Washington Code — 61
Browse 632 sections in division 61 of the Washington code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 61.10.010. Definitions.
- § 61.10.020. Condition of residential mortgage transaction — Disclosures — Notices — Harm to borrower — Compliance with federal requirements.
- § 61.10.030. Termination of insurance during term of indebtedness — Exception — Required conditions — Application to residential mortgage transactions — Compliance with federal requirements.
- § 61.10.040. Not required when loan is less than eighty percent of value — Compliance with federal requirements.
- § 61.10.901. Effective date — 1998 c 255.
- § 61.12.010. Encumbrances shall be by deed.
- § 61.12.020. Mortgage — Form — Contents — Effect.
- § 61.12.030. Removal of property from mortgaged premises — Penalty.
- § 61.12.040. Foreclosure — Venue.
- § 61.12.050. When remedy confined to mortgaged property.
- § 61.12.060. Judgment — Order of sale — Satisfaction — Upset price.
- § 61.12.061. Exception as to mortgages held by the United States.
- § 61.12.070. Decree to direct deficiency — Waiver in complaint.
- § 61.12.080. Deficiency judgment — How enforced.
- § 61.12.090. Execution on decree — Procedure.
- § 61.12.093. Abandoned improved real estate — Purchaser takes free of redemption rights.
- § 61.12.094. Abandoned improved real estate — Deficiency judgment precluded — Complaint, requisites, service.
- § 61.12.095. Abandoned improved real estate — Not applicable to property used primarily for agricultural purposes.
- § 61.12.100. Levy for deficiency under same execution.
- § 61.12.110. Notice of sale on deficiency.
- § 61.12.120. Concurrent actions prohibited.
- § 61.12.130. Payment of sums due — Stay of proceedings.
- § 61.12.140. Sale in parcels to pay installments due.
- § 61.12.150. Sale of whole property — Disposition of proceeds.
- § 61.12.170. Recording.
- § 61.12.180. Foreclosure of reverse residential mortgage — Notice.
- § 61.12.190. Mortgages, deeds of trust.
- § 61.12.200. Consumer protection act — Unfair or deceptive acts or practices — Penalties — Notice.
- § 26.16.040. Community realty subject to liens, execution.
- § 64.04.105. Corporate seals — Effect of absence from instrument.
- § 7.28.230. Mortgagee cannot maintain action for possession — Possession to collect mortgaged, pledged, or assigned rents and profits — Perfection of security interest.
- § 7.52.290. Referee may take security.
- § 7.52.420. Securities to parties entitled to share when proportions determined.
- § 61.16.010. Assignments, how made — Satisfaction by assignee.
- § 61.16.020. Mortgages, how satisfied of record.
- § 61.16.030. Failure to acknowledge satisfaction of mortgage — Damages — Order.
- § 65.08.120. Assignment of mortgage — Notice.
- § 61.24.005. Definitions. (Effective until January 1, 2028.)
- § 61.24.008. Borrower referred to mediation — When.
- § 61.24.010. Trustee, qualifications — Successor trustee.
- § 61.24.020. Deeds subject to all mortgage laws — Foreclosure — Recording and indexing — Trustee and beneficiary, separate entities, exception.
- § 61.24.025. Application of federal servicemembers civil relief act to deeds of trust.
- § 61.24.026. Notice to senior beneficiary of sale — Residential, owner-occupied — Proceeds of sale insufficient to pay in full obligation — Timeline — Failure of beneficiary to respond.
- § 61.24.030. Requisites to trustee's sale. (Effective until January 1, 2028.)
- § 61.24.031. Notice of default under RCW 61.24.030(8) — Beneficiary's duties — Borrower's options. (Effective until January 1, 2028.)
- § 61.24.033. Model language for initial contact letter used by beneficiaries — Rules.
- § 61.24.040. Foreclosure and sale — Notice of sale. (Effective until January 1, 2028.)
