Vermont § 516 - § 9—516.

§ 516. § 9—516.

• What constitutes filing; effectiveness of filing (a) Except as otherwise provided in subsection (b) of this section, communication of a
  record to a filing office and tender of the filing fee or acceptance of the record
  by the filing office constitutes filing. (b) Filing does not occur with respect to a record that a filing office refuses to accept
  because: (1) the record is not communicated by a method or medium of communication authorized by
  the filing office; (2) an amount equal to or greater than the applicable filing fee is not tendered; (3) the filing office is unable to index the record because: (A) in the case of an initial financing statement, the record does not provide a name
  for the debtor; (B) in the case of an amendment or information statement, the record: (i) does not identify the initial financing statement as required by section 9—512 or 9—518 of this title, as applicable; or (ii) identifies an initial financing statement whose effectiveness has lapsed under section 9—515 of this title; (C) in the case of an initial financing statement that provides the name of a debtor identified
  as an individual or an amendment that provides a name of a debtor identified as an
  individual which was not previously provided in the financing statement to which the
  record relates, the record does not identify the debtor’s surname; or (D) in the case of a record recorded in the filing office described in subdivision 9—501(a)(1) of this title, the record does not provide a sufficient description of the real property to which
  it relates; (4) in the case of an initial financing statement or an amendment that adds a secured
  party of record, the record does not provide a name and mailing address for the secured
  party of record; (5) in the case of an initial financing statement or an amendment that provides a name
  of a debtor which was not previously provided in the financing statement to which
  the amendment relates, the record does not: (A) provide a mailing address for the debtor; or (B) indicate whether the name provided as the name of the debtor is the name of an individual
  or an organization; (6) in the case of an assignment reflected in an initial financing statement under subsection 9—514(a) of this title or an amendment filed under subsection 9—514(b) of this title, the record does not provide a name and mailing address for the assignee; or (7) in the case of a continuation statement, the record is not filed within the six-month
  period prescribed by subsection 9—515(d) of this title. (c) For purposes of subsection (b) of this section: (1) a record does not provide information if the filing office is unable to read or decipher
  the information; and (2) a record that does not indicate that it is an amendment or identify an initial financing
  statement to which it relates, as required by section 9—512, 9—514, or 9—518 of this title, is an initial financing statement. (d) A record that is communicated to the filing office with tender of the filing fee,
  but which the filing office refuses to accept for a reason other than one set forth
  in subsection (b) of this section, is effective as a filed record except as against
  a purchaser of the collateral which gives value in reasonable reliance upon the absence
  of the record from the files. (Added 1999, No. 106 (Adj. Sess.), § 2, eff. July 1, 2001; amended 2013, No. 157 (Adj. Sess.), § 1.)