Virginia § 38.2-2118 - Required statement on insurance policies for owner-occupied dwellings
Full text of Virginia Code of Virginia § 38.2-2118 — Required statement on insurance policies for owner-occupied dwellings, with citation guidance and answers to common questions.
§ 38.2-2118. Required statement on insurance policies for owner-occupied dwellings
Each insurer writing insurance on owner-occupied dwellings and appurtenant structures with a replacement cost provision under the provisions of Chapter 19 (§ 38.2-1900 et seq.) shall provide on each new and renewal policy a statement summarizing (i) any minimum coverage requirement necessary for the replacement cost provision to be fully effective and (ii) the effect on claim payment of not meeting the minimum coverage requirement.
1977, c. 530, § 38.1-279.49:1; 1986, c. 562; 2016, c. 558.
Source: official Virginia text · Last verified 2026-08-27
Frequently Asked Questions About Virginia § 38.2-2118
What does Code of Virginia § 38.2-2118 cover?
Section 38.2-2118 ("Required statement on insurance policies for owner-occupied dwellings") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 38.2-2118?
A common citation format is "Code of Virginia § 38.2-2118" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 38.2-2118 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.