Virginia § 8.12-103 - Relation to Article 9 and consumer laws

Full text of Virginia Code of Virginia § 8.12-103 — Relation to Article 9 and consumer laws, with citation guidance and answers to common questions.

§ 8.12-103. Relation to Article 9 and consumer laws

(a) Article 9 governs in case of conflict. If there is a conflict between this article and Article 9, Article 9 governs.

(b) Applicable consumer law and other laws. A transaction subject to this article is subject to any applicable rule of law that establishes a different rule for consumers and (i) any other statute or regulation that regulates the rates, charges, agreements, and practices for loans, credit sales, or other extensions of credit and (ii) any consumer-protection statute or regulation.

2024, c. 652.

Source: official Virginia text · Last verified 2026-08-27

Frequently Asked Questions About Virginia § 8.12-103

What does Code of Virginia § 8.12-103 cover?

Section 8.12-103 ("Relation to Article 9 and consumer laws") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Virginia § 8.12-103?

A common citation format is "Code of Virginia § 8.12-103" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Virginia law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.

How does Virginia § 8.12-103 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.