Virginia Code — 38.2
Browse 1,893 sections in division 38.2 of the Virginia code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 38.2-100. Definitions
- § 38.2-100.1. Certified mail; subsequent mail or notices may be sent by regular mail
- § 38.2-101. Classification of insurance
- § 38.2-102. Life
- § 38.2-103. Credit life
- § 38.2-104. Industrial life
- § 38.2-105. Variable life
- § 38.2-105.1. Modified guaranteed life insurance
- § 38.2-106. Annuities
- § 38.2-106.1. Charitable gift annuities
- § 38.2-107. Variable annuity
- § 38.2-107.1. Modified guaranteed annuity
- § 38.2-107.2. Private family leave insurance
- § 38.2-108. Credit accident and sickness
- § 38.2-109. Accident and sickness
- § 38.2-110. Fire
- § 38.2-111. Miscellaneous property and casualty
- § 38.2-112. Water damage
- § 38.2-113. Burglary and theft
- § 38.2-114. Glass insurance
- § 38.2-115. Boiler and machinery
- § 38.2-116. Animal
- § 38.2-117. Personal injury liability
- § 38.2-118. Property damage liability
- § 38.2-119. Workers' compensation and employers' liability
- § 38.2-120. Fidelity
- § 38.2-121. Surety
- § 38.2-122. Credit
- § 38.2-122.1. Credit involuntary unemployment insurance
- § 38.2-122.2. Credit property insurance
- § 38.2-123. Title
- § 38.2-124. Motor vehicle
- § 38.2-125. Aircraft
- § 38.2-126. Marine
- § 38.2-127. Legal services insurance
- § 38.2-128. Mortgage guaranty insurance
- § 38.2-129. Home protection insurance
- § 38.2-130. Homeowners insurance
- § 38.2-131. Farmowners insurance
- § 38.2-132. Commercial multi-peril insurance
- § 38.2-133. Contingent and consequential losses
- § 38.2-134. Definitions to include other insurance of same general kind
- § 38.2-135. Classes of insurance companies may be licensed to write
- § 38.2-136. Reinsurance
- § 38.2-137. Flood insurance
- § 38.2-200. General powers of the Commission relative to insurance
- § 38.2-201. Recommendations by Commission to General Assembly
- § 38.2-202. Regulation of solicitation of proxies, consents and authorizations
- § 38.2-203. Management and exclusive agency contracts subject to approval by Commission
- § 38.2-204. Repealed
- § 38.2-205.1. Temporary contracts of insurance permitted
- § 38.2-206. Corporations as members of mutual insurers
- § 38.2-207. Enforcement of right of subrogation in name of insured
- § 38.2-208. Limitation of risks generally
- § 38.2-209. Award of insured's attorney fees in certain cases
- § 38.2-210. Loans to officers, directors, etc., prohibited
- § 38.2-211. Other interests and payments to officers, directors, etc., prohibited
- § 38.2-212. Certain compensation not prohibited
- § 38.2-213. Violation of § 38.2-210 or § 38.2-211
- § 38.2-214. Restrictions upon purchase and sale of equity securities of domestic stock insurers
- § 38.2-215. Liability of president, chief executive officer or directors if insurance issued when insurer insolvent
- § 38.2-216. Restrictions on removal or transfer of property and on reinsurance; penalty
- § 38.2-217. When assets may not be distributed among stockholders
- § 38.2-218. Penalties and restitution payments
- § 38.2-219. Violations; procedure; cease and desist orders
- § 38.2-220. Injunctions
- § 38.2-221. Enforcement of penalties
- § 38.2-221.1. Confidentiality of information
- § 38.2-221.2. Treatment of confidential information pursuant to federal law
- § 38.2-221.3. Confidentiality of applications and investigations
- § 38.2-222. Appeals generally
- § 38.2-223. Rules and regulations; orders
- § 38.2-224. Procedures
- § 38.2-225. Disposition of fines and penalties
- § 38.2-226. Provisions of title not to apply to certain mutual aid associations
- § 38.2-226.1. Expired
- § 38.2-226.2. Provisions of title not applicable to certain long-term care health plans
- § 38.2-226.3. Expired
- § 38.2-227. Public policy regarding punitive damages
- § 38.2-228. Proof of future financial responsibility
- § 38.2-229. Immunity from liability
- § 38.2-230. Distributions by nonstock corporation
- § 38.2-231. Notice of cancellation, refusal to renew, reduction in coverage or increase in premium of certain liability insurance policies
- § 38.2-232. Notice of lapse or pending lapse of certain life and accident and sickness insurance policies
