Washington § 48.18.110 - Grounds for disapproval.

Full text of Washington Revised Code of Washington § 48.18.110 — Grounds for disapproval., with citation guidance and answers to common questions.

§ 48.18.110. Grounds for disapproval.

(1) The commissioner shall disapprove any such form of policy, application, rider, or endorsement, or withdraw any previous approval thereof, only:
(a) If it is in any respect in violation of or does not comply with this code or any applicable order or regulation of the commissioner issued pursuant to the code; or
(b) If it does not comply with any controlling filing theretofore made and approved; or
(c) If it contains or incorporates by reference any inconsistent, ambiguous or misleading clauses, or exceptions and conditions which unreasonably or deceptively affect the risk purported to be assumed in the general coverage of the contract; or
(d) If it has any title, heading, or other indication of its provisions which is misleading; or
(e) If purchase of insurance thereunder is being solicited by deceptive advertising.
(2) In addition to the grounds for disapproval of any such form as provided in subsection (1) of this section, the commissioner may disapprove any form of disability insurance policy if the benefits provided therein are unreasonable in relation to the premium charged. Rates, or any modification of rates effective on or after July 1, 2008, for individual health benefit plans may not be used until sixty days after they are filed with the commissioner. If the commissioner does not disapprove a rate filing within sixty days after the insurer has filed the documents required in RCW 48.20.025(2) and any rules adopted pursuant thereto, the filing shall be deemed approved.
[ 2008 c 303 s 1; 2000 c 79 s 2; 1985 c 264 s 9; 1982 c 181 s 9; 1947 c 79 s .18.11; Rem. Supp. 1947 s 45.18.11.]

Notes

Effective date—Severability—2000 c 79: See notes following RCW 48.04.010.
Severability—1982 c 181: See note following RCW 48.03.010.

Frequently Asked Questions About Washington § 48.18.110

What does Revised Code of Washington § 48.18.110 cover?

Section 48.18.110 ("Grounds for disapproval.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.18.110?

A common citation format is "Revised Code of Washington § 48.18.110" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.18.110 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.