Virginia § 38.2-601 - Application of article
Full text of Virginia Code of Virginia § 38.2-601 — Application of article, with citation guidance and answers to common questions.
§ 38.2-601. Application of article
A. The obligations imposed by this article shall apply to those insurance institutions, agents or insurance-support organizations that:
1. In the case of life or accident and sickness insurance:
a. Collect, receive or maintain information in connection with insurance transactions that pertains to natural persons who are residents of the Commonwealth; or
b. Engage in insurance transactions with applicants, individuals, or policyholders who are residents of the Commonwealth; and
2. In the case of property or casualty insurance:
a. Collect, receive or maintain information in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in the Commonwealth; or
b. Engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in the Commonwealth.
B. The rights granted by this article shall extend to:
1. In the case of life or accident and sickness insurance, the following persons who are residents of the Commonwealth:
a. Natural persons who are the subject of information collected, received or maintained in connection with insurance transactions; and
b. Applicants, individuals or policyholders who engage in or seek to engage in insurance transactions; and
2. In the case of property or casualty insurance, the following persons:
a. Natural persons who are the subject of information collected, received or maintained in connection with insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in the Commonwealth; and
b. Applicants, individuals, or policyholders who engage in or seek to engage in insurance transactions involving policies, contracts or certificates of insurance delivered, issued for delivery or renewed in the Commonwealth.
C. For purposes of this section, a person shall be considered a resident of the Commonwealth if the person's last known mailing address, as shown in the records of the insurance institution, agent or insurance-support organization, is located in the Commonwealth.
D. Notwithstanding subsections A and B, this article shall not apply to information collected from the public records of a governmental authority and maintained by an insurance institution or its representatives for the purpose of insuring the title to real property located in the Commonwealth.
E. The provisions of this article shall apply only to insurance purchased primarily for personal, family or household purposes.
1981, c. 389, § 38.1-57.4; 1986, c. 562; 2001, c. 371; 2020, c. 264.
Frequently Asked Questions About Virginia § 38.2-601
What does Code of Virginia § 38.2-601 cover?
Section 38.2-601 ("Application of article") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 38.2-601?
A common citation format is "Code of Virginia § 38.2-601" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 38.2-601 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.