Washington § 48.20.460 - Standardization and simplification — Minimum standards for benefits and coverages.

Full text of Washington Revised Code of Washington § 48.20.460 — Standardization and simplification — Minimum standards for benefits and coverages., with citation guidance and answers to common questions.

§ 48.20.460. Standardization and simplification — Minimum standards for benefits and coverages.

(1) The commissioner shall issue regulations to establish minimum standards for benefits under each of the following categories of coverage in individual policies, other than conversion policies issued pursuant to a contractual conversion privilege under a group policy, of disability insurance:
(a) Basic hospital expense coverage;
(b) Basic medical-surgical expense coverage;
(c) Hospital confinement indemnity coverage;
(d) Major medical expense coverage;
(e) Disability income protection coverage;
(f) Accident only coverage;
(g) Specified disease or specified accident coverage;
(h) Medicare supplemental coverage; and
(i) Limited benefit coverage.
(2) Nothing in this section shall preclude the issuance of any policy which combines two or more of the categories of coverage enumerated in items (a) through (f) of subsection (1) of this section.
(3) No policy shall be delivered or issued for delivery in this state which does not meet the prescribed minimum standards for the categories of coverage listed in items (a) through (i) of subsection (1) of this section, unless the commissioner finds such policy will be in the public interest and such policy meets the requirements set forth in RCW 48.18.110.
(4) The commissioner shall prescribe the method of identification of policies based upon coverages provided.
[ 1981 c 339 s 19; 1975 1st ex.s. c 266 s 17.]

Notes

Severability—1975 1st ex.s. c 266: See note following RCW 48.01.010.

Frequently Asked Questions About Washington § 48.20.460

What does Revised Code of Washington § 48.20.460 cover?

Section 48.20.460 ("Standardization and simplification — Minimum standards for benefits and coverages.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.20.460?

A common citation format is "Revised Code of Washington § 48.20.460" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.20.460 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

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