Washington § 48.20.192 - Optional standard provision No. 15 — Other insurance in this insurer.

Full text of Washington Revised Code of Washington § 48.20.192 — Optional standard provision No. 15 — Other insurance in this insurer., with citation guidance and answers to common questions.

§ 48.20.192. Optional standard provision No. 15 — Other insurance in this insurer.

There may be a provision as follows:
OTHER INSURANCE IN THIS INSURER: If an accident or sickness or accident and sickness policy or policies previously issued by the insurer to the insured be in force concurrently herewith, making the aggregate indemnity for . . . . . . . . . (insert type of coverage or coverages) in excess of $. . . . . . (insert maximum limit of indemnity or indemnities) the excess insurance shall be void and all premiums paid for such excess shall be returned to the insured or to his estate.
Or, in lieu thereof:
Insurance effective at any one time on the insured under a like policy or policies in this insurer is limited to the one such policy elected by the insured, his or her beneficiary or his estate, as the case may be, and the insurer will return all premiums paid for all other such policies.
[ 2009 c 549 s 7099; 1951 c 229 s 20. Prior: 1947 c 79 s .20.24; Rem. Supp. 1947 s 45.20.24.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.20.192

What does Revised Code of Washington § 48.20.192 cover?

Section 48.20.192 ("Optional standard provision No. 15 — Other insurance in this insurer.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.20.192?

A common citation format is "Revised Code of Washington § 48.20.192" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.20.192 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.