Vermont § 4047a - Continuation of group

§ 4047a. Continuation of group

• (a) All group major medical insurance and dental insurance policies shall provide that
  any person whose insurance under the group policy would terminate because of the occurrence
  of a qualifying event as defined in subsection (b) of this section shall be entitled
  to continue the person’s health insurance under that group policy. (b) For purposes of this subchapter, “qualifying event” means: (1) loss of employment, including a reduction in hours that results in ineligibility for
  employer-sponsored coverage; (2) divorce, dissolution, or legal separation of the covered employee from the employee’s
  spouse or civil union partner; (3) a dependent child ceasing to qualify as a dependent child under the generally applicable
  requirements of the policy; or (4) death of the covered employee or member. (c) The provisions of this section shall not apply if one or more of the following conditions
  applies: (1) The deceased person or employee was not insured under the group policy on the date
  of the qualifying event. (2) The person is covered by Medicare. (3) The person is covered by any other group insured or uninsured arrangement that provides
  dental coverage or hospital and medical coverage for individuals in a group and under
  which the person was not covered immediately prior to the qualifying event, and no
  preexisting condition exclusion applies; provided, however, that the person shall
  remain eligible for continuation coverages that are not available under the insured
  or uninsured arrangement. (4) The person has a loss of employment due to misconduct as defined in 21 V.S.A. § 1344. (d) The continuation required by this section only applies to major medical insurance
  and dental insurance benefits. (e) Notice of the continuation privilege shall be included in each certificate of coverage
  and shall be provided by the employer to the employee within 30 days following the
  occurrence of any qualifying event. (Recodified and amended 2025, No. 11, § 2, eff. September 1, 2025.)