Washington Code — 31
Browse 607 sections in division 31 of the Washington code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 31.04.015. Definitions.
- § 31.04.025. Application of chapter.
- § 31.04.027. Violations of chapter.
- § 31.04.035. License required — When violation occurs.
- § 31.04.045. License — Application — Background checks — Fee — Surety bond.
- § 31.04.055. License — Director's duties.
- § 31.04.065. License — Information contained.
- § 31.04.075. Licensee — Place of business.
- § 31.04.085. Licensee — Assessment — Bond — Time of payment.
- § 31.04.093. Licensing — Applications — Regulation of licensees — Director's duties and authority — Fines — Orders — Statute of limitations.
- § 31.04.102. Loans secured, or not secured, by lien on real property — Licensee's obligations — Disclosure of fees and costs to borrower — Time limits.
- § 31.04.105. Licensee — Powers — Restrictions.
- § 31.04.115. Open-end loan — Requirements — Restrictions — Options.
- § 31.04.125. Loan restrictions — Interest calculations.
- § 31.04.135. Advertisements or promotions.
- § 31.04.143. Subpoena authority — Application — Contents — Notice — Fees.
- § 31.04.145. Investigations and examinations — Director's duties and powers — Production of information — Costs.
- § 31.04.155. Licensee — Recordkeeping — Director's access — Report requirement — Failure to report.
- § 31.04.165. Director — Broad administrative discretion — Rule making — Actions in superior court.
- § 31.04.168. Director — Powers under chapter 19.144 RCW.
- § 31.04.175. Violations — No penalty prescribed — Gross misdemeanor — Good faith exception.
- § 31.04.202. Application of administrative procedure act.
- § 31.04.205. Enforcement of chapter — Director's discretion — Hearing — Sanctions — Recovery of costs.
- § 31.04.208. Application of consumer protection act.
- § 31.04.211. Application of chapter — 2009 c 120.
- § 31.04.221. Mortgage loan originator — License required — Unique identifier required.
- § 31.04.224. Licensing exemptions — Residential mortgage loans.
- § 31.04.227. Mortgage loan origination — Independent contractors.
- § 31.04.231. Individual loan processor — Licensing exemptions.
- § 31.04.234. Mortgage loan originator license — Application form and content.
- § 31.04.237. Use of nationwide mortgage licensing system and registry.
- § 31.04.241. Mortgage loan originator application — Required submission and use of personal information.
- § 31.04.244. Mortgage loan originator application — Required information — Fees.
- § 31.04.247. Issuance of mortgage loan originator license — Necessary findings.
- § 31.04.251. Mortgage loan originator license — Renewal — Surrender — Rules.
- § 31.04.254. Mortgage loan originator licensing process — Rules — Interim procedures.
- § 31.04.257. Mortgage loan originator interim license.
- § 31.04.261. Mortgage loan originator — Prelicensing education requirements.
- § 31.04.264. Mortgage loan originator — Testing requirements.
- § 31.04.267. Mortgage loan originator — Continuing education requirements.
- § 31.04.271. Mortgage loan originators — System information may be challenged.
- § 31.04.274. Information provided to nationwide mortgage licensing system and registry — Confidentiality — Restrictions on sharing.
- § 31.04.277. Consumer loan companies — When reports of condition are required.
- § 31.04.281. Reports of violation — 2009 c 120.
- § 31.04.284. Mortgage loan originator — Unique identifier — Display.
- § 31.04.290. Residential mortgage loan servicer — Requirements — Written detailed information.
- § 31.04.293. Residential mortgage loan modification services — Written disclosure summary — Limitation on fees — Rules.
- § 31.04.297. Third-party residential mortgage loan modification services providers — Duties — Restrictions.
- § 31.04.300. Residential mortgage loan servicer — Liquidity, operating reserves, tangible net worth requirements.
- § 31.04.310. Residential mortgage or student education loan servicer — Appointment of receiver.
- § 31.04.400. Program for student education loan servicers — Student achievement council's student loan advocate — Costs — Fees.
- § 31.04.405. Requirements for a student education loan servicer — Borrower request for information — Transfer of service rights — Records — Rules — Director's obligations.
- § 31.04.410. Student education loan servicer licensee.
- § 31.04.415. Third-party student education loan modification services — Restrictions — Requirements.
