Virginia § 38.2-1812.2 - Administrative charges in excess of premium prohibited; exceptions
Full text of Virginia Code of Virginia § 38.2-1812.2 — Administrative charges in excess of premium prohibited; exceptions, with citation guidance and answers to common questions.
§ 38.2-1812.2. Administrative charges in excess of premium prohibited; exceptions
A. Notwithstanding the provisions of § 38.2-310 and Article 4 (§ 38.2-1837 et seq.) of this chapter, no agent shall charge, or demand or receive from, an applicant for insurance or a policyholder any consideration in return for rendering services associated with a contract of insurance, when the consideration is in addition to the premium for such contract, unless:
1. The applicant or policyholder consents in writing before any services are rendered. Consent shall be provided on a form that includes the applicant's or policyholder's signature, the duration of services and amount of fees to be charged, the services for which the fees are charged, and a statement that the agent is entitled to receive a commission from the insurer for selling, soliciting, or negotiating the insurance; and
2. A schedule of fees and documentation for services rendered is maintained in the agent's office and is made available to applicants or policyholders upon request.
B. This section shall not apply to charges for services described in subsection C of § 38.2-4608 when provided by title insurance agents.
C. This section shall apply to new and renewal policies issued or renewed on or after July 1, 1999.
Source: official Virginia text · Last verified 2026-08-27
Frequently Asked Questions About Virginia § 38.2-1812.2
What does Code of Virginia § 38.2-1812.2 cover?
Section 38.2-1812.2 ("Administrative charges in excess of premium prohibited; exceptions") is part of the Code of Virginia, the codified statutory law of Virginia. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Virginia § 38.2-1812.2?
A common citation format is "Code of Virginia § 38.2-1812.2" (Virginia). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Virginia law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Virginia official source linked on this page or consult a licensed Virginia attorney.
How does Virginia § 38.2-1812.2 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Virginia can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Virginia.