- § 38.2-233. Credit involuntary unemployment insurance; credit property insurance; disclosure and readability
- § 38.2-234. Release of information
- § 38.2-235. Liability insurance; carbon monoxide exclusions
- § 38.2-236. Notice of settlement payment
- § 38.2-237. Provider complaints
- § 38.2-300. Scope of chapter
- § 38.2-301. Insurable interest required; life, accident and sickness insurance
- § 38.2-302. Life, accident, and sickness insurance; application required
- § 38.2-303. Insurable interest required; property insurance
- § 38.2-304. Contracts of temporary insurance; duration; what deemed to include
- § 38.2-305. Contents of policies
- § 38.2-306. Additional contents
- § 38.2-307. Charter and bylaw provisions in policies
- § 38.2-308. Contingent liability provisions in policies issued by certain mutual insurers
- § 38.2-309. When answers or statements of applicant do not bar recovery on policy
- § 38.2-310. All fees, charges, etc., to be stated in policy
- § 38.2-311. Type size in which conditions and restrictions to be printed
- § 38.2-312. Provisions limiting jurisdiction, or requiring construction of contracts by law of other states, prohibited
- § 38.2-313. Where certain contracts deemed made
- § 38.2-314. Limitation of action and proof of loss
- § 38.2-315. Intervening breach
- § 38.2-316. Policy forms to be filed with Commission; notice of approval or disapproval; exceptions
- § 38.2-316.1. Premium rates
- § 38.2-316.2. Dental carriers; annual actual loss ratio report
- § 38.2-317. Delivery and use of certain policies and endorsements
- § 38.2-318. Validity of noncomplying forms
- § 38.2-319. Validity of contracts in violation of law
- § 38.2-320. Insurer to furnish forms for proof of loss
- § 38.2-321. Payment discharges insurer
- § 38.2-322. Standardized claims forms
- § 38.2-323. Repealed
- § 38.2-324. Disclosure of property damage information
- § 38.2-325. Electronic delivery
- § 38.2-326. Plan management functions
- § 38.2-400. Expense of administration of insurance laws borne by licensees; minimum contribution
- § 38.2-401. (Effective until July 1, 2026) Fire Programs Fund
- § 38.2-401. (Effective July 1, 2026) Fire Programs Fund
- § 38.2-401.1. Dam Safety, Flood Prevention and Protection Assistance Fund assessment
- § 38.2-402. Definitions
- § 38.2-403. Assessment for expenses
- § 38.2-403.1. Omitted assessments
- § 38.2-404. Recovery of such assessments; revocation or suspension of license
- § 38.2-405. Application for correction of assessment
- § 38.2-406. Report of gross premium income
- § 38.2-407. Repealed
- § 38.2-412. Companies going out of business
- § 38.2-413. Double assessment respecting same direct gross premium income negated
- § 38.2-414. Assessments to fund program to reduce losses from motor vehicle thefts
- § 38.2-415. Assessment to fund program to reduce losses from insurance fraud
- § 38.2-500. Declaration of purpose
- § 38.2-501. Definitions
- § 38.2-502. Misrepresentations and false advertising of insurance policies
- § 38.2-503. False information and advertising generally
- § 38.2-504. Defamation
- § 38.2-505. Boycott, coercion and intimidation
- § 38.2-506. False statements and entries
- § 38.2-507. Stock operations and advisory board contracts
- § 38.2-508. Unfair discrimination
- § 38.2-508.1. Unfair discrimination; members of the armed forces
- § 38.2-508.2. Discrimination prohibited
- § 38.2-508.3. Consideration of Medicaid eligibility prohibited
- § 38.2-508.4. Genetic information privacy
- § 38.2-508.5. Re-underwriting individual under existing group or individual accident and sickness insurance policy prohibited; exceptions
- § 38.2-509. Rebates
- § 38.2-510. Unfair claim settlement practices
- § 38.2-511. Failure to maintain record of complaints
- § 38.2-512. Misrepresentation in insurance documents or communications
- § 38.2-513. Repealed
- § 38.2-513.1. Insurance sales by depository institutions and other lending institutions
- § 38.2-514. Failure to make disclosure
- § 38.2-514.1. Disclosure required
- § 38.2-514.2. Disclosures required of motor vehicle rental contract insurance agents and enrollers
- § 38.2-515. Power of Commission
- § 38.2-515.1. Power of Commission; policies issued outside of the Commonwealth
- § 38.2-516. Prohibited compensation for intra-company replacement