- § 61.24.042. Notice to guarantor — Contents — Failure to provide.
- § 61.24.045. Requests for notice of sale.
- § 61.24.050. Interest conveyed by trustee's deed — Sale is final if acceptance is properly recorded — Redemption precluded after sale — Rescission of trustee's sale.
- § 61.24.060. Rights and remedies of trustee's sale purchaser — Written notice to occupants or tenants.
- § 61.24.070. Trustee's sale, who may bid at — If beneficiary is purchaser — If purchaser is not beneficiary.
- § 61.24.080. Disposition of proceeds of sale — Notices — Surplus funds.
- § 61.24.090. Curing defaults before sale — Discontinuance of proceedings — Notice of discontinuance — Execution and acknowledgment — Payments tendered to trustee.
- § 61.24.100. Deficiency judgments — Foreclosure — Trustee's sale — Application of chapter.
- § 61.24.110. Reconveyance by trustee.
- § 61.24.120. Other foreclosure provisions preserved.
- § 61.24.127. Failure to bring civil action to enjoin foreclosure — Not a waiver of claims.
- § 61.24.130. Restraint of sale by trustee — Conditions — Notice.
- § 61.24.135. Consumer protection act — Unfair or deceptive acts or practices — Penalties — Notice.
- § 61.24.140. Assignment of rents — Collecting payment of rent.
- § 61.24.143. Foreclosure of tenant-occupied property — Notice of trustee's sale.
- § 61.24.146. Foreclosure of tenant-occupied property — Notice to vacate.
- § 61.24.155. Unit owner delinquency — Housing counseling services — Duties of housing counselors. (Effective until January 1, 2028.)
- § 61.24.156. Unit owner delinquency — Housing counseling services — Duties of housing counselors. (Effective January 1, 2028.)
- § 61.24.157. Residential mortgage loans — Foreclosure prevention fee — Notice.
- § 61.24.158. Notice of default fee — Foreclosure prevention fee — Annual report.
- § 61.24.160. Housing counselors — Good faith duty to attempt resolution — Resolution described — Mediation — Liability for civil damages — Annual report.
- § 61.24.163. Foreclosure mediation program — Timelines — Procedures — Duties and responsibilities of mediator, borrower, unit owner, and beneficiary — Fees — Annual report.
- § 61.24.165. Application of RCW 61.24.163. (Effective until January 1, 2028.)
- § 61.24.166. Application of RCW 61.24.163 to federally insured depository institutions — Annual application for exemption.
- § 61.24.169. Department maintains list of approved foreclosure mediators — Training program — Mediator involvement in civil action.
- § 61.24.172. Foreclosure fairness account created — Uses.
- § 61.24.177. Deed of trust pool — Duty of servicer to maximize net present value.
- § 61.24.180. Trustee as defendant — Declaration of nonmonetary status — Objection.
- § 61.24.190. Notices of default — Requirements — Payment — Department not civilly liable if no gross negligence in releasing information — Application. (Effective until January 1, 2028.)
- § 7.28.230. Mortgagee cannot maintain action for possession — Possession to collect mortgaged, pledged, or assigned rents and profits — Perfection of security interest.
- § 61.30.010. Definitions.
- § 61.30.020. Forfeiture or foreclosure — Notices — Other remedies not limited.
- § 61.30.030. Conditions to forfeiture.
- § 61.30.040. Notices — Persons required to be notified — Recording.
- § 61.30.050. Notices — Form — Method of service.
- § 61.30.060. Notice of intent to forfeit — Declaration of forfeiture — Time limitations.
- § 61.30.070. Notice of intent to forfeit — Declaration of forfeiture — Contents.
- § 61.30.080. Failure to give required notices.
- § 61.30.090. Acceleration of payments — Cure of default.
- § 61.30.100. Effect of forfeiture.
- § 61.30.110. Forfeiture may be restrained or enjoined.
- § 61.30.120. Sale of property in lieu of forfeiture.
