Vermont § 4103 - Definitions As used in this chapter:

§ 4103. Definitions As used in this chapter:

• (1) “Credit life insurance” means insurance on the life of a debtor pursuant to or in
  connection with a specific loan or other credit transaction. (2) “Credit accident and health insurance” means insurance on a debtor to provide indemnity
  for payments becoming due on a specific loan or other credit transaction while the
  debtor is disabled as defined in the policy. (3) “Creditor” means the lender of money or vendor or lessor of goods, services, property,
  right, or privileges, for which payment is arranged through a credit transaction or
  any successor to the right, title, or interest of any such lender, vendor, or lessor,
  and an affiliate, associate, or subsidiary of any of them or any director, officer,
  or employee of any of them or any other person in any way associated with any of them. (4) “Debtor” means a borrower of money or a purchaser or lessee of goods, services, property,
  rights, or privileges for which payment is arranged through a credit transaction.
  “Indebtedness” means the total amount payable by a debtor to a creditor in connection
  with a loan or other transaction. (5) “Commissioner” means the Commissioner of Financial Regulation. (Added 1959, No. 221, § 2(B); amended 1989, No. 225 (Adj