Virginia § 38.2-3911 - Time limit on certain defenses
Full text of Virginia Code of Virginia § 38.2-3911 — Time limit on certain defenses, with citation guidance and answers to common questions.
§ 38.2-3911. Time limit on certain defenses
Every insurance policy or contract shall contain a provision that after two years from the effective date of the policy or contract, only fraudulent misstatements in the application may be used to void the policy or contract or deny any claim for a loss incurred or a disability that starts after the two-year period. This provision may be omitted if the incontestable clause referred to in § 38.2-3912 is included.
1985, c. 400, § 38.1-549.12; 1986, c. 562.
Frequently Asked Questions About Virginia § 38.2-3911
What does Code of Virginia § 38.2-3911 cover?
Section 38.2-3911 ("Time limit on certain defenses") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 38.2-3911?
A common citation format is "Code of Virginia § 38.2-3911" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 38.2-3911 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.