- § 61.30.130. Forfeiture may proceed upon expiration of judicial order — Court may award attorneys' fees or impose conditions — Venue.
- § 61.30.140. Action to set aside forfeiture.
- § 61.30.150. False swearing — Penalty — Failure to comply with chapter — Liability.
- § 61.30.160. Priority of actions under chapter.
- § 61.30.900. Short title.
- § 61.30.910. Effective date — Application — 1985 c 237.
- § 61.30.911. Application — 1988 c 86.
- § 61.34.010. Legislative findings.
- § 61.34.020. Definitions.
- § 61.34.030. Criminal penalty.
- § 61.34.040. Application of consumer protection act — Remedies are cumulative.
- § 61.34.045. Arbitration not required.
- § 61.34.050. Distressed home consulting transaction — Requirements — Notice.
- § 61.34.060. Distressed home consultant — Fiduciary duties.
- § 61.34.070. Waiver of rights.
- § 61.34.080. Distressed home reconveyance — Requirements.
- § 61.34.090. Distressed home reconveyance — Entire agreement — Terms — Notice.
- § 61.34.100. Distressed homeowner's right to cancel.
- § 61.34.110. Notice of distressed homeowner's right to cancel.
- § 61.34.120. Distressed home purchaser — Prohibited practices.
- § 61.38.010. Future listing right purchase contracts — Duration — Actions to enforce compliance.
- § 61.38.901. Effective date — 2023 c 367.
- § 61.40.010. Solicited real property — Application of consumer protection act.
- § 31.04.015. Definitions.
- § 31.04.025. Application of chapter.
- § 31.04.027. Violations of chapter.
- § 31.04.035. License required — When violation occurs.
- § 31.04.045. License — Application — Background checks — Fee — Surety bond.
- § 31.04.055. License — Director's duties.
- § 31.04.065. License — Information contained.
- § 31.04.075. Licensee — Place of business.
- § 31.04.085. Licensee — Assessment — Bond — Time of payment.
- § 31.04.093. Licensing — Applications — Regulation of licensees — Director's duties and authority — Fines — Orders — Statute of limitations.
- § 31.04.102. Loans secured, or not secured, by lien on real property — Licensee's obligations — Disclosure of fees and costs to borrower — Time limits.
- § 31.04.105. Licensee — Powers — Restrictions.
- § 31.04.115. Open-end loan — Requirements — Restrictions — Options.
- § 31.04.125. Loan restrictions — Interest calculations.
- § 31.04.135. Advertisements or promotions.
- § 31.04.143. Subpoena authority — Application — Contents — Notice — Fees.
- § 31.04.145. Investigations and examinations — Director's duties and powers — Production of information — Costs.
- § 31.04.155. Licensee — Recordkeeping — Director's access — Report requirement — Failure to report.
- § 31.04.165. Director — Broad administrative discretion — Rule making — Actions in superior court.
- § 31.04.168. Director — Powers under chapter 19.144 RCW.
- § 31.04.175. Violations — No penalty prescribed — Gross misdemeanor — Good faith exception.
- § 31.04.202. Application of administrative procedure act.
- § 31.04.205. Enforcement of chapter — Director's discretion — Hearing — Sanctions — Recovery of costs.
- § 31.04.208. Application of consumer protection act.
- § 31.04.211. Application of chapter — 2009 c 120.
- § 31.04.221. Mortgage loan originator — License required — Unique identifier required.
- § 31.04.224. Licensing exemptions — Residential mortgage loans.
- § 31.04.227. Mortgage loan origination — Independent contractors.
- § 31.04.231. Individual loan processor — Licensing exemptions.
- § 31.04.234. Mortgage loan originator license — Application form and content.
- § 31.04.237. Use of nationwide mortgage licensing system and registry.
- § 31.04.241. Mortgage loan originator application — Required submission and use of personal information.