- § 31.04.420. Subject to student education loan servicer requirements — Exempt from licensing.
- § 31.04.430. Dog or cat purchase contracts.
- § 31.04.435. Finance or loan for purchase of dog or cat — Prohibition.
- § 31.04.500. Short title.
- § 31.04.505. Definitions.
- § 31.04.510. Requirements of licensee — Minimum capital — Exceptions.
- § 31.04.515. Loan requirements — Compliance — Rules.
- § 31.04.520. Right to rescind transaction.
- § 31.04.525. Preapproval required from department of financial institutions — Application of section — Rules.
- § 31.04.530. Required notice to prospective borrower about counseling — Form — Contents — Annual disclosure statements — Property appraisals.
- § 31.04.535. Lender default — Treble damages — Civil remedies.
- § 31.04.540. Loan advances — Eligibility and benefits under means-tested programs — Subject to federal law.
- § 31.04.901. Short title.
- § 31.04.902. Effective dates, implementation — 1991 c 208.
- § 31.04.903. Effective date — 2009 c 120.
- § 31.04.904. Effective date — 2010 c 35.
- § 31.04.905. Application — 2018 c 62.
- § 31.04.906. Short title — 2018 c 62.
- § 19.02.800. Business license system — Certain business or professional activity licenses exempt.
- § 31.12.003. Findings — Intent — 1997 c 397.
- § 31.12.005. Definitions.
- § 31.12.015. Declaration of policy.
- § 31.12.025. Use of words in name.
- § 31.12.035. Application for permission to organize — Approval.
- § 31.12.055. Manner of organizing — Articles of incorporation — Submission to director.
- § 31.12.065. Bylaws — Submission to director.
- § 31.12.075. Approval, denial of proposed credit union — Appeal.
- § 31.12.085. Filing upon approval — Fee — Notice to director — Authority to commence business.
- § 31.12.105. Amendment to articles of incorporation — Approval of director — Procedure.
- § 31.12.115. Amendment to bylaws — Approval of director required — Procedure.
- § 31.12.185. Annual membership meetings.
- § 31.12.195. Special membership meetings.
- § 31.12.225. Board of directors — Election of directors — Terms — Vacancies — Meetings — Rules.
- § 31.12.235. Directors — Qualifications — Operating officers and employees may serve.
- § 31.12.246. Removal of directors and supervisory committee members — Interim directors and supervisory committee members.
- § 31.12.251. Removal of directors — No quorum.
- § 31.12.255. Board of directors — Powers and duties.
- § 31.12.265. Officers.
- § 31.12.267. Officials — Fiduciary duty — Information relied on — Definition.
- § 31.12.269. Directors and committee members — Limitations on personal liability — Exceptions.
- § 31.12.285. Suspension of members of board or supervisory committee by board — For cause.
- § 31.12.326. Supervisory committee — Membership — Terms — Vacancies — Operating officers and employees may not serve — Audit committee alternative.
- § 31.12.335. Supervisory committee — Duties.
- § 31.12.345. Suspension of members of a committee or members of the board by supervisory committee — For cause.
- § 31.12.365. Directors and supervisory committee members — Compensation — Reimbursement — Rules.
- § 31.12.367. Risk — Bond coverage — Notice to director — Timing.
- § 31.12.372. Director may suspend any person, reason — Notice — Injunctions.
- § 31.12.382. Limitation on membership.
- § 31.12.384. Membership.
- § 31.12.386. Voting rights — Methods — Proxy — Under eighteen years of age.
- § 31.12.388. Expulsion of member — Challenge — Share and deposit accounts.
- § 31.12.402. Powers.
- § 31.12.404. Additional powers — Authority of director.
- § 31.12.408. Insurance required after December 31, 1998 — Federal share insurance program or an equivalent share insurance program — Director's findings.
- § 31.12.413. Low-income credit unions — Director's approval required — Powers — Rules.
- § 31.12.416. Shares and deposits governed by chapter 30.22 RCW — Limitation on shares and deposits — Notice of withdrawal — Lien rights.
- § 31.12.418. Dividends.
- § 31.12.426. Loans — Secured or unsecured loans.
- § 31.12.428. Limit on loan amount.
- § 31.12.436. Investment of funds — When investment later becomes impermissible.
