Vermont § 4048d - Extension of benefits

§ 4048d. Extension of benefits

• (a) Each group health insurance policy or subscriber contract shall provide a reasonable
  extension of benefits in the event that the employer or member is in a condition of
  total disability on the date of termination of the group policy or contract in accordance
  with the provisions of this section. (b) A policy or contract providing benefits for loss of time from work or specific indemnity
  during hospital confinement shall provide that termination of the policy or contract
  during a loss of time or confinement shall have no effect on benefits payable for
  the loss of time or confinement. (c) A policy or contract providing hospital or medical expense coverage benefits shall
  provide an extension of benefits of at least 12 months under major medical insurance
  coverage and at least 90 days under other types of hospital or medical expense coverage. (d) The provisions of a policy or contract relating to extension of benefits or accrued
  liability shall be described in the policy or contract as well as in group insurance
  certificates. The benefits payable during a period of extension or accrued liability
  may be subject to the policy’s or contract’s regular benefit limits. (e) Nothing in this section shall be construed to require an extension of dental benefits. (Recodified and amended 2025, No. 11, § 2, eff. September 1, 2025.)