW 48.18.297 and 46.04.305, respectively, shall provide, upon the insured's request, coverage that will pay, in the event of total loss, an amount, in excess of the actual cash value of the vehicle, sufficient to satisfy any outstanding indebtedness secured by and incurred in conjunction with the financing of the purchase of a new private passenger automobile or motor home.
Nothing in this section prohibits an insurer from denying or excluding such coverage where the insured or someone acting on the insured's behalf acts in a fraudulent manner to obtain or file a claim under such coverage.
[ 1988 c 248 s 16; 1987 c 240 s 1.]

Notes

Effective date—1987 c 240: "The effective date of this act is January 1, 1988." [ 1987 c 240 s 2.]

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Frequently Asked Questions About Washington § 48.22.060

What does Revised Code of Washington § 48.22.060 cover?

Section 48.22.060 ("Debt and financing coverage.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.22.060?

A common citation format is "Revised Code of Washington § 48.22.060" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.22.060 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.