Virginia § 38.2-304 - Contracts of temporary insurance; duration; what deemed to include
Full text of Virginia Code of Virginia § 38.2-304 — Contracts of temporary insurance; duration; what deemed to include, with citation guidance and answers to common questions.
§ 38.2-304. Contracts of temporary insurance; duration; what deemed to include
A. Oral or written binders or other temporary insurance contracts may be made and used for a period not exceeding sixty days pending the issuance of the policy. Unless otherwise provided, oral or written binders or other temporary insurance contracts shall be deemed to include the usual provisions, stipulations and agreements which are commonly used in this Commonwealth in effecting the class of insurance being written.
B. This section shall not apply to:
1. Binders or other contracts referred to in §§ 38.2-2112 and 38.2-4605;
2. Conditional receipts issued by life insurers; or
3. Group insurance policies.
Code 1950, § 38-181; 1952, c. 317, § 38.2-332; 1986, c. 562.
Source: official Virginia text · Last verified 2026-08-27
Frequently Asked Questions About Virginia § 38.2-304
What does Code of Virginia § 38.2-304 cover?
Section 38.2-304 ("Contracts of temporary insurance; duration; what deemed to include") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 38.2-304?
A common citation format is "Code of Virginia § 38.2-304" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 38.2-304 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.