- § 31.12.438. Investment in real property or leasehold interests — Limitations — Rules.
- § 31.12.461. Mergers.
- § 31.12.464. Merger or conversion of state into federal, out-of-state, or foreign credit union, or other type of financial institution.
- § 31.12.467. Merger or conversion of federal, out-of-state, or foreign to state credit union.
- § 31.12.471. Authority of out-of-state or foreign credit union to operate in this state — Conditions — Rules.
- § 31.12.474. Liquidation — Disposition of unclaimed funds.
- § 31.12.516. Powers of director.
- § 31.12.518. Powers of director under chapter 19.144 RCW.
- § 31.12.545. Examinations and investigations — Reports — Access to records — Oaths — Subpoenas.
- § 31.12.565. Examination reports and specified other information confidential — Exceptions — Penalty.
- § 31.12.567. Reports — Financial and statistical data — As required by director.
- § 31.12.569. Generally accepted accounting principles.
- § 31.12.571. Notice of intent to establish branch — Another state or foreign jurisdiction.
- § 31.12.575. Removal or prohibition orders — Director's authority — Notice.
- § 31.12.580. Contents of notice under RCW 31.12.575 — Hearing — Order.
- § 31.12.585. Prohibited acts — Notice — Cease and desist order.
- § 31.12.595. Temporary cease and desist order — Notice — Principal place of business — Superior court.
- § 31.12.625. Administrative hearing — Procedures.
- § 31.12.630. Authority of director to call special meeting of board.
- § 31.12.633. Authority of director to attend meetings of the board.
- § 31.12.637. Intervention by director — Conditions.
- § 31.12.641. Supervision by director — Notice — Compliance — Costs.
- § 31.12.644. Supervision by director — Certain acts prohibited.
- § 31.12.647. Supervision by director — Credit union request for review.
- § 31.12.651. Conservator — Authorized actions — Costs.
- § 31.12.654. Actions by conservator — Review.
- § 31.12.657. Lawsuits during period of conservatorship.
- § 31.12.661. Conservator serves until purposes are accomplished.
- § 31.12.664. Liquidation — Suspension or revocation of articles — Placement in involuntary liquidation — Appointment of liquidating agent — Notice — Procedure — Effect.
- § 31.12.667. Order directing involuntary liquidation — Procedure.
- § 31.12.671. Receivership — Appointment of receiver by director — Notice — Act without bond.
- § 31.12.674. Director's orders — Notice to director of hearing — Hearing — Principal place of business — Superior court.
- § 31.12.677. Powers and duties of receiver.
- § 31.12.681. Claims against credit union in receivership — Notice.
- § 31.12.684. Receiver shall inventory assets — File lists of assets and claims — Objections to approved claims.
- § 31.12.687. Expenses incurred by receiver.
- § 31.12.691. Liquidation dividends — Approval of court.
- § 31.12.694. Remaining assets — Distribution.
- § 31.12.697. Unclaimed liquidation dividends.
- § 31.12.701. Personal property — Receiver's duties.
- § 31.12.704. Proceeds of sale — Deposit or payment by receiver.
- § 31.12.707. Completion of receivership — Merger, purchase, or liquidation — Secretary of state.
- § 31.12.711. Director may terminate receivership — Expenses.
- § 31.12.714. Receivership files.
- § 31.12.717. Pendency of proceedings for review of appointment of receiver — Liabilities of credit union — Availability of relevant data.
- § 31.12.721. Appointment by court of temporary receiver — Notice to director.
- § 31.12.724. Actions that are void — Felonious conduct — Penalties.
- § 31.12.726. Conservator or receiver may terminate or adopt executory contracts — Timing — Binding terms — Liability.
- § 31.12.728. Applicability of general receivership law.
- § 31.12.850. Prohibited acts — Criminal penalties.
- § 31.12.853. Prohibited acts — Civil penalties — Rules.
- § 31.12.860. Taxation of credit unions.
- § 31.12.890. Satellite facilities.
- § 31.12.891. Automated teller machines and night depositories security.
- § 31.12.902. Short title.
- § 31.12.906. Effective date — 1997 c 397.
- § 31.12.909. Construction — Chapter applicable to state registered domestic partnerships — 2009 c 521.
- § 31.12.910. Effective date — 2010 c 87.
- § 19.02.800. Business license system — Certain business or professional activity licenses exempt.