- § 38.2-517. Unfair settlement practices; replacement and repair; penalty
- § 38.2-518. Certificates of insurance
- § 38.2-600. Purposes
- § 38.2-601. Application of article
- § 38.2-602. Definitions
- § 38.2-603. Pretext interviews
- § 38.2-604. Notice of information collection and disclosure practices
- § 38.2-604.1. Notice of financial information collection and disclosure practices
- § 38.2-605. Marketing and research surveys
- § 38.2-606. Content of disclosure authorization forms
- § 38.2-607. Investigative consumer reports
- § 38.2-608. Access to recorded personal information
- § 38.2-609. Correction, amendment, or deletion of recorded personal information
- § 38.2-610. Notice of adverse underwriting decision; furnishing reasons for decisions and sources of information
- § 38.2-611. Information concerning previous adverse underwriting decisions
- § 38.2-612. Bases for adverse underwriting decisions
- § 38.2-612.1. Special requirements for providing financial information to nonaffiliated third parties
- § 38.2-612.2. Protection of the Fair Credit Reporting Act
- § 38.2-613. Disclosure limitations and conditions
- § 38.2-613.01. Commission to promulgate regulations on disclosure of certain medical test results to insurance applicants
- § 38.2-613.1. Disclosure of agent's moratorium required
- § 38.2-613.2. Repealed
- § 38.2-614. Powers of Commission
- § 38.2-615. Hearings and procedures
- § 38.2-616. Service of process on insurance-support organizations
- § 38.2-617. Individual remedies
- § 38.2-618. Immunity of persons disclosing information
- § 38.2-619. Obtaining information under false pretenses
- § 38.2-620. Repealed
- § 38.2-621. Definitions
- § 38.2-622. Private cause of action; neither created nor curtailed
- § 38.2-623. Information security program
- § 38.2-624. Investigation of a cybersecurity event
- § 38.2-625. Notice to Commissioner
- § 38.2-626. Notice to consumers
- § 38.2-627. Powers and duties of the Commission; exclusive state standards
- § 38.2-628. Confidentiality
- § 38.2-629. Exceptions
- § 38.2-700. When domestic insurer may hold stock of another insurer
- § 38.2-701. When director of a domestic insurer may be a director of another insurer
- § 38.2-702. Violations; procedure; cease and desist orders
- § 38.2-703. Cease and desist orders may be entered
- § 38.2-704. Penalties
- § 38.2-705. Antitrust provision
- § 38.2-800. Definition
- § 38.2-801. What constitutes appointment of agent for service of process
- § 38.2-802. How process served
- § 38.2-803. Alternate method of service
- § 38.2-804. Other legal service not limited
- § 38.2-805. When judgment may be entered
- § 38.2-806. Defense of action by unlicensed insurer
- § 38.2-807. Attorney fees
- § 38.2-808. Definition
- § 38.2-809. What constitutes appointment of agent for service of process
- § 38.2-810. How process or notice served
- § 38.2-811. Other legal service not limited
- § 38.2-812. Definition
- § 38.2-813. What constitutes appointment of agent for service of process
- § 38.2-814. How process or notice served
- § 38.2-815. Other legal service not limited
- § 38.2-900. Workers' compensation
- § 38.2-901. References to former sections of Title 38 or Title 38.1
- § 38.2-902. Existing licenses
- § 38.2-903. Existing form of policy, contract, certificate, application, rider or endorsement
- § 38.2-904. Existing rates
- § 38.2-1000. Incorporation of domestic stock insurers
- § 38.2-1001. Incorporation of domestic mutual insurers
- § 38.2-1002. Additional requirements of articles of incorporation; name
- § 38.2-1003. When corporate status attained; bylaws filed with Commission
- § 38.2-1004. Voting
- § 38.2-1005. Certain mutual companies and societies not to become stock companies without approval of Commission
- § 38.2-1005.1. Conversion of a domestic mutual insurer to a domestic stock insurer
- § 38.2-1005.1:1. Definitions
- § 38.2-1005.1:2. Formation of mutual holding company and conversion of mutual company
- § 38.2-1005.1:3. Mutual holding company membership interest
- § 38.2-1005.1:4. Contents of plan of MHC conversion
- § 38.2-1005.1:5. Adoption and approval of plan of MHC conversion
- § 38.2-1005.1:6. Corporate existence
- § 38.2-1005.1:7. Regulation and authority of a mutual holding company
