Virginia § 38.2-2108.1 - Commercial fire insurance policies; changes to amount of coverage

Full text of Virginia Code of Virginia § 38.2-2108.1 — Commercial fire insurance policies; changes to amount of coverage, with citation guidance and answers to common questions.

§ 38.2-2108.1. Commercial fire insurance policies; changes to amount of coverage

No insurer shall, after a new or renewal contract or policy of fire insurance or fire insurance in combination with other coverage that has been issued or delivered in the Commonwealth to insure commercial property located in the Commonwealth has been in effect for 60 days, initiate and issue any endorsement to the contract or policy that increases or decreases the amount of coverage on such property unless the first named insured has consented in writing to such proposed change in the amount of coverage.

2019, c. 693.

Source: official Virginia text · Last verified 2026-08-27

Frequently Asked Questions About Virginia § 38.2-2108.1

What does Code of Virginia § 38.2-2108.1 cover?

Section 38.2-2108.1 ("Commercial fire insurance policies; changes to amount of coverage") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Virginia § 38.2-2108.1?

A common citation format is "Code of Virginia § 38.2-2108.1" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Virginia law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.

How does Virginia § 38.2-2108.1 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.