- § 30A.04.500. Fairness in lending act — Short title.
- § 30A.04.515. Fairness in lending act — Sound underwriting practices not precluded.
- § 31.13.010. Definition of corporate credit union or corporate.
- § 31.13.020. Authority to organize and operate — Powers and authorities — Name — Federal or Kansas state corporate credit unions.
- § 19.02.800. Business license system — Certain business or professional activity licenses exempt.
- § 31.20.010. Creation under general corporation laws authorized.
- § 31.20.020. Purposes specified.
- § 31.20.030. Corporate powers.
- § 31.20.040. Minimum capital stock.
- § 31.20.050. Board of directors.
- § 31.20.060. Members power to loan funds to corporation.
- § 31.20.070. Members of corporation enumerated.
- § 31.20.080. Members duty to loan funds to corporation — Maximum limits — Proration of calls.
- § 31.20.090. Withdrawal from membership.
- § 31.20.100. Surplus reserve required.
- § 31.20.110. Funds to be deposited in designated depository.
- § 31.20.120. Money deposits prohibited.
- § 31.20.130. Publication of annual statement of assets and liabilities.
- § 31.20.140. Participation in federal act authorized.
- § 31.24.005. Findings — Declarations — Intent.
- § 31.24.010. Definitions.
- § 31.24.020. Application — Contents — Articles of incorporation — Fees — Initial capital — Approval.
- § 31.24.023. Filing articles of incorporation — Receipt of certificate of authority.
- § 31.24.025. Fees — Director's discretion.
- § 31.24.030. Corporate powers.
- § 31.24.066. Plan of assessment — Purpose — Requirements — Approval.
- § 31.24.070. Powers of stockholders — Voting rights — Proxy voting — Plan of assessment — Dividends — Rules.
- § 31.24.073. Aggregate limit on loans and investments — Single borrower or business.
- § 31.24.075. Insider transactions.
- § 31.24.080. Amendment of articles of incorporation — Director's approval — Filing.
- § 31.24.090. Board of directors — Officers and agents — Powers — Election — Meetings.
- § 31.24.100. Minimum capital, surplus, undivided profits, and net earnings.
- § 31.24.110. No receipt of money on deposit.
- § 31.24.120. Examinations by director of financial institutions — Reports — Authority of director.
- § 31.24.130. First meeting — Notice — Duties of incorporators.
- § 31.24.140. Duration of business development company.
- § 31.24.150. Dissolution — Method — Distribution of assets.
- § 31.24.160. Credit of state not pledged.
- § 31.24.170. Business development companies designated state development companies.
- § 31.24.190. Formation of historic business development company for purpose of preservation of historic buildings, areas, or neighborhoods.
- § 31.24.200. Insolvency and liquidation — Chapter 30.44 RCW.
- § 31.24.205. Supervisory direction and conservatorship.
- § 31.24.210. Mergers or consolidations — Application — Approval.
- § 31.24.215. Conversion of development credit corporation — Application — Approval — Filing of articles — Certificate of authority.
- § 31.24.220. Confidentiality and disclosure — Examinations.
- § 31.24.225. Business as a limited liability company.
- § 31.24.230. Simultaneous applications — Business development company and nondepository lender of certain loans — Procedure — Fees.
- § 31.24.235. Rule making.
- § 31.24.901. Short title.
- § 43.163.080. General operating procedures.
- § 31.35.010. Findings — Intent.
- § 31.35.020. Definitions.
- § 31.35.030. Administration — Rules — Duties of director.
- § 31.35.040. Participation by agricultural lender — Powers and privileges.
- § 31.35.050. Costs of supervision — Fees.
- § 31.35.060. Responsibility of agricultural lender — Recordkeeping — Loan loss reserve.
- § 31.35.070. Examination of agricultural lender.
- § 31.35.080. Enforcement — Responsibility of director — Penalty.
- § 31.35.090. Enforcement — Court order.
- § 31.35.100. Notice — Investments not insured.
- § 31.35.105. Application of RCW 31.24.230.
- § 31.24.230. Simultaneous applications — Business development company and nondepository lender of certain loans — Procedure — Fees.
- § 31.35.900. Severability — Administrative review — 1990 c 134.
- § 31.40.010. Intent.
- § 31.40.020. Definitions.
