Washington § 48.20.385 - When injury caused by intoxication or use of narcotics.

Full text of Washington Revised Code of Washington § 48.20.385 — When injury caused by intoxication or use of narcotics., with citation guidance and answers to common questions.

§ 48.20.385. When injury caused by intoxication or use of narcotics.

An insurer may not deny coverage for the treatment of an injury solely because the injury was sustained as a consequence of the insured's being intoxicated or under the influence of a narcotic.
[ 2004 c 112 s 2.]

Notes

Finding—2004 c 112: "The legislature finds that an alcohol or drug-related injury that requires treatment in an emergency department can be a critical moment in the life of a person with a substance abuse problem. Studies have demonstrated that appropriate interventions by hospital staff at these times can reduce substance abuse and lower future health care costs. The perception among health care providers that they may be penalized by insurers for conducting these interventions prevents many of them from performing interventions which can make all the difference to a person at the crossroads of a substance abuse problem." [ 2004 c 112 s 1.]
Application—2004 c 112: "This act applies to all contracts issued or renewed on or after June 10, 2004." [ 2004 c 112 s 7.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.20.385

What does Revised Code of Washington § 48.20.385 cover?

Section 48.20.385 ("When injury caused by intoxication or use of narcotics.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.20.385?

A common citation format is "Revised Code of Washington § 48.20.385" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.20.385 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

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