Virginia § 6.2-425 - Cardholder not liable in absence of request for, consent to issuance of, or use of card
Full text of Virginia Code of Virginia § 6.2-425 — Cardholder not liable in absence of request for, consent to issuance of, or use of card, with citation guidance and answers to common questions.
§ 6.2-425. Cardholder not liable in absence of request for, consent to issuance of, or use of card
A. A cardholder who receives a credit card from an issuer, which card the cardholder has not requested nor consented to the issuance of in writing, nor used, shall not be liable for any amount owing because of a use of the credit card.
B. The failure to destroy or return an unsolicited credit card shall neither:
1. Be evidence of a cardholder's request for or consent to the issuance of the credit card, nor
2. Constitute negligence on the part of the cardholder.
C. Use by an authorized agent of the cardholder shall be the equivalent of use by the cardholder. The burden of proving the authority of an agent shall be upon the issuer.
1970, c. 324, § 11-31; 2010, c. 794.
Source: official Virginia text · Last verified 2026-08-27
Frequently Asked Questions About Virginia § 6.2-425
What does Code of Virginia § 6.2-425 cover?
Section 6.2-425 ("Cardholder not liable in absence of request for, consent to issuance of, or use of card") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 6.2-425?
A common citation format is "Code of Virginia § 6.2-425" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 6.2-425 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.