- § 31.04.244. Mortgage loan originator application — Required information — Fees.
- § 31.04.247. Issuance of mortgage loan originator license — Necessary findings.
- § 31.04.251. Mortgage loan originator license — Renewal — Surrender — Rules.
- § 31.04.254. Mortgage loan originator licensing process — Rules — Interim procedures.
- § 31.04.257. Mortgage loan originator interim license.
- § 31.04.261. Mortgage loan originator — Prelicensing education requirements.
- § 31.04.264. Mortgage loan originator — Testing requirements.
- § 31.04.267. Mortgage loan originator — Continuing education requirements.
- § 31.04.271. Mortgage loan originators — System information may be challenged.
- § 31.04.274. Information provided to nationwide mortgage licensing system and registry — Confidentiality — Restrictions on sharing.
- § 31.04.277. Consumer loan companies — When reports of condition are required.
- § 31.04.281. Reports of violation — 2009 c 120.
- § 31.04.284. Mortgage loan originator — Unique identifier — Display.
- § 31.04.290. Residential mortgage loan servicer — Requirements — Written detailed information.
- § 31.04.293. Residential mortgage loan modification services — Written disclosure summary — Limitation on fees — Rules.
- § 31.04.297. Third-party residential mortgage loan modification services providers — Duties — Restrictions.
- § 31.04.300. Residential mortgage loan servicer — Liquidity, operating reserves, tangible net worth requirements.
- § 31.04.310. Residential mortgage or student education loan servicer — Appointment of receiver.
- § 31.04.400. Program for student education loan servicers — Student achievement council's student loan advocate — Costs — Fees.
- § 31.04.405. Requirements for a student education loan servicer — Borrower request for information — Transfer of service rights — Records — Rules — Director's obligations.
- § 31.04.410. Student education loan servicer licensee.
- § 31.04.415. Third-party student education loan modification services — Restrictions — Requirements.
- § 31.04.420. Subject to student education loan servicer requirements — Exempt from licensing.
- § 31.04.430. Dog or cat purchase contracts.
- § 31.04.435. Finance or loan for purchase of dog or cat — Prohibition.
- § 31.04.500. Short title.
- § 31.04.505. Definitions.
- § 31.04.510. Requirements of licensee — Minimum capital — Exceptions.
- § 31.04.515. Loan requirements — Compliance — Rules.
- § 31.04.520. Right to rescind transaction.
- § 31.04.525. Preapproval required from department of financial institutions — Application of section — Rules.
- § 31.04.530. Required notice to prospective borrower about counseling — Form — Contents — Annual disclosure statements — Property appraisals.
- § 31.04.535. Lender default — Treble damages — Civil remedies.
- § 31.04.540. Loan advances — Eligibility and benefits under means-tested programs — Subject to federal law.
- § 31.04.901. Short title.
- § 31.04.902. Effective dates, implementation — 1991 c 208.
- § 31.04.903. Effective date — 2009 c 120.
- § 31.04.904. Effective date — 2010 c 35.
- § 31.04.905. Application — 2018 c 62.
- § 31.04.906. Short title — 2018 c 62.
- § 19.02.800. Business license system — Certain business or professional activity licenses exempt.
- § 31.12.003. Findings — Intent — 1997 c 397.
- § 31.12.005. Definitions.
- § 31.12.015. Declaration of policy.
- § 31.12.025. Use of words in name.
- § 31.12.035. Application for permission to organize — Approval.
- § 31.12.055. Manner of organizing — Articles of incorporation — Submission to director.
- § 31.12.065. Bylaws — Submission to director.
- § 31.12.075. Approval, denial of proposed credit union — Appeal.
- § 31.12.085. Filing upon approval — Fee — Notice to director — Authority to commence business.
- § 31.12.105. Amendment to articles of incorporation — Approval of director — Procedure.
- § 31.12.115. Amendment to bylaws — Approval of director required — Procedure.
