Washington § 48.21.015 - "Group stop loss insurance" defined for the purpose of exemption — Scope of application.

Full text of Washington Revised Code of Washington § 48.21.015 — "Group stop loss insurance" defined for the purpose of exemption — Scope of application., with citation guidance and answers to common questions.

§ 48.21.015. "Group stop loss insurance" defined for the purpose of exemption — Scope of application.

Group stop loss insurance is exempt from all sections of this chapter and chapter 48.32A RCW except for RCW 48.21.010 and this section. For the purpose of this exemption, group stop loss is further defined as follows:
(1) The policy must be issued to and insure the employer, the trustee or other sponsor of the plan, or the plan itself, but not the employees, members, or participants;
(2) Payment by the insurer must be made to the employer, the trustee, or other sponsor of the plan or the plan itself, but not to the employees, members, participants, or health care providers;
(3) The policy must contain a provision that establishes an aggregate attaching point or retention that is at the minimum one hundred twenty percent of the expected claims; and
(4) The policy may provide for an individual attaching point or retention that is not less than five percent of the expected claims or one hundred thousand dollars, whichever is less.
[ 2000 c 80 s 8; 1992 c 226 s 3.]

Notes

Application—1992 c 226: See note following RCW 48.11.030.

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.21.015

What does Revised Code of Washington § 48.21.015 cover?

Section 48.21.015 (""Group stop loss insurance" defined for the purpose of exemption — Scope of application.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.21.015?

A common citation format is "Revised Code of Washington § 48.21.015" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

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Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

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