Washington § 48.20.480 - Standardization and simplification — Simplified application form — Coverage of loss from preexisting health condition.

Full text of Washington Revised Code of Washington § 48.20.480 — Standardization and simplification — Simplified application form — Coverage of loss from preexisting health condition., with citation guidance and answers to common questions.

§ 48.20.480. Standardization and simplification — Simplified application form — Coverage of loss from preexisting health condition.

Notwithstanding the provisions of RCW 48.20.052, if an insurer elects to use a simplified application form, with or without a question as to the applicant's health at the time of application, but without any questions concerning the insured's health history or medical treatment history, the policy must cover any loss occurring after twelve months from any preexisting condition not specifically excluded from coverage by terms of the policy, and, except as so provided, the policy shall not include wording that would permit a defense based upon preexisting conditions.
[ 1975 1st ex.s. c 266 s 19.]

Notes

Severability—1975 1st ex.s. c 266: See note following RCW 48.01.010.

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Frequently Asked Questions About Washington § 48.20.480

What does Revised Code of Washington § 48.20.480 cover?

Section 48.20.480 ("Standardization and simplification — Simplified application form — Coverage of loss from preexisting health condition.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.20.480?

A common citation format is "Revised Code of Washington § 48.20.480" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.20.480 apply to my situation?

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Sources & Verification

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