Virginia § 46.2-684.1 - Insurance coverage and proof of insurance for exempted motor vehicles

Full text of Virginia Code of Virginia § 46.2-684.1 — Insurance coverage and proof of insurance for exempted motor vehicles, with citation guidance and answers to common questions.

§ 46.2-684.1. Insurance coverage and proof of insurance for exempted motor vehicles

A. Any motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle registration requirements pursuant to this article shall be insured under a general liability policy that includes personal injury liability insurance as defined in § 38.2-117 and property damage liability insurance as defined in § 38.2-118, under a policy of motor vehicle insurance as defined in § 38.2-124, or under an umbrella or excess insurance policy. Any such umbrella or excess insurance policy shall not be required to comply with the provisions of Chapter 22 (§ 38.2-2200 et seq.) of Title 38.2 of the Code of Virginia that relate to the ownership, maintenance, or use of the exempt motor vehicle, trailer, or semi-trailer.

B. Any person who owns a motor vehicle, trailer, or semi-trailer that is exempt from motor vehicle registration requirements pursuant to this article may be required by a law-enforcement officer to furnish proof that such motor vehicle, trailer, or semi-trailer is insured as required in subsection A. Failure to furnish proof of insurance when required by a law-enforcement officer as provided in this section within 30 days shall constitute a traffic infraction punishable by a $600 fine that shall be paid into the Uninsured Motorists Fund created pursuant to § 38.2-3000.

2005, c. 445; 2022, c. 736.

Source: official Virginia text · Last verified 2026-08-27

Frequently Asked Questions About Virginia § 46.2-684.1

What does Code of Virginia § 46.2-684.1 cover?

Section 46.2-684.1 ("Insurance coverage and proof of insurance for exempted motor vehicles") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Virginia § 46.2-684.1?

A common citation format is "Code of Virginia § 46.2-684.1" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Virginia law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.

How does Virginia § 46.2-684.1 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.