Washington § 30A.04.510 - Fairness in lending act — Unlawful practices.

Full text of Washington Revised Code of Washington § 30A.04.510 — Fairness in lending act — Unlawful practices., with citation guidance and answers to common questions.

§ 30A.04.510. Fairness in lending act — Unlawful practices.

Subject to RCW 30A.04.515, it shall be unlawful for any financial institution, in processing any application for a loan to be secured by a single-family residence to:
(1) Deny or vary the terms of a loan on the basis that a specific parcel of real estate offered as security is located in a specific geographical area, unless building, remodeling, or continued habitation in such specific geographical area is prohibited or restricted by any local, state, or federal law or rules or regulations promulgated thereunder.
(2) Utilize lending standards that have no economic basis.
[ 2014 c 37 s 144; 1977 ex.s. c 301 s 12. Formerly RCW 30.04.510.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 30A.04.510

What does Revised Code of Washington § 30A.04.510 cover?

Section 30A.04.510 ("Fairness in lending act — Unlawful practices.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 30A.04.510?

A common citation format is "Revised Code of Washington § 30A.04.510" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 30A.04.510 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

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