- § 31.12.185. Annual membership meetings.
- § 31.12.195. Special membership meetings.
- § 31.12.225. Board of directors — Election of directors — Terms — Vacancies — Meetings — Rules.
- § 31.12.235. Directors — Qualifications — Operating officers and employees may serve.
- § 31.12.246. Removal of directors and supervisory committee members — Interim directors and supervisory committee members.
- § 31.12.251. Removal of directors — No quorum.
- § 31.12.255. Board of directors — Powers and duties.
- § 31.12.265. Officers.
- § 31.12.267. Officials — Fiduciary duty — Information relied on — Definition.
- § 31.12.269. Directors and committee members — Limitations on personal liability — Exceptions.
- § 31.12.285. Suspension of members of board or supervisory committee by board — For cause.
- § 31.12.326. Supervisory committee — Membership — Terms — Vacancies — Operating officers and employees may not serve — Audit committee alternative.
- § 31.12.335. Supervisory committee — Duties.
- § 31.12.345. Suspension of members of a committee or members of the board by supervisory committee — For cause.
- § 31.12.365. Directors and supervisory committee members — Compensation — Reimbursement — Rules.
- § 31.12.367. Risk — Bond coverage — Notice to director — Timing.
- § 31.12.372. Director may suspend any person, reason — Notice — Injunctions.
- § 31.12.382. Limitation on membership.
- § 31.12.384. Membership.
- § 31.12.386. Voting rights — Methods — Proxy — Under eighteen years of age.
- § 31.12.388. Expulsion of member — Challenge — Share and deposit accounts.
- § 31.12.402. Powers.
- § 31.12.404. Additional powers — Authority of director.
- § 31.12.408. Insurance required after December 31, 1998 — Federal share insurance program or an equivalent share insurance program — Director's findings.
- § 31.12.413. Low-income credit unions — Director's approval required — Powers — Rules.
- § 31.12.416. Shares and deposits governed by chapter 30.22 RCW — Limitation on shares and deposits — Notice of withdrawal — Lien rights.
- § 31.12.418. Dividends.
- § 31.12.426. Loans — Secured or unsecured loans.
- § 31.12.428. Limit on loan amount.
- § 31.12.436. Investment of funds — When investment later becomes impermissible.
- § 31.12.438. Investment in real property or leasehold interests — Limitations — Rules.
- § 31.12.461. Mergers.
- § 31.12.464. Merger or conversion of state into federal, out-of-state, or foreign credit union, or other type of financial institution.
- § 31.12.467. Merger or conversion of federal, out-of-state, or foreign to state credit union.
- § 31.12.471. Authority of out-of-state or foreign credit union to operate in this state — Conditions — Rules.
- § 31.12.474. Liquidation — Disposition of unclaimed funds.
- § 31.12.516. Powers of director.
- § 31.12.518. Powers of director under chapter 19.144 RCW.
- § 31.12.545. Examinations and investigations — Reports — Access to records — Oaths — Subpoenas.
- § 31.12.565. Examination reports and specified other information confidential — Exceptions — Penalty.
- § 31.12.567. Reports — Financial and statistical data — As required by director.
- § 31.12.569. Generally accepted accounting principles.
- § 31.12.571. Notice of intent to establish branch — Another state or foreign jurisdiction.
- § 31.12.575. Removal or prohibition orders — Director's authority — Notice.
- § 31.12.580. Contents of notice under RCW 31.12.575 — Hearing — Order.
- § 31.12.585. Prohibited acts — Notice — Cease and desist order.
- § 31.12.595. Temporary cease and desist order — Notice — Principal place of business — Superior court.
- § 31.12.625. Administrative hearing — Procedures.
- § 31.12.630. Authority of director to call special meeting of board.
- § 31.12.633. Authority of director to attend meetings of the board.
- § 31.12.637. Intervention by director — Conditions.
- § 31.12.641. Supervision by director — Notice — Compliance — Costs.
