Washington § 48.12.090 - Loss reserves — Liability insurance.

Full text of Washington Revised Code of Washington § 48.12.090 — Loss reserves — Liability insurance., with citation guidance and answers to common questions.

§ 48.12.090. Loss reserves — Liability insurance.

The reserves for outstanding losses and loss expenses under policies of personal injury liability insurance and under policies of employer's liability insurance shall be computed as follows:
(1) The reserves for outstanding losses and loss expenses under policies of personal injury liability insurance and under policies of employer's liability insurance shall be computed in accordance with accepted loss-reserving standards and principles and shall make a reasonable provision for all unpaid loss and loss expense obligations of the insurer under the terms of such policies.
(2) Reserves under liability policies written during the three years immediately preceding the date of determination shall include any additional reserves required by the annual statement instructions of the national association of insurance commissioners.
[ 1995 c 35 s 2; 1947 c 79 s .12.09; Rem. Supp. 1947 s 45.12.09.]

Source: official Washington text · Last verified 2026-08-27

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Frequently Asked Questions About Washington § 48.12.090

What does Revised Code of Washington § 48.12.090 cover?

Section 48.12.090 ("Loss reserves — Liability insurance.") is part of the Revised Code of Washington, the codified statutory law of Washington. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Washington § 48.12.090?

A common citation format is "Revised Code of Washington § 48.12.090" (Washington). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Washington law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Washington official source linked on this page or consult a licensed Washington attorney.

How does Washington § 48.12.090 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Washington can advise on how this section applies to you. Contact your state or local bar association for a referral.

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