Washington § 48.06.160 - Insurance applications — Mutual and reciprocal insurers.

Full text of Washington Revised Code of Washington § 48.06.160 — Insurance applications — Mutual and reciprocal insurers., with citation guidance and answers to common questions.

§ 48.06.160. Insurance applications — Mutual and reciprocal insurers.

All applications for insurance obtained in forming a mutual or reciprocal insurer shall provide that:
(1) Issuance of the policy is contingent upon completion of organization of the insurer and issuance to it of a certificate of authority; and
(2) the prepaid premium or deposit will be refunded in full to the applicant if the organization is not completed and certificate of authority issued prior to the solicitation permit's date of expiration; and
(3) the agreement for insurance is not effective until a policy has been issued under it.
[1947 c 79 s .06.16; Rem. Supp. 1947 s 45.06.16.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.06.160

What does Revised Code of Washington § 48.06.160 cover?

Section 48.06.160 ("Insurance applications — Mutual and reciprocal insurers.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.06.160?

A common citation format is "Revised Code of Washington § 48.06.160" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.06.160 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Washington.