Washington § 19.146.325 - Loan originator license — Test.

Full text of Washington Revised Code of Washington § 19.146.325 — Loan originator license — Test., with citation guidance and answers to common questions.

§ 19.146.325. Loan originator license — Test.

(1) To obtain a loan originator license, an individual must pass a test developed by the nationwide mortgage licensing system and registry and administered by a test provider approved by the nationwide mortgage licensing system and registry based upon reasonable standards.
(2) An individual is not considered to have passed a test unless the individual achieves a test score of not less than seventy-five percent correct answers to questions.
(a) An individual may retake a test three consecutive times with each consecutive taking occurring at least thirty days after the preceding test.
(b) After failing three consecutive tests, an individual must wait at least six months before taking the test again.
(c) A licensed mortgage loan originator who fails to maintain a valid license for a period of five years or longer must retake the test, not taking into account any time during which that individual is a registered mortgage loan originator.
(3) This section does not prohibit a test provider approved by the nationwide mortgage licensing system and registry from providing a test at the location of the employer of the loan originator applicant or any subsidiary or affiliate of the employer of the applicant, or any entity with which the applicant holds an exclusive arrangement to conduct the business of a mortgage loan originator.
[ 2009 c 528 s 8.]

Notes

Effective date—License requirement—Implementation—2009 c 528: See notes following RCW 19.146.010.

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 19.146.325

What does Revised Code of Washington § 19.146.325 cover?

Section 19.146.325 ("Loan originator license — Test.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 19.146.325?

A common citation format is "Revised Code of Washington § 19.146.325" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 19.146.325 apply to my situation?

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Sources & Verification

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