- § 31.12.644. Supervision by director — Certain acts prohibited.
- § 31.12.647. Supervision by director — Credit union request for review.
- § 31.12.651. Conservator — Authorized actions — Costs.
- § 31.12.654. Actions by conservator — Review.
- § 31.12.657. Lawsuits during period of conservatorship.
- § 31.12.661. Conservator serves until purposes are accomplished.
- § 31.12.664. Liquidation — Suspension or revocation of articles — Placement in involuntary liquidation — Appointment of liquidating agent — Notice — Procedure — Effect.
- § 31.12.667. Order directing involuntary liquidation — Procedure.
- § 31.12.671. Receivership — Appointment of receiver by director — Notice — Act without bond.
- § 31.12.674. Director's orders — Notice to director of hearing — Hearing — Principal place of business — Superior court.
- § 31.12.677. Powers and duties of receiver.
- § 31.12.681. Claims against credit union in receivership — Notice.
- § 31.12.684. Receiver shall inventory assets — File lists of assets and claims — Objections to approved claims.
- § 31.12.687. Expenses incurred by receiver.
- § 31.12.691. Liquidation dividends — Approval of court.
- § 31.12.694. Remaining assets — Distribution.
- § 31.12.697. Unclaimed liquidation dividends.
- § 31.12.701. Personal property — Receiver's duties.
- § 31.12.704. Proceeds of sale — Deposit or payment by receiver.
- § 31.12.707. Completion of receivership — Merger, purchase, or liquidation — Secretary of state.
- § 31.12.711. Director may terminate receivership — Expenses.
- § 31.12.714. Receivership files.
- § 31.12.717. Pendency of proceedings for review of appointment of receiver — Liabilities of credit union — Availability of relevant data.
- § 31.12.721. Appointment by court of temporary receiver — Notice to director.
- § 31.12.724. Actions that are void — Felonious conduct — Penalties.
- § 31.12.726. Conservator or receiver may terminate or adopt executory contracts — Timing — Binding terms — Liability.
- § 31.12.728. Applicability of general receivership law.
- § 31.12.850. Prohibited acts — Criminal penalties.
- § 31.12.853. Prohibited acts — Civil penalties — Rules.
- § 31.12.860. Taxation of credit unions.
- § 31.12.890. Satellite facilities.
- § 31.12.891. Automated teller machines and night depositories security.
- § 31.12.902. Short title.
- § 31.12.906. Effective date — 1997 c 397.
- § 31.12.909. Construction — Chapter applicable to state registered domestic partnerships — 2009 c 521.
- § 31.12.910. Effective date — 2010 c 87.
- § 19.02.800. Business license system — Certain business or professional activity licenses exempt.
- § 30A.04.500. Fairness in lending act — Short title.
- § 30A.04.515. Fairness in lending act — Sound underwriting practices not precluded.
- § 82.45.010. "Sale" defined. (Effective until January 1, 2030.)
- § 82.45.020. "Seller" defined.
- § 82.45.030. "Selling price," "total consideration paid or contracted to be paid," defined.
- § 82.45.032. Additional definitions.
- § 82.45.033. "Controlling interest" defined.
- § 82.45.035. Determining selling price of leases with option to purchase — Mining property — Payment, security when selling price not separately stated.
- § 82.45.060. Tax on sale of property.
- § 82.45.065. Tax preferences — Expiration dates.
- § 82.45.070. Tax is lien on property — Enforcement.
- § 82.45.080. Tax is seller's obligation — Choice of remedies.
- § 82.45.090. Payment of tax and fee — Evidence of payment — Recording — Sale of beneficial interest.
- § 82.45.100. Tax payable at time of sale — Interest, penalties on unpaid or delinquent taxes — Notice — Prohibition on certain assessments or refunds — Deposit of penalties.
- § 82.45.105. Single-family residential property, tax credit when subsequent transfer of within nine months for like property.