- § 38.2-1005.1:8. Diversion of business to affiliates
- § 38.2-1005.1:9. Conversion of mutual holding company
- § 38.2-1005.1:10. Conflicts of interest
- § 38.2-1005.1:11. Costs and expenses
- § 38.2-1005.1:12. Failure to give notice
- § 38.2-1005.1:13. Limitation on actions
- § 38.2-1006. Conversion of a domestic stock insurer to a mutual insurer
- § 38.2-1007. Notice to policyholders of meeting to approve conversion
- § 38.2-1008. Conduct of and voting at meeting
- § 38.2-1009. Payment for shares pursuant to conversion plan
- § 38.2-1010. How acquired shares held
- § 38.2-1011. Disposition of dividends after payments provided in conversion plan
- § 38.2-1012. Jurisdiction to compel completion of mutualization
- § 38.2-1013. Venue of proceedings
- § 38.2-1014. Parties and process
- § 38.2-1015. Determining value of stock outstanding; dismissal of petition or entry of decree requiring payment for and transfer of stock
- § 38.2-1016. Amendment of charter and bylaws; change of name; retirement and cancellation of stock; when mutualization effective; assets and liabilities; officers and directors; general restrictions and powers
- § 38.2-1016.1. Conversion of a health maintenance organization to an accident and sickness insurer
- § 38.2-1017. Applicability of Title 13.1
- § 38.2-1018. Plan of merger to be approved by Commission
- § 38.2-1019. Change of status from foreign to domestic insurer
- § 38.2-1020. Transfer of domicile from Virginia to another state
- § 38.2-1021. Change of domicile of foreign insurer to another foreign state
- § 38.2-1022. Commission to be notified of proposed transfer of domicile
- § 38.2-1023. Effect of transfer of domicile on certificate of authority, agents' appointments and licenses, etc
- § 38.2-1024. License required to transact the business of insurance; application fee requirements for license
- § 38.2-1025. Annual renewal of license
- § 38.2-1026. Retaliatory provisions as to taxes, fees, deposits and other requirements
- § 38.2-1027. Admission of foreign and alien insurers
- § 38.2-1028. Additional licensing requirements for stock insurers
- § 38.2-1029. Additional licensing requirements for mutual insurers
- § 38.2-1030. Surplus requirements for issuing policies without contingent liability
- § 38.2-1031. Additional requirements, alien insurers
- § 38.2-1032. Additional licensing requirements for domestic insurers
- § 38.2-1033. Additional licensing requirements for foreign insurers
- § 38.2-1034. How domestic mutual insurers may acquire initial surplus
- § 38.2-1035. Domestic insurers to maintain minimum capital and surplus; proceedings by Commission if impairment found
- § 38.2-1036. Impairment of capital and surplus of foreign and alien company ground for suspension or revocation of license
- § 38.2-1037. Exceptions for licensed and operating insurers
- § 38.2-1038. Authority of Commission to issue orders covering insurers in hazardous financial condition
- § 38.2-1039. Enjoining unlicensed foreign or alien insurers from transacting the business of insurance in Commonwealth
- § 38.2-1039.1. Risk retention groups
- § 38.2-1040. Refusal, suspension or revocation of license
- § 38.2-1041. Notice to company of proposed suspension or revocation
- § 38.2-1042. Agent's authority likewise suspended or revoked
- § 38.2-1043. Suspension or revocation published
- § 38.2-1044. New business prohibited
- § 38.2-1045. Deposits required of insurers generally
- § 38.2-1046. Purpose of deposits; enforcement of lien
- § 38.2-1047. How deposits applied to payment of claims; deficit to be made good
- § 38.2-1048. Return of deposits
- § 38.2-1049. Alternate deposit requirements
- § 38.2-1050. Voluntary deposit in excess of amount required
- § 38.2-1051. Repealed
- § 38.2-1052. Exchange of securities
- § 38.2-1053. Interest on deposits; to whom paid
- § 38.2-1054. Duty of State Treasurer when securities deposited are paid
- § 38.2-1055. Annual report of State Treasurer to Commission
- § 38.2-1056. Treasurer to receipt for deposits; responsibility of Commonwealth; taxation of deposited bonds
- § 38.2-1057. Assessment for expense of holding deposits; Insurance Collateral Assessment Fund
- § 38.2-1058. Felony for State Treasurer to dispose of securities illegally
- § 38.2-1100. Scope of chapter