- § 31.40.030. Director — Powers and duties.
- § 31.40.040. Licensee — Powers and duties.
- § 31.40.050. License approval.
- § 31.40.060. Prohibited loans — Exception.
- § 31.40.070. Fees.
- § 31.40.080. Records — Reports — Loan loss reserve.
- § 31.40.090. Examination of licensees.
- § 31.40.100. Application denial.
- § 31.40.110. Rules — Penalties.
- § 31.40.120. Injunction.
- § 31.40.130. Penalty — License impairment.
- § 31.40.135. Application of RCW 31.24.230.
- § 31.24.230. Simultaneous applications — Business development company and nondepository lender of certain loans — Procedure — Fees.
- § 31.40.900. Severability — 1989 c 212.
- § 31.45.010. Definitions.
- § 31.45.020. Application of chapter.
- § 31.45.022. Privacy or confidentiality of any information or material — Federal or other state's laws.
- § 31.45.030. License required — Small loan endorsement — Application — Fee — Bond — Deposit in lieu of bond — Director's duties.
- § 31.45.040. Application for license or small loan endorsement — Financial responsibility — Director's investigation.
- § 31.45.043. Multistate licensing system — Director's discretion.
- § 31.45.045. Reports — Nationwide licensing system.
- § 31.45.050. Investigation or examination fee and annual assessment fee required — Amounts determined by rule — Failure to pay — Notice requirements of licensee.
- § 31.45.060. Licensee — Schedule of fee and charges — Recordkeeping.
- § 31.45.070. Licensee — Permissible transactions — Restrictions.
- § 31.45.073. Making small loans — Endorsement required — Due date — Termination date — Maximum amount — Installment plans — Interest — Fees — Postdated check or draft as security.
- § 31.45.077. Small loan endorsement — Application — Form — Information — Exemption from disclosure — Fees.
- § 31.45.079. Making small loans — Agent for a licensee or exempt entity — Federal preemption.
- § 31.45.080. Trust funds — Deposit requirements — Rules.
- § 31.45.082. Delinquent small loan — Restrictions on collection by licensee or third party — Definitions.
- § 31.45.084. Small loan installment plan — Terms — Restrictions.
- § 31.45.085. Loan application — Required statement — Rules.
- § 31.45.086. Small loans — Right of rescission.
- § 31.45.088. Small loans — Disclosure requirements — Advertising — Making loan.
- § 31.45.090. Report requirements — Disclosure of information — Rules.
- § 31.45.093. Information system — Access — Required information — Fees — Rules.
- § 31.45.100. Examination or investigation — Director's authority — Costs.
- § 31.45.103. Subpoena authority — Application — Contents — Notice — Fees.
- § 31.45.105. Violations of chapter — Enforceability of transaction.
- § 31.45.110. Violations or unsound financial practices — Statement of charges — Hearing — Sanctions — Director's authority — Statute of limitations.
- § 31.45.120. Violations or unsound practices — Temporary cease and desist order — Director's authority.
- § 31.45.130. Temporary cease and desist order — Licensee's application for injunction.
- § 31.45.140. Violation of temporary cease and desist order — Director's application for injunction.
- § 31.45.150. Licensee's failure to perform obligations — Director's duty.
- § 31.45.160. Director's possession of property and business — Appointment of receiver.
- § 31.45.180. Violation — Misdemeanor.
- § 31.45.190. Violation — Consumer protection act — Remedies.
- § 31.45.200. Director — Broad administrative discretion.
- § 31.45.210. Military borrowers — Licensee's duty — Definition.
- § 31.45.900. Effective date, implementation — 1991 c 355.
- § 31.45.901. Effective date — 2009 c 510.
- § 23.86.007. Definitions.
- § 23.86.010. Cooperative associations — Who may organize.
- § 23.86.020. Business authorized.
- § 23.86.022. Certificate of authority as insurance company — Filing of documents.
- § 23.86.030. Association name — Immunity from liability of association board members and officers.
- § 23.86.035. Powers.
- § 23.86.050. Articles — Contents.
- § 23.86.055. Articles — Filing.
- § 23.86.070. Applicable fees, charges, and penalties.
- § 23.86.075. Fees for services by secretary of state.
- § 23.86.080. Directors — Election and appointment.
- § 23.86.085. Election of officers.