Vermont § 201 - § 9—201.

§ 201. § 9—201.

• General effectiveness of security agreement (a) Except as otherwise provided in this title, a security agreement is effective according
  to its terms between the parties, against purchasers of the collateral, and against
  creditors. (b) A transaction subject to this article is subject to any applicable rule of law which
  establishes a different rule for consumers and (i) any other Vermont statute or regulation
  that regulates loans, credit sales, or other extensions of credit; and (ii) 9 V.S.A. chapter 63. (c) In case of conflict between this article and a rule of law, statute, or regulation
  described in subsection (b) of this section, the rule of law, statute, or regulation
  controls. Failure to comply with a statute or regulation described in subsection (b)
  of this section has only the effect the statute or regulation specifies. (d) This article does not: (1) validate any rate, charge, agreement, or practice that violates a rule of law, statute,
  or regulation described in subsection (b) of this section; or (2) extend the application of the rule of law, statute, or regulation to a transaction
  not otherwise subject to it. (Added 1999, No. 106 (Adj. Sess.), § 2, eff. July 1, 2001.)