Washington § 48.18.140 - Contents of policies in general.

Full text of Washington Revised Code of Washington § 48.18.140 — Contents of policies in general., with citation guidance and answers to common questions.

§ 48.18.140. Contents of policies in general.

(1) The written instrument, in which a contract of insurance is set forth, is the policy.
(2) A policy shall specify:
(a) The names of the parties to the contract. The insurer's name shall be clearly shown in the policy.
(b) The subject of the insurance.
(c) The risk insured against.
(d) The time at which the insurance thereunder takes effect and the period during which the insurance is to continue.
(e) A statement of the premium, and if other than life, disability, or title insurance, the premium rate where applicable.
(f) The conditions pertaining to the insurance.
(3) If under the contract the exact amount of premiums is determinable only at termination of the contract, a statement of the basis and rates upon which the final premium is to be determined and paid shall be specified in the policy.
(4)(a) Periodic payment plans for private passenger automobile insurance shall allow a specific day of the month for a due date for payment of premiums. A late charge may not be required if payment is received within five days of the date payment is due.
(b) The commissioner shall adopt rules to implement this subsection and shall take no disciplinary action against an insurer until ninety days after the effective date of the rule.
(5) This section shall not apply to surety insurance contracts.
[ 2002 c 344 s 1; 1989 c 25 s 2; 1957 c 193 s 11; 1947 c 79 s .18.14; Rem. Supp. 1947 s 45.18.14.]

Notes

Effective date—1989 c 25: See note following RCW 48.18.100.

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.18.140

What does Revised Code of Washington § 48.18.140 cover?

Section 48.18.140 ("Contents